1

Auto Insurance Estimator Jobs in Texas (NOW HIRING)

Auto Field Appraiser

El Paso, TX · On-site

$21 - $39/hr

Auto Appraiser ensures the estimates are accurate and in accordance with the terms of Loya Insurance's physical damage standards and state regulations. The Auto Appraiser works with the repair ...

Auto Field Appraiser

Houston, TX · On-site

$21 - $39/hr

Auto Appraiser ensures the estimates are accurate and in accordance with the terms of Loya Insurance's physical damage standards and state regulations. The Auto Appraiser works with the repair ...

Auto Estimator

Austin, TX · On-site

$60K - $70K/yr

... Auto Estimator Staff Field Auto Appraiser: Open to Denver Colorado, East Lansing Michigan, Austin ... To handle field appraisal assignments for our corporate fleets and insurance clients with an ...

Auto Estimator

Austin, TX · On-site

$60K - $70K/yr

... Auto Estimator Staff Field Auto Appraiser: Open to Denver Colorado, East Lansing Michigan, Austin ... To handle field appraisal assignments for our corporate fleets and insurance clients with an ...

... Auto Estimator Staff Field Auto Appraiser: Open to Denver Colorado, East Lansing Michigan, Austin ... To handle field appraisal assignments for our corporate fleets and insurance clients with an ...

... Auto Insurance, Family Support, Pre-tax Paid Parking/Public Transportation, Paid time off, Time Away Benefits, Paid Holidays, Group Legal, Employee Stock Purchase Plan, Identity Theft Protection ...

... Auto Insurance, Family Support, Pre-tax Paid Parking/Public Transportation, Paid time off, Time Away Benefits, Paid Holidays, Group Legal, Employee Stock Purchase Plan, Identity Theft Protection ...

... Auto Insurance, Family Support, Pre-tax Paid Parking/Public Transportation, Paid time off, Time Away Benefits, Paid Holidays, Group Legal, Employee Stock Purchase Plan, Identity Theft Protection ...

... Auto Insurance, Family Support, Pre-tax Paid Parking/Public Transportation, Paid time off, Time Away Benefits, Paid Holidays, Group Legal, Employee Stock Purchase Plan, Identity Theft Protection ...

... Auto Insurance, Family Support, Pre-tax Paid Parking/Public Transportation, Paid time off, Time Away Benefits, Paid Holidays, Group Legal, Employee Stock Purchase Plan, Identity Theft Protection ...

... Auto Insurance, Family Support, Pre-tax Paid Parking/Public Transportation, Paid time off, Time Away Benefits, Paid Holidays, Group Legal, Employee Stock Purchase Plan, Identity Theft Protection ...

Auto Body Shop Estimator

Houston, TX · On-site

$75K - $165K/yr

Build and maintain strong relationships with customers, insurance companies, and team members through effective communication regarding repair estimates, timelines, and additional information.

next page

Showing results 1-20

Auto Insurance Estimator information

See Texas salary details

$33.5K

$73.5K

$136K

How much do auto insurance estimator jobs pay per year?

As of Aug 12, 2026, the average yearly pay for auto insurance estimator in Texas is $73,460.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,000.00 and $91,300.00 per year, depending on experience, location, and employer.

What are some common challenges auto insurance estimators face when assessing vehicle damage?

Auto Insurance Estimators often encounter challenges such as accurately identifying hidden damages, interpreting repair shop estimates, and keeping up with evolving vehicle technologies. Working under tight deadlines and managing multiple claims simultaneously can also be demanding. Effective communication with policyholders, repair shops, and adjusters is crucial to ensure fair and timely settlements, making interpersonal skills as important as technical expertise in this role.

What is the difference between Auto Insurance Estimator vs Auto Claims Adjuster?

AspectAuto Insurance EstimatorAuto Claims Adjuster
Required CredentialsHigh school diploma; some certificationsHigh school diploma; licensing often required
Work EnvironmentOffice-based, sometimes on-site at repair shopsField and office-based, inspecting vehicles and interviewing claimants
Industry UsageEstimating repair costs for insurance claimsEvaluating and settling insurance claims
Common Search IntentCalculating repair estimatesAssessing claim validity and settlement

While both roles are integral to auto insurance claims, an Auto Insurance Estimator focuses on calculating repair costs, often working closely with repair shops. An Auto Claims Adjuster evaluates claims, investigates damages, and determines claim validity. Understanding these differences helps in choosing the right career path or service.

