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$15

$40

$65

How much do automotive risk analyst jobs pay per hour?

As of Jun 7, 2026, the average hourly pay for automotive risk analyst in the United States is $40.49, according to ZipRecruiter salary data. Most workers in this role earn between $29.81 and $49.28 per hour, depending on experience, location, and employer.

What does an Automotive Risk Analyst do?

An Automotive Risk Analyst evaluates the financial, operational, and market risks associated with automotive companies, products, and investments. They analyze data related to vehicle sales, market trends, regulatory changes, and insurance claims to identify potential risks and recommend strategies to mitigate them. Their work helps automotive businesses make informed decisions to minimize losses and maximize profitability. Analysts often collaborate with other departments such as finance, compliance, and operations to ensure comprehensive risk management.

How does an Automotive Risk Analyst typically collaborate with other departments within an organization?

Automotive Risk Analysts frequently work cross-functionally with teams such as underwriting, claims, compliance, and data analytics. They provide key insights on emerging risks, regulatory changes, and market trends to help shape product offerings and ensure risk mitigation strategies are effective. Regular meetings and data-sharing sessions are common, allowing analysts to contribute to decision-making processes and support continuous improvement initiatives. This collaborative environment helps foster a well-rounded understanding of risk from multiple business perspectives.

What are the key skills and qualifications needed to thrive as an Automotive Risk Analyst, and why are they important?

To thrive as an Automotive Risk Analyst, you need strong analytical abilities, a background in finance or statistics, and often a bachelor's degree in a related field. Familiarity with risk assessment software, data modeling tools, and industry-specific databases is typically required. Excellent problem-solving, attention to detail, and effective communication skills help you interpret data and present findings to stakeholders. These skills are essential for accurately identifying, evaluating, and mitigating risks in the automotive industry, ensuring organizational stability and informed decision-making.

What is the difference between Automotive Risk Analyst vs Automotive Underwriter?

AspectAutomotive Risk AnalystAutomotive Underwriter
Required CredentialsBachelor's in finance, risk management, or related field; certifications like CRM or ARM beneficialBachelor's in finance, business, or related; certifications like CPCU or ARM common
Work EnvironmentAnalyzing data, assessing risks, and developing risk models, often in office settingsEvaluating insurance applications, assessing risk levels, and approving policies, mainly in office
Employer & Industry UsageUsed by automotive insurance companies, risk management firms, and financial institutionsPrimarily employed by insurance companies, especially auto insurers

While both roles focus on risk assessment within the automotive industry, Automotive Risk Analysts primarily analyze data and develop risk models, whereas Automotive Underwriters evaluate individual insurance applications to determine policy approval and pricing.

Infographic showing various Automotive Risk Analyst job openings in the United States as of May 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $84,210 per year, or $40.5 per hour.
Financial Analyst II - Risk Analysis

Financial Analyst II - Risk Analysis

Cox Automotive

Lawrence, IN • Hybrid

$67K - $100K/yr

Full-time

PTO

Posted 28 days ago

Cox Automotive rating

7.8

Company rating: 7.8 out of 10

Based on 134 frontline employees who took The Breakroom Quiz

90th of 138 rated financial services

Job description

NextGear Capital is the largest independent inventory financing company in the United States, providing lines of credit to over 15,000 independent dealers. As a Cox Automotive brand, NextGear Capital is backed by one of the most trusted names in the automotive industry.
Position Summary:
NextGear Capital is seeking a Financial Analyst II - Risk Analysis to support the continued growth of its Commercial portfolio. This role will focus on risk analytics for the organization's largest accounts, with an emphasis on early identification of emerging risks and trends. The Financial Analyst will serve as a key liaison between Finance, Lending, Risk, and Performance Management teams, synthesizing data and insights from multiple sources to inform strategic decision-making at the senior leadership level.
Candidates must be able to work in a fast-paced, collaborative, team environment. To support business partners effectively, candidates must be comfortable interacting with all levels of the organization, including senior executives. Effective communication of analyses, building strong relationships and building executive-level presentations are essential in this role.
Essential Duties and Responsibilities:
  • Conduct ongoing risk analysis of large multi-million dollar accounts, identifying trends, anomalies, and potential areas of concern
  • Collaborate cross-functionally with Lending, Risk, and Performance Management teams to gather data and maintain a comprehensive view of account health
  • Prepare and deliver regular presentations and read-outs to senior leadership summarizing portfolio risk insights and account-level findings
  • Design and refine analytical frameworks, models, and reporting processes to improve the timeliness and accuracy of risk identification
  • Identify opportunities to enhance existing processes and develop innovative approaches to assessing and mitigating risk within the commercial portfolio
  • Exercise independent judgment in prioritizing work and determining areas of focus based on business needs

