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Auto Damage Photo Jobs (NOW HIRING)

Hallmark Financial

Material Damage Appraiser

Dallas, TX · On-site

Desk review, shop estimate/photo review) * Using the documentation available, determines the extent ... Works closely with Casualty and Auto Physical Damage personnel toward the successful adjustment of ...

8AK American Hallmark General Agency

WI · On-site

$60 - $80/hr

Desk review, shop estimate/photo review) Using the documentation available, determines the extent ... Works closely with Casualty and Auto Physical Damage personnel toward the successful adjustment of ...

Hallmark Financial

Material Damage Appraiser

Dallas, TX · On-site

Desk review, shop estimate/photo review) * Using the documentation available, determines the extent ... Works closely with Casualty and Auto Physical Damage personnel toward the successful adjustment of ...

Hallmark Financial Services, Inc.

$60 - $80/hr

Desk review, shop estimate/photo review) Using the documentation available, determines the extent ... Works closely with Casualty and Auto Physical Damage personnel toward the successful adjustment of ...

State Farm

Claims Appraiser - Auto Estimatics

Miami, FL · On-site

$63K - $82K/yr

Evaluating bid content and photo documentation, vehicle damage, and causation issues * Answering ... Auto collision repair, auto damage estimating, and/or auto insurance appraiser experience

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How much do auto damage photo jobs pay per hour?

As of Sep 9, 2026, the average hourly pay for auto damage photo in the United States is $43.27, according to ZipRecruiter salary data. Most workers in this role earn between $40.87 and $45.67 per hour, depending on experience, location, and employer.

What is an auto damage photo inspector?

Auto damage photo inspectors are professionals who assess and document vehicle damage by taking detailed photographs. These photos are used by insurance companies to evaluate claims and determine repair costs. Inspectors typically visit accident sites or repair shops, capture images from various angles, and may also gather additional information about the incident. Their work helps ensure accurate and efficient processing of auto insurance claims.

What are the typical daily responsibilities of an auto damage photo inspector?

As an Auto Damage Photo Inspector, your daily responsibilities typically include visiting accident sites or repair shops to photograph vehicle damage, documenting the extent of the damage, and uploading photos and notes to insurance company systems. You may also communicate with vehicle owners, repair shop staff, and insurance adjusters to ensure all necessary evidence is collected. Attention to detail and strong organizational skills are crucial, as your findings help inform claims decisions and repair estimates.

What are the key skills and qualifications needed to thrive as an auto damage photo appraiser, and why are they important?

To thrive as an Auto Damage Photo Appraiser, you need a solid understanding of vehicle repair processes, attention to detail, and typically a high school diploma or equivalent. Familiarity with appraisal software (such as CCC One or Audatex), digital photography tools, and estimating systems is crucial. Strong communication, customer service orientation, and time management skills help you stand out in this role. These competencies are vital for producing accurate damage assessments, ensuring timely claims processing, and maintaining customer satisfaction.

What is the difference between Auto Damage Photo vs Auto Damage Estimator?

AspectAuto Damage PhotoAuto Damage Estimator
CredentialsNone required, but familiarity with insurance processes helpsAdjuster license or certification often required
Work EnvironmentFieldwork capturing damage images at accident sites or repair shopsOffice or remote work reviewing damage reports and estimating repairs
Industry UsageUsed by insurance companies for damage documentationUsed by insurance companies to assess repair costs and approve claims

Auto Damage Photo specialists focus on capturing clear images of vehicle damage, primarily for documentation purposes. Auto Damage Estimators analyze damage reports and images to determine repair costs. While both roles support insurance claims, Auto Damage Photos are essential for initial damage documentation, whereas Auto Damage Estimators provide detailed cost assessments.

What are popular job titles related to Auto Damage Photo jobs?

For Auto Damage Photo jobs, the most frequently searched job titles are:

Infographic showing various Auto Damage Photo job openings in the United States as of September 2026, with employment types broken down into 56% Full Time, 22% Part Time, 11% Contract, and 11% Nights. Highlights an 89% In-person, and 11% Remote job distribution, with an average salary of $90,000 per year, or $43.3 per hour.

Material Damage Appraiser

Dallas, TX • On-site

Hallmark Financial
Insurance Services • 201 - 500 employees
Learn more about Hallmark Financialexternal

Full-time

Posted 27 days ago

Job description

Job Description:
Position Summary:
  • Provides service to all customers and anticipates their need for communication, results and action.
  • Responsible for the prompt, accurate and efficient appraisal and payment of vehicle repair damage and vehicle total loss values, from moderate to severe damage, on all types of vehicles, while exercising independent decision making skills and judgment.

Essential Functions:
  • Receives assignment from Claim Representatives electronically on all types of vehicles.
  • Determines best course of action with regards to vehicle damage evaluation (i.e. Desk review, shop estimate/photo review)
  • Using the documentation available, determines the extent of damage and whether the vehicle is repairable or not economical to repair.
  • Verifies the damage to the vehicle is related to the loss facts given by the Claims Representative.
  • Changes reserves, negotiate agreed repair costs with shops, determines total loss vehicle values and issues payment.
  • Requests photos from owner or shop for in order to write an estimate/supplement or redline a shop estimate/supplement.
  • Contacts customers and shops to setup appraisal appointments.
  • Uploads all work product into the claim and the dispatch system.
  • Documents all correspondence, discussions and decisions in the ACD or claim file.
  • Works closely with Casualty and Auto Physical Damage personnel toward the successful adjustment of first and third party physical damage claims.
  • Notifies the Total Loss Claim Representative of total loss vehicles and, when appropriate, moves the salvage to Copart or other storage free places.
  • Provides guidance to other Claims personnel, assists in their training when asked. Occasionally gives technical direction and authority when requested by Team Manager.
  • Provides quality service to all customers.
  • Any other tasks or responsibilities assigned
Knowledge, Skills & Abilities
  • Strong knowledge of vehicle construction, repair methods, and total loss valuation
  • Ability to interpret and analyze estimates, photos, and repair documentation
  • Effective negotiation skills with repair facilities and vendors
  • Strong decision-making and problem-solving skills with the ability to work independently
  • Excellent written and verbal communication skills
  • Strong organizational skills with the ability to manage multiple assignments and meet deadlines
  • Proficiency in claims systems and standard office software
  • Customer-focused mindset with the ability to handle difficult conversations professionally
Education & Experience Requirements
  • High school diploma or equivalent required; Associate's or Bachelor's degree in business, automotive technology, or a related field preferred
  • Minimum of 2-5 years of experience in auto damage appraisal, auto body repair, insurance claims, or a related field
  • Prior experience handling moderate to severe vehicle damage and total loss evaluations strongly preferred
  • Experience working with estimating platforms (e.g., CCC, Mitchell, or Audatex) preferred
  • Knowledge of insurance claims handling processes and state-specific regulations preferred
  • Texas Adjuster License required

Hallmark Financial Services is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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