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Auto Subrogation Jobs in Ohio (NOW HIRING)

Rumpke

Risk and Claims Manager

Cincinnati, OH · On-site

... auto property damage and bodily injury claims is required * A minimum of 5 years direct claim team ... and subrogation * Bachelor's degree in Business Administration, Risk Management and Insurance ...

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Showing results 1-20

All JobsAuto Subrogation JobsAuto Subrogation Jobs in Ohio

Auto Subrogation information

See Ohio salary details

$37.1K

$64.6K

$94.6K

How much do auto subrogation jobs pay per year?

As of Jul 19, 2026, the average yearly pay for auto subrogation in Ohio is $64,627.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,200.00 and $72,300.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

What are the key skills and qualifications needed to thrive as an Auto Subrogation Specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.
What are popular job titles related to Auto Subrogation jobs in Ohio? For Auto Subrogation jobs in Ohio, the most frequently searched job titles are:
What job categories do people searching Auto Subrogation jobs in Ohio look for? The top searched job categories for Auto Subrogation jobs in Ohio are:
What cities in Ohio are hiring for Auto Subrogation jobs? Cities in Ohio with the most Auto Subrogation job openings:
Auto Subrogation jobs near you
Infographic showing various Auto Subrogation job openings in Ohio as of July 2026, with employment types broken down into 89% Full Time, and 11% Contract. Highlights an 56% In-person, 22% Hybrid, and 22% Remote job distribution, with an average salary of $64,627 per year, or $31.1 per hour.
Auto Damage Claims Manager

Auto Damage Claims Manager

Central Mutual Insurance Company

Van Wert, OH • On-site

Full-time

Medical, Retirement

Posted 15 days ago

Job description

Location: Van Wert, OH; Dublin, OH; Alpharetta, GA; Irving, TX
Work Model:Hybrid
Position type: Full time - salary
We're a team of employees passionate about delivering best-in-class customer service and driving innovation in claims management. Integrity, relationships, and excellence are at the heart of everything we do.
Our employees fully utilize their talents and bring their best selves to work. We believe who you are is just as important as what you do!
If you're energized by leading teams, improving results, and elevating claim quality, this role is for you. The Auto Damage Claims Manager drives workflow, coaching, and technical excellence to ensure fair, efficient claim outcomes-supporting disciplined reserving, strong negotiations, proactive customer service, and compliant handling from first notice through resolution. You'll collaborate with leaders and partners to continuously improve how we serve customers and agencies.
Key Responsibilities of the Role
  • Proactively perpetuates the culture, embraces our core values, welcomes diverse perspectives to foster innovation, and works appropriately across departments and across offices to accomplish the corporate objectives and priorities
  • Manages workflow and resources appropriately--staffing, workloads, and performance management when needed
  • Communicates strategy, priorities, and expectations and does so often to ensure the team is aligned in the claims mission and understands their relationship with the wider organization
  • Executes on strategy for claims Mission of Hospitality, Outcomes and Efficiency at Team and individual level
  • Develops and trains team on claim handling excellence
  • Develops and maintains excellent rapport with the team, internal stakeholders and agency force
  • Collaborates with peers and Claims leadership on Claims strategy and continuous improvement efforts
  • Monitors claims reserves and payments on claims in unit
  • Reviews files for coaching and direction on technical excellence in claims
  • Ensures team is managing assigned volume of auto damage claims with hospitality, optimal claim outcomes, and efficiency through the life of the claim
  • Ensures team is investigating, evaluating, negotiating and settling assigned claims within authority limits
  • Leads team to assess vehicle damages, including negotiating total loss settlements and working collaboratively with salvage team
  • Leads team to develop and follow strategic action plans throughout the life of the file
  • Ensures team is providing proactive customer service by appropriately setting expectations, building rapport, and responding to requests timely
  • Ensures team is building relationships and appropriately communicating with agency partners, internal and external stakeholders
  • Ensures team understands all applicable coverage forms and is providing thorough and timely coverage analysis and communication
  • Instructs team to conduct thorough and timely claim investigations including utilization of ISO
  • Leads team to implement proper recognition, investigation, referral and communication regarding subrogation
  • Ensures team is setting accurate initial reserves in a timely manner and is continually reviewing accuracy in the context of ultimate probable exposure
  • Instructs team to detect and mitigate fraud when investigating claims
  • Leads team to execute on coverage documentation, use of Reservation of Rights, Non-Waivers, and coverage letters
  • Ensures team is completing liability determination and analysis
  • Instructs team to obtain, analyze and evaluate damage documentation, implement appropriate control of rental/loss of use, and mitigate advanced charges
  • Leads team to make sure team is implementing appropriate consideration of file expenses and approved suppliers are used
  • Ensures paid losses are managed appropriately; adjuster is paying what is fair and owed and is settling claims at the optimal time in the life of the file
  • Leads team development with subject matter expertise training and onboarding.
  • Ensures team is assisting in team development with subject matter expertise learning, and onboarding assistance
  • Completes performance appraisals and participates in salary recommendations
  • Assists in selection of new employees
  • Handles special projects and initiatives as assigned
  • Evaluates performance of the team and individuals of the team; hold team accountable and obtains results
  • Coach and develop adjuster performance on alternative dispute resolution, litigation strategy and effective collaboration with defense counsel to lead and develop activity through the litigation process