Required Qualifications:
  • Bachelor's degree in Mathematics, Economics, Finance, Business, or a related quantitative discipline with 2+ years of professional experience in financial analysis, risk analytics, or a related analytical function. A candidate may also have a Master's Degree with up to 2 years of experience. A non-degreed candidate will have 6+ years of relevant experience.
  • Demonstrated ability to work with large data sets and translate complex information into clear, actionable insights
  • Advanced MS Excel skills required, including logical and reference formulas, financial functions, use of pivot tables, best practice in financial model structure/design, assumption toggling, charting/graphing and formatting for executive presentations
  • Strong written and verbal communication skills, with the ability to present findings and recommendations to senior stakeholders
  • Proven ability to operate independently in a fast-paced environment with evolving priorities
  • Strong business acumen and the ability to quickly synthesize new information across multiple business areas
  • Demonstrated analytical ability and high degree of intellectual curiosity with track record of delivered results

Preferred Qualifications:
  • Experience with SQL, Python, R and/or Business Intelligence programs
  • Familiarity with leveraging AI tools to enhance analytical modeling
  • Prior experience in commercial lending, finance, or automotive industry

Work Environment:
  • Hybrid, 2-3 days in-office per week

USD 67,100.00 - 100,700.00 per year
Compensation:
Compensation includes a base salary in the range of $67,100.00 - $100,700.00. The base salary may vary within the anticipated base pay range based on factors such as the ultimate location of the position and the selected candidate's knowledge, skills, and abilities. Position may be eligible for additional compensation that may include an incentive program.
Benefits:
The Company offers eligible employees the flexibility to take as much vacation with pay as they deem consistent with their duties, the company's needs, and its obligations; seven paid holidays throughout the calendar year; and up to 160 hours of paid wellness annually for their own wellness or that of family members. Employees are also eligible for additional paid time off in the form of bereavement leave, time off to vote, jury duty leave, volunteer time off, military leave, and parental leave.
Applicants must currently be authorized to work in the United States for any employer without current or future sponsorship.
EOE, including disability/vets

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About Cox Automotive

Sourced by ZipRecruiter

At Cox Automotive, people of every background are driven by their passion for mobility, innovation and community. We transform the way the world buys, sells, owns and uses cars, accelerating the industry with global powerhouse brands like Autotrader, Kelley Blue Book, Manheim and more. What's more, we do it all with an emphasis on employee growth and happiness. Drive your future forward and join Cox Automotive today! Cox empowers employees to build a better future and has been doing so for over 120 years. With exciting investments and innovations across transportation, communications, cleantech and healthcare, our family of businesses - which includes Cox Automotive and Cox Communications - is forging a better future for us all. Ready to make your mark? Join us today! Benefits of working at Cox may include health care insurance (medical, dental, vision), retirement planning (401(k)), and paid days off (sick leave, parental leave, flexible vacation/wellness days, and/or PTO). For more details on what benefits you may be offered, visit our benefits page . Cox is an Equal Employment Opportunity employer - All qualified applicants/employees will receive consideration for employment without regard to that individual's age, race, color, religion or creed, national origin or ancestry, sex (including pregnancy), sexual orientation, gender, gender identity, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law. Cox provides reasonable accommodations when requested by a qualified applicant or employee with disability, unless such accommodations would cause an undue hardship. Statement to ALL Third-Party Agencies and Similar Organizations: Cox accepts resumes only from agencies with which we formally engage their services. Please do not forward resumes to our applicant tracking system, Cox employees, Cox hiring manager, or send to any Cox facility. Cox is not responsible for any fees or charges associated with unsolicited resumes.

Industry

Automobile dealers and technology, communication and media

Company size

5,001 - 10,000 Employees

Headquarters location

Atlanta, GA, US

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