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Bank Chief Risk Officer Jobs in Alabama (NOW HIRING)

Everest Re Group

Risk Management About Everest: Everest is a global leader in risk management, rooted in a rich, 50 ... Logan), with high visibility to the Group CUO, CEO of Mt. Logan and all Reinsurance Underwriting ...

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Bank Chief Risk Officer information

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$89.7K

$173.8K

$348.1K

How much do bank chief risk officer jobs pay per year?

As of Sep 12, 2026, the average yearly pay for bank chief risk officer in Alabama is $173,812.00, according to ZipRecruiter salary data. Most workers in this role earn between $152,700.00 and $172,700.00 per year, depending on experience, location, and employer.

What does a Bank Chief Risk Officer do?

A Bank Chief Risk Officer (CRO) is responsible for identifying, assessing, and mitigating risks that could impact a bank's financial stability and regulatory compliance. They develop risk management strategies, oversee risk assessment frameworks, and ensure the bank adheres to legal and regulatory requirements. The CRO works closely with executives and board members to establish risk policies and monitor emerging threats. Their role is crucial in safeguarding the bank against financial, operational, and reputational risks.

What are the typical challenges faced by a Bank Chief Risk Officer?

A Bank Chief Risk Officer regularly faces challenges such as balancing regulatory compliance with business growth, keeping up with evolving financial risks, and navigating complex global regulations. The role often involves making critical decisions rapidly in high-pressure situations and ensuring alignment of risk management practices across multiple departments. Additionally, CROs are tasked with fostering a strong risk culture within the organization and communicating effectively with both executives and regulators. Overcoming these challenges requires a mix of technical expertise, strong leadership, and effective cross-functional collaboration.

What are the key skills and qualifications needed to thrive in the Bank Chief Risk Officer position, and why are they important?

To thrive as a Bank Chief Risk Officer, you need an in-depth understanding of risk management, banking regulations, financial analysis, and typically a degree in finance or a related field, often supplemented by years of industry experience. Familiarity with risk assessment tools, regulatory compliance systems, and professional certifications such as FRM (Financial Risk Manager) or CFA is highly desirable. Exceptional leadership, strategic thinking, and the ability to communicate complex information clearly are key soft skills for this role. These competencies enable the effective identification, mitigation, and communication of risks, which are critical to protecting the bank’s assets and reputation.

What are popular job titles related to Bank Chief Risk Officer jobs in Alabama?

For Bank Chief Risk Officer jobs in Alabama, the most frequently searched job titles are:

What job categories do people searching Bank Chief Risk Officer jobs in Alabama look for?

The top searched job categories for Bank Chief Risk Officer jobs in Alabama are:

Bank Chief Risk Officer jobs near you
Infographic showing various Bank Chief Risk Officer job openings in Alabama as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 82% In-person, 9% Hybrid, and 9% Remote job distribution, with an average salary of $173,812 per year, or $83.6 per hour.

Senior Credit Officer

Northport, AL • On-site

BankFirst Financial Services
Commercial Banking • 201 - 500 employees
Learn more about BankFirst Financial Servicesexternal

Full-time

Posted 3 days ago

New

Job description

BASIC PURPOSE OF POSITION

Serves as a key leader within the bank’s Second Line of Defense, directing the evaluation, structuring, and approval of complex commercial lending relationships. Maintains credit discipline and portfolio quality by serving on executive loan committees, enforcing risk policy, and actively mentoring production lending staff to elevate credit analysis, risk identification, and underwriting standards across the organization.

DUTIES OF POSITION

  • Credit Approval & Portfolio Oversight: Exercise delegated lending authority to evaluate, structure, and approve complex loan requests; serve as a voting member on the Executive Loan Committee for relationships exceeding individual authority limits.

  • Risk Rating & CECL Integration: Ensure portfolio risk rating accuracy aligned with Current Expected Credit Losses (CECL) methodology; partner with lenders and Special Assets to execute proactive workout and exit strategies for deteriorating credits.

  • Policy Exception Management: Review and approve commercial loan policy exceptions, verifying that key mitigating factors are fully documented, tracked, and aligned with overall risk appetite parameters.

  • Lender Mentorship & Capacity Building: Collaborate directly with commercial lenders during pre-flight and deal-structuring stages to refine credit package quality, cash flow analysis, and deal mechanics prior to formal credit submission.

  • Credit Culture & Training: Develop and lead internal training programs on credit fundamentals, collateral valuation, and loan structuring, shifting credit administration from a traditional "policing" function to a strategic partnership without compromising risk standards.

  • Regulatory Compliance & Policy Refinement: Ensure strict adherence to internal Loan Policy, Federal Reserve guidelines, and MS/AL DBCF regulations; assist the Chief Credit Officer (CCO) in refining policies to address emerging concentration risks and evolving market conditions.

EDUCATION, EXPERIENCE & SKILLS

Education

  • Bachelor’s degree in Finance, Accounting, Economics, or a related business discipline required.
  • Graduation from a recognized Graduate School of Banking (e.g., LSU, Barret, Stonier) preferred.

Experience

  • 12+ years of progressive commercial credit and lending experience, including 5+ years in a senior credit approval role with substantial delegated authority at a peer or larger financial institution.
  • Deep, proven expertise in underwriting complex Commercial Real Estate (CRE) and Commercial & Industrial (C&I) transactions.
  • Experience with Agricultural Lending and SBA (7a/504) or FSA programs preferred.

Technical & Professional Skills

  • Comprehensive knowledge of Federal Reserve and MS/AL DBCF commercial banking regulations.
  • Direct expertise in CRE concentration risk management, stress testing, and CECL frameworks.
  • Advanced credit analysis, deal negotiation, and talent development capabilities.
  • Exceptional communication and interpersonal skills, with a proven ability to deliver firm credit decisions with tact and diplomacy while maintaining a supportive, developmental approach with production 


BankFirst is an EO employer - M/F/Veteran/Disability