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Auto Adjuster Jobs in Florida (NOW HIRING)

USAA

Sr. Auto Adjuster

Tampa, FL · On-site

$46K - $61K/yr

The Opportunity As a Senior Auto Adjuster your work will focus on adjusting non-injury auto claims. You will investigate and determine coverage and liability, evaluate, negotiate, and settle highly ...

USAA

Sr. Auto Adjuster

Tampa, FL · On-site +1

$46K - $61K/yr

The Opportunity As a Senior Auto Adjuster your work will focus on adjusting non-injury auto claims. You will investigate and determine coverage and liability, evaluate, negotiate, and settle highly ...

USAA

Sr. Auto Adjuster

Tampa, FL · On-site +1

$46K - $61K/yr

The Opportunity As a Senior Auto Adjuster your work will focus on adjusting non-injury auto claims. You will investigate and determine coverage and liability, evaluate, negotiate, and settle highly ...

USAA

Sr. Auto Adjuster

Tampa, FL · On-site +1

$46K - $61K/yr

The Opportunity As a Senior Auto Adjuster your work will focus on adjusting non-injury auto claims. You will investigate and determine coverage and liability, evaluate, negotiate, and settle highly ...

Allstate

Field Auto Adjuster - Tampa, FL

Tampa, FL · On-site +1

$46K - $61K/yr

Summary As a Field Auto Adjuster, you will play a crucial role in our Auto claims handling process by writing estimates directly at customer homes, repair shops, or tow yards. Your job will involve a ...

TEEMA

Be Seen First

Commercial Auto, Bodily Injury & General Liability Claims Adjuster

Tampa, FL · On-site

$80K - $95K/yr

Commercial Auto, Bodily Injury & General Liability Claims Adjuster Remote-Contact-To-Hire Our major Insurance client is hiring an experienced Commercial Auto, Bodily Injury & General Liability Claims ...

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TEEMA

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Commercial Auto, Bodily Injury & General Liability Claims Adjuster

Tampa, FL · On-site

$80K - $95K/yr

Commercial Auto, Bodily Injury & General Liability Claims Adjuster Remote-Contact-To-Hire Our major Insurance client is hiring an experienced Commercial Auto, Bodily Injury & General Liability Claims ...

New

TEEMA

Be Seen First

Commercial Auto, Bodily Injury & General Liability Claims Adjuster

Tampa, FL · On-site

$80K - $95K/yr

Commercial Auto, Bodily Injury & General Liability Claims Adjuster Remote-Contact-To-Hire Our major Insurance client is hiring an experienced Commercial Auto, Bodily Injury & General Liability Claims ...

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Showing results 1-20

All JobsAuto Adjuster JobsAuto Adjuster Jobs in Florida

Auto Adjuster information

See Florida salary details

$22.4K

$43K

$57.2K

How much do auto adjuster jobs pay per year?

As of Aug 4, 2026, the average yearly pay for auto adjuster in Florida is $42,958.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,000.00 and $48,200.00 per year, depending on experience, location, and employer.

Is an auto adjuster a good career?

An auto adjuster is a professional who evaluates vehicle damage and determines insurance claims. The role often requires strong communication skills, attention to detail, and knowledge of insurance policies, with opportunities for advancement and flexible schedules. It can be a stable career for those interested in insurance and claims processing.

What is an auto adjuster?

Auto adjusters are insurance professionals who investigate, evaluate, and settle claims related to automobile accidents or damages. They assess the extent of the damage, determine liability, and calculate appropriate compensation based on policy coverage. Auto adjusters work closely with policyholders, repair shops, and sometimes law enforcement to ensure claims are handled accurately and fairly. Their goal is to resolve claims efficiently while adhering to company guidelines and legal regulations.

How much do auto adjusters make?

Auto adjusters typically earn an average annual salary of around $50,000 to $70,000, depending on experience, certifications, and the employer. Experienced adjusters with specialized skills or working for large insurance companies can earn higher salaries, and some may receive additional compensation through bonuses or commissions.

Which auto adjuster makes the most money?

Experienced senior auto adjusters, especially those working for large insurance companies or in high-cost-of-living areas, tend to earn the highest salaries in the field. Specializations such as catastrophe or complex claims, along with relevant certifications like the AIC or CPCU, can also lead to higher earnings.

What challenges do auto adjusters face when handling claims?

Auto Adjusters often encounter challenges such as managing high caseloads, navigating complex or disputed claims, and communicating effectively with policyholders who may be stressed or upset. Staying organized, maintaining clear documentation, and developing strong negotiation and customer service skills are essential strategies for overcoming these obstacles. Additionally, collaborating closely with repair shops, legal teams, and other insurance professionals can help ensure accurate claim assessments and timely resolutions.

What skills and qualifications are needed to be an auto adjuster?

To thrive as an Auto Adjuster, you need a solid understanding of automobile repair processes, insurance policies, and claims investigation, typically supported by a relevant degree or prior claims experience. Familiarity with estimating software like CCC One, Mitchell, or Audatex and sometimes state adjuster licensing are commonly required. Strong negotiation, analytical thinking, and customer service skills help build rapport with clients and resolve claims efficiently. These competencies are crucial for accurately assessing damages, minimizing losses, and delivering fair outcomes for both clients and insurers.

