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Auto Subrogation Jobs in Atlanta, GA (NOW HIRING)

Inside Auto Appraiser

Atlanta, GA · On-site

$63K - $105K/yr

Subrogation, SIU, etc.). * Effectively manages work assignments and referrals. * In order to ... Intermediate Auto Technical. What is a Must Have? * High School Degree or GED. * One year ...

Claims Adjuster I/II (Mid-Level) - Auto Liability Department: Claims Reports To: Claims Manager ... Identify subrogation, salvage, and fraud indicators, and refer files appropriately. * Communicate ...

Claims Adjuster I/II (Mid-Level) -- Auto Liability Department: Claims Reports To: Claims Manager ... Identify subrogation, salvage, and fraud indicators, and refer files appropriately. * Communicate ...

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Showing results 1-20

Auto Subrogation information

See Atlanta, GA salary details

$37.5K

$65.4K

$95.7K

How much do auto subrogation jobs pay per year?

As of Aug 6, 2026, the average yearly pay for auto subrogation in Atlanta, GA is $65,372.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,800.00 and $73,100.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

What are the key skills and qualifications needed to thrive as an auto subrogation specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.
Infographic showing various Auto Subrogation job openings in Atlanta, GA as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $65,372 per year, or $31.4 per hour.

Auto Litigation Claims Specialist

Zurich Insurance Group

Atlanta, GA

Other

Re-posted 23 days ago


Job description

At Zurich North America Claims we acknowledge that work life-balance and flexibility are a priority when it comes to choosing your next career move. Designed with our employees' needs in mind, the ZNA Claims hybrid work model emphasizes flexibility, allowing claims employees to conduct individual work in their preferred location, while facilitating in-person connections and collaborative activities when meaningful and valuable. While the model provides a high level of flexibility and autonomy, occasional circumstances requiring in-office attendance should be expected. The candidate selected for this opportunity should be able to report into [one of] the following North American Claims office[s]: Atlanta, GA; Schaumburg, IL; Addison, TX; or Omaha, NE.

Zurich North America is currently hiring an Auto Litigation Claims Specialist, and this person will report to an Auto Claims Handling Manager.  This role offers flexibility to work out of any Zurich North America office in the United States.

Responsibilities:

  • Work closely with attorneys internally and externally
  • Partner with attorneys on complex claims cases
  • Claims process management, work closely with attorney
  • Handle auto litigated claims
  • Can handle high exposure claims
  • Document claims file by accurately capturing and updating claims data/information in compliance with best practices for low to moderate exposure and complexity personal or commercial line claims.
  • Exercise judgement to determine liability by gathering and analyzing relevant facts; utilizing applicable law; establishing basic principles of negligence.
  • Exercise judgment to determine policy verification and coverage determination by analyzing applicable coverage for claims and determining whether the loss falls within the coverage.
  • Work to have a timely resolution to claims by developing case strategy; developing a case evaluation; escalating issues as appropriate.
  • Establish timely reserves and perform ongoing review throughout claims cycle within authority limit by estimating and validating value of claims.
  • Assess damages by calculating applicable damages or range of damages allowed by law.
  • Negotiate settlement of claim by establishing appropriate negotiation strategy and utilizing available tools and resources within authority limits.
  • Meet quality standards by following best practices.
  • Ensure customer service by proactively communicating information; responding to inquiries; following customer protocols and may participating in customer marketing efforts.
  • Ensure legal compliance by following state and federal laws and regulations and internal control requirements.
  • Refer claim to subrogation and fraud teams by identifying potential subrogation and fraud.

Basic Qualifications:

  • Bachelor's Degree and 3 or more years of experience in the Claims or Insurance area OR
  • Zurich Certified Insurance Apprentice, including an Associate Degree and 3 or more years of experience in Claims or Insurance area OR
  • Completion of Zurich Claims Training Program and 2 or more years of experience in the Claims or Insurance area OR
  • High School Diploma or Equivalent and 5 or more years of experience in the Claims or Insurance area AND
  • Must obtain and maintain required adjuster license(s)
  • Knowledge of insurance regulations, markets and products
  • Microsoft Office experience

Preferred Qualifications:

  • Auto commercial experience
  • Personal lines auto experience
  • Effective verbal and written communication skills
  • Strong analytical, critical thinking, and problem-solving skills
  • Solid time management, prioritization and multi-tasking skills
  • Experience collaborating in a team environment and building cross functional working relationships
  • Adept in identifying and explaining complex claims and moderately complex claims
  • Ability to determine the scope and exposure for moderately complex claims
  • Ability to develop and execute a negotiation strategy and plan for resolution
  • Ability to identify subtleties in customer/client and/or business partner interactions
  • Ability to present information necessary to propose a claim resolution to stakeholders

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply-your unique background matters to us.

 

The pay range shown is a national average and may vary by location. The proposed salary range for this position is $59,900.00 - $98,200.00, with short-term incentive bonus eligibility set at 10%.

 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment-so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500.

Join us for a brighter future-for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code 1033.

 

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Schaumburg, AM - Atlanta, AM - Addison, AM - Omaha
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No 
Linkedin Recruiter Tag: #LI-MG1 #LI-ASSOCIATEÂ