Required Qualifications
  • Bachelor's degree and 6 years claims experience with demonstrated expertise in investigating, evaluating, negotiating, and settling of claims
  • Or 8 years of claims experience with demonstrated expertise in investigating, evaluating, negotiating, and settling of claims
  • Travel required as needed

Preferred Qualifications
  • CPCU, SCLA or AIC designations
  • Prior managerial experience, preferably in a claims setting
  • Demonstrated leadership capabilities

Knowledge, Skills, and Abilities
  • Ability to train, develop, motivate, and evaluate the performance of employees
  • Strong leadership skills and ability to analyze information and make effective decisions
  • Ability to lead by example through coaching, integrity, positive attitude; exhibiting initiative in daily work and efforts in professional development activities (exemplifying our core values)
  • Effectively communicate in collaborative manner both verbally and in writing
  • Skilled in change management
  • Possess a positive, professional, cooperative, and quality-conscious service attitude
  • Manage and understand external vendor resources
  • Ability to lead through complex coverage analysis and resolution strategies
  • Proficient in Microsoft Suite
  • Possesses analytical and problem-solving skills
  • Possess an innovative and continuous improvement mindset
  • Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload
  • Ability to professionally interact with our customers
  • Ability to understand Central Insurance's policies and processes
  • Ensures the team is complying with state regulatory/statutory requirements, corporate privacy and other claim policy requirements
  • Ensures statutory and legal compliance

Total Rewards
Central establishes base pay based on several factors including labor market data and an evaluation of candidate qualifications relative to role requirements. Base pay is one component of a comprehensive total rewards package designed to support employees' financial, health, career, and retirement objectives. Central provides extensive health and wellness benefits to promote flexibility, work-life balance, and long-term financial security. For more information, see Central Insurance Benefits
Work Authorization
Central will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas such as E, F-1(including those with OPT or CPT) , H-1, H-2, L-1, B, J or TN, or who need sponsorship for work authorization now or in the future, are not eligible for hire.
Equal Opportunity Employer
It is the policy of Central that all recruiting, hiring, training, compensation, overtime, job classification and assignment, facilities, promotions, transfers, employee treatment and all other terms and conditions of employment shall be maintained in a manner which will not discriminate against any person because of race, color, age, sex, national origin, ancestry, religion, marital status, military status, or disability. The applicant should respond to questions on this application in a way that will not divulge such information. #LI-SB1, #LI-Remote, #LI-Hybrid

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