What is the difference between Auto Adjuster vs Claims Adjuster?

AspectAuto AdjusterClaims Adjuster
CertificationsState licensing, industry certificationsSame as Auto Adjuster, plus general claims certifications
Work EnvironmentPrimarily in auto repair shops, insurance offices, on-site at accident scenesVaries from auto to property, health, or casualty claims, often in offices or on-site
Industry UsageSpecialized in vehicle damage claimsHandles a broader range of insurance claims including auto, property, and casualty

Auto Adjusters focus specifically on vehicle damage claims, requiring specialized knowledge of auto repairs and insurance policies. Claims Adjusters have a broader scope, handling various types of insurance claims beyond autos. Both roles require similar certifications and often work within the insurance industry, but Auto Adjusters are more specialized in automotive claims.

Are auto insurance adjusters in demand?

Auto insurance adjusters are in steady demand due to the ongoing need for claims processing in the insurance industry. Employment for adjusters is expected to grow as vehicle ownership and insurance coverage increase, and the role often requires knowledge of claims management software and industry regulations.
What are the most commonly searched types of Auto Adjuster jobs in Florida? The most popular types of Auto Adjuster jobs in Florida are:
What cities in Florida are hiring for Auto Adjuster jobs? Cities in Florida with the most Auto Adjuster job openings:
Auto Adjuster jobs near you
Infographic showing various Auto Adjuster job openings in Florida as of July 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $42,958 per year, or $20.7 per hour.

Sr. Auto Adjuster

USAA

Tampa, FL • On-site

$46K - $61K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 20 days ago

USAA rating

8.2

Company rating: 8.2 out of 10

Based on 262 frontline employees who took The Breakroom Quiz

52nd of 170 rated banks

Job description

Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
The Opportunity
As a Senior Auto Adjuster your work will focus on adjusting non-injury auto claims. You will investigate and determine coverage and liability, evaluate, negotiate, and settle highly complex auto claims such as comprehensive (i.e., theft and fire), collision (i.e., minimal policy limits, coverage determinations/issues, attorney representation, non-owned vehicles, mechanical breakdown, property damage lawsuits) property damage liability, and rental vehicle coverages for repairable vehicles and total losses.
What you'll do:
  • Investigates to determine coverage, liability, and physical damage including total loss settlements for highly complex auto claims.
  • Negotiates liability for comparative negligence (claimant or adverse carrier).
  • Identifies coverage concerns, reviews prior loss history, determines, and creates Special Investigation Unit (SIU) referrals, when appropriate.
  • Interacts with multiple parties to gather information (police reports, recorded statements, witness statements) determine liability.
  • Analyzes information obtained to establish compliance for regulatory requirements and settlement value.
  • Evaluates and negotiates settlement of automobile first and third-party physical damage claims within established settlement authority limits and negotiates any excessive storage charges.
  • Resolves claims through proactive problem solving and decision making, within authority guidelines and under moderate supervision, overcoming obstacles, and effectively prioritizing the workload.
  • Clearly documents thought process including damage evaluation, investigation, negotiation, and settlement decisions.
  • Collaborates and sets expectations with external and internal business partners to facilitate claims resolution.
  • Supports members, business partners, and claimants, through use of varying communication channels to include utilization of digital tools to drive timely and effective resolutions through exceptional service.
  • Applies proficient knowledge of P&C insurance industry products, services, to include P&C insurance policy contracts, coverages and internal claims handling process and procedures.
  • May serve as an informal resource for team members.
  • Applies proficient knowledge of Auto Physical Damage to adjust claims.
  • Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.
  • May be assigned CAT deployment travel with minimal notice during designated CATs.
  • Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.
  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

Experiences that will support your success:
  • 2 years of customer service experience.
  • 1 year of experience handling low to moderately complex auto non injury liability claims.
  • Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.
  • Experience determining auto liability coverage.
  • Proficient knowledge and understanding of the auto claims contract as well as application of case law and state laws and regulations.
  • Demonstrated negotiation, investigation, communication, and conflict resolution skills.
  • Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills.
  • Ability to organize, analyze, and effectively determine risk and appropriate response.
  • Successful completion of a job-related assessment may be required.

What sets you apart:
  • 1 to 2 years recent multi-vehicle claims liability to include comparative negligence.
  • Contract Interpretation experience: Liability & Physical Damage Coverage and Uninsured/Underinsured Motorists Property Damage.
  • Dispute resolution experience: Liability Investigation/Comparative Negligence, Unrelated Prior Vehicle Damages, Total Loss Valuation/Negotiation, Non-Owned Vehicles/Rideshare/Permissive Driver, Exceeding Coverage Limits.
  • Arbitration/Subrogation knowledge.
  • Guidewire Claims Center experience.
  • Bachelor's degree.
  • Active Adjuster's License.
  • US military experience through military service or a military spouse/domestic partner.

Compensation range: The salary range for this position is: $54,550 - $74,000.
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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