What does an auto insurance estimator do?

An Auto Insurance Estimator assesses vehicle damage after an accident to determine the cost of repairs for insurance claims. They inspect vehicles, review repair estimates from auto shops, and calculate how much the insurance company should pay out. Estimators also collaborate with claimants, repair shops, and insurance adjusters to ensure claims are processed accurately and efficiently. Their goal is to make sure both the customer and the insurance company are treated fairly during the claims process.

What are the key skills and qualifications needed to thrive as an auto insurance estimator?

To thrive as an Auto Insurance Estimator, you need a solid understanding of automotive repair, insurance policy knowledge, and strong analytical skills, often supported by a high school diploma or relevant certification. Familiarity with estimating software like CCC ONE or Mitchell, and sometimes I-CAR certification, is typically expected. Excellent communication, negotiation, and customer service skills help you effectively interact with clients, repair shops, and insurance adjusters. These abilities are crucial for providing accurate estimates, ensuring customer satisfaction, and streamlining the claims process.
What job categories do people searching Auto Insurance Estimator jobs in Texas look for? The top searched job categories for Auto Insurance Estimator jobs in Texas are:
Infographic showing various Auto Insurance Estimator job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $73,460 per year, or $35.3 per hour.

Auto Field Appraiser

Fred Loya Insurance

El Paso, TX • On-site

$21 - $39/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.


Fred Loya Insurance rating

4.2

Company rating: 4.2 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

300th of 304 rated insurance


Job description

Now Hiring!

Fred Loya Insurance was established in 1974 and has grown to be one of the Largest Hispanic Top 500 Owned and Operated Companies in the United States.
Our commitment to providing fast, dependable service and competitive rates for general auto insurance has made us one of the fastest growing auto insurance groups with over 500 agencies throughout Texas, California, New Mexico, Colorado, Illinois, Georgia, Arizona, and Nevada.
Our claims office has an immediate opening for an Auto Field Appraiser. In this role the employee will be responsible for completing vehicle damage estimates.
Auto Appraiser ensures the estimates are accurate and in accordance with the terms of Loya Insurance’s physical damage standards and state regulations.
The Auto Appraiser works with the repair facilities to obtain a meaningful agreed price on repairs and estimated time of completion/delivery.

Essential Duties and Responsibilities

  • Ensures proper vehicle tear down
  • Determine repair time allotments and required labor operations
  • Makes accurate repair/replace decisions
  • Assess and applies pre-existing damage, completes accurate total loss evaluations
  • Negotiates agreed price with shop decision maker and sets time bound expected completion date per Loya insurance standards
  • Review and assess the validity of all supplement request
  • Proactively provides customers with information regarding their vehicle’s cost of repair estimate and explains claims/repair process
  • Maintains accurate vehicle’s cost of repair estimate and explains claims/repair process
  • Completes timely estimates, supplements, and inspections
  • Negotiates advanced fees for tow, tear down, and storage on all vehicles that are determined to a financial total loss at a repair facility or tow yard
  • Adhere to our fleet policy
  • Provide extraordinary customer service to all parties involved in the claims process
  • Other duties as assigned by management or as needed.


Qualifications/Requirements

  • Must be fully vaccinated for COVID-19
  • Previous experience required.
  • High School diploma required; Degree or college coursework is a plus
  • Must have a clean background and driving record
  • Computer software knowledge
  • Adjuster license or willing to obtain

#Claims

REQ: 822337609

Company Description

FRED LOYA INSURANCE

Fred Loya Insurance, a leading provider of no-hassle auto insurance since 1974
Rated Top 4 in Texas as “Best cheap car insurance in Texas for 2021” by Market-Watch a subsidiary of The Dow Jones
Currently doing business in 13 states and expanding


What Fred Loya Insurance employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom