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Atm Cash Management Analyst Jobs (NOW HIRING)

Department: 825 ATM and Cash Operations Job Summary: Assist the department with monetary needs, analyzing cash levels and monitoring cash usage for IBC branches and ATMs, as part of a dynamic and ...

BCO) is a leading global provider of cash and valuables management, digital retail solutions, and ... upon a mixture of analysis, wisdom, experience, and judgment; most of his/her solutions and ...

Job Summary : The Credit and Cash Management Analyst monitors the daily trading activities to ensure adherence to credit and cash management policies and procedures. They will also analyze ...

Job Summary : The Credit and Cash Management Analyst monitors the daily trading activities to ensure adherence to credit and cash management policies and procedures. They will also analyze ...

Job Summary : The Credit and Cash Management Analyst monitors the daily trading activities to ensure adherence to credit and cash management policies and procedures. They will also analyze ...

... unit Management of ATM cash to ensure adequate but not excessive cash levels at each machine ... analytical, research and problem-solving skills. Strong project management, planning ...

... unit Management of ATM cash to ensure adequate but not excessive cash levels at each machine ... analytical, research and problem-solving skills. Strong project management, planning ...

... unit Management of ATM cash to ensure adequate but not excessive cash levels at each machine ... analytical, research and problem-solving skills. Strong project management, planning ...

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Atm Cash Management Analyst information

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$14

$24

$37

How much do atm cash management analyst jobs pay per hour?

As of Sep 15, 2026, the average hourly pay for atm cash management analyst in the United States is $24.32, according to ZipRecruiter salary data. Most workers in this role earn between $18.27 and $30.29 per hour, depending on experience, location, and employer.

What does an ATM Cash Management Analyst do?

An ATM Cash Management Analyst is responsible for overseeing the cash supply and demand for automated teller machines (ATMs). Their main duties include forecasting cash requirements, coordinating cash replenishments, analyzing transaction trends, and minimizing cash shortages or surpluses. They use data analysis and specialized software to optimize cash levels, reduce costs, and ensure ATMs are always operational for customers. The role often involves working closely with banks, cash-in-transit companies, and other financial institutions.

What are the key skills and qualifications needed to thrive as an ATM Cash Management Analyst, and why are they important?

To thrive as an ATM Cash Management Analyst, you need strong analytical skills, financial acumen, and a background in finance, accounting, or a related field. Familiarity with cash management software, ATM network systems, and advanced Excel or data analytics tools is typically required. Attention to detail, problem-solving ability, and effective communication are vital soft skills to excel in forecasting cash needs and collaborating with internal teams. These skills ensure optimal cash flow, minimize shortages or overages, and support efficient operations across ATM networks.

What are some common challenges faced by an ATM Cash Management Analyst, and how can they be addressed?

ATM Cash Management Analysts often face challenges such as accurately forecasting cash demand, minimizing cash shortages or overages, and responding quickly to unexpected changes in cash usage patterns. These challenges require strong analytical skills, attention to detail, and effective use of data analytics tools. Collaborating closely with branch managers, armored carriers, and IT teams is essential to ensure timely cash replenishments and resolve discrepancies. Staying proactive and leveraging technology can help analysts optimize cash levels and maintain high ATM uptime.

What is the difference between Atm Cash Management Analyst vs Cash Operations Analyst?

AspectAtm Cash Management AnalystCash Operations Analyst
Primary FocusManaging ATM cash levels, replenishment, and logisticsOverseeing overall cash handling and processing operations
CertificationsRelevant certifications in cash management or banking operationsSimilar certifications in cash handling or banking operations
Work EnvironmentBank branches, ATM networks, cash logistics centersBank branches, cash processing facilities
Industry UsageFinancial institutions, ATM service providersBanking and financial services

While both roles involve cash management within financial institutions, the Atm Cash Management Analyst specializes in ATM cash logistics and replenishment, whereas the Cash Operations Analyst handles broader cash processing and operational tasks. Understanding these distinctions helps in choosing the right career path or job focus within the cash management sector.

How much does an ATM cash management analyst make?

An ATM cash management analyst typically earns between $45,000 and $70,000 annually, depending on experience, location, and employer. The role often requires skills in cash logistics, data analysis, and familiarity with cash management systems.

What is the role of ATM Cash Management Analyst?

An ATM Cash Management Analyst is responsible for monitoring and managing cash levels in automated teller machines (ATMs) to ensure optimal availability and security. They analyze cash usage data, coordinate cash replenishment schedules, and work with logistics teams to prevent shortages or excess cash, often using specialized software and data analysis skills.

What are popular job titles related to Atm Cash Management Analyst jobs?

For Atm Cash Management Analyst jobs, the most frequently searched job titles are:

Infographic showing various Atm Cash Management Analyst job openings in the United States as of September 2026, with employment types broken down into 2% Internship, 94% Full Time, and 4% Contract. Highlights an 94% In-person, 4% Hybrid, and 2% Remote job distribution, with an average salary of $50,586 per year, or $24.3 per hour.

Cash Management Analyst

Cincinnati, OH

Western & Southern Financial Group
Finance and Insurance • 1 - 5K employees

Full-time

Re-posted 10 days ago


Western & Southern Financial Group rating

9.0

Company rating: 9.0 out of 10

Based on 12 frontline employees who took The Breakroom Quiz


Job description

OverviewCalculates the daily investable cash position for 20+ companies/portfolios. Analyzes and interpretes various data feeds, reconciling previous day bank activity against projections and making decisions regarding the ultimate investment potential of the cash flows. Protects corporate assets through the use of strong monetary controls, financial judgment skills, an understanding of accounting principles and reconcilement. Maximizes the investment return for Western & Southern Financial Group. Maintains strong relationships with bank representatives, Fort Washington Investment Advisors (FWIA) Portfolio Managers, System Managers and FWIA and Controller (Investment Records & Accounting [IR&A] and Accounting Operations) support staff Provides consulting, analysis, report generation and assistance to the Treasurer, Assistant Treasurer, Cash Manager, subsidiaries and various departments within the enterprise. Works with minimal supervision and is responsible for making an established range of decisions, escalating to manager on a regular basis.ResponsibilitiesWhat you will do:
  • Analyzes cash flows to determine the current day cash position of assigned companies in the enterprise. Communicates cash position information for assigned life insurance companies to FWIA within a very restricted timeframe. For non-life (Eagle and IFS) companies, assesses daily cash positions and determines whether to invest excess cash in money market accounts or redeem from those accounts to cover cash deficits. Accuracy of the calculations and interpretation of the data will have a critical impact on the enterprise bottom line resulting in a positive or negative total investment return. This responsibility encompasses: Using knowledge of bank products and services to control the disbursement of corporate assets as well as to alert Treasury and FWIA of aberrations in daily financial settlements.
  • Utilizing a Treasury workstation for collecting financial data on each company/portfolio. Quickly manipulating online bank applications to gather current bank balances. Extracting cash-flow information from numerous Western & Southern Financial Group systems (PAM, EAS, EFT, PLM and ACE systems) and compiling comprehensive investment positions within a very restricted timeframe each morning. Ascertaining the impact of late-day cash or problem trade settlements and applying strong decision-making skills in implementing a course of action.
  • Coordinating the transfer of funds for various subsidiaries within the enterprise.
  • Verifying short-term trades utilizing online bank applications and communicating the status of pending trades to FWIA.
  • Verifying the accuracy of investment positions held in the money market funds and reporting any discrepancies to FWIA and IR&A.
  • Evaluating the enterprise bank balances daily, analyzing reported transactions to determine which operating areas are impacted and determining if unauthorized debits were processed in the accounts. Determining if ACH or wire transactions are suspicious and contacting bank representative within a short timeframe to reverse such transactions. Notifying appropriate areas of incoming funds transfers and preparing appropriate accounting entries where required. Assessing how effectively funds transfer data is communicated to business units and recommending ways to automate and streamline such communication.
  • Utilizing knowledge of district office collection processing and banks' ZBA processing to detect and control missing or extraneous deposits.
  • Provides consulting services to Corporate Accounting, IR&A and Information Systems to reconcile out-of-balances and intercompany fund transfers. These situations require extensive hours to research and resolve, so an understanding of the process is paramount to getting any problems resolved quickly. Extracts data from various workstations and bank reports for Corporate Accounting, IR&A and enterprise subsidiaries. Independently determines appropriate resolution of out-of-balance situations and creates journal vouchers to post entries to resolve any identified issues.
  • Confirms and updates Treasury workstation with information on pending trades, including pending purchases and sales of stocks, bonds, mortgages and real estate. Interacts with Systems Managers and Programmers to help define new systems, modify existing systems and troubleshoot problems to achieve expeditious resolutions. Supports testing of disaster recovery plans.
  • Reviews bank account analysis statements for assigned banks and coordinates import of billing data into bank fee analysis application. Reports any discrepancies in fees charged vs. contract and unusual variances in account activity to the Cash manager. Identifies and communicates to management any opportunities to reduce bank fees (such as eliminating duplicate or unused services and closing inactive accounts) and recommends next steps to take advantage of those opportunities. Maintains records to allow efficient research into past transactions by Controller, Auditing (including State Auditors) and Annuity Operations group.
  • Initiates electronic funds transfers for payroll corrections, concentration of district office funds, funding of retained asset activity and movements of premium received at WSLIC to the correct life insurance companies. Handles ADP payroll funding duties and subsidiary reimbursements of intercompany payables. Notifies subsidiaries of reimbursement requirements and prepares required fund transfers.
  • Develops cash-flow forecasts for a portion of the categories needed in the monthly cash-projection reports. Monitors the daily and monthly variances in actual versus projected income and expenses to determine if changes should be recommended. Incorporates approved changes into the daily and monthly cash forecasts.
  • Plays an active role in the department's Operational Excellence journey, seeking improvements to daily processes to create efficiencies and time savings.
  • Performs other duties as assigned.
  • Complies with all policies and standards.
Qualifications
  • Bachelor's Degree in Accounting, Finance or related field or commensurate experience - Required
  • Demonstrated experience in banking and individual finance. - Preferred
  • In-depth experience with Treasury Workstations, Bank Software and Investment Systems. - Preferred
  • Demonstrated accounting and reconciliation experience. - Preferred
  • Demonstrated sense of urgency. - Required
  • Proven strong analytical skills with orientation to details. - Required
  • Proven multitasking with strong prioritizing skills. - Required
  • Demonstrated ability to work independently and think critically. - Required
  • Strong problem-solving and root cause analysis skills. - Required
  • Proven ability to be adaptable and work under time constraints. - Required
  • Demonstrated excellent oral and written communication skills. - Required
  • Proven flexibility (work company holidays when the banks and markets are open). - Required
  • Working knowledge of Microsoft Office products. - Required
  • Certified Treasury Professional (CTP)-AFP - Preferred
Work Setting/Position Demands:
  • Works in an office setting and remains in a stationary position for long periods of time while working at a desk, on a computer or with other standard office equipment, or while in meetings.
  • Requires the ability to verbally communicate and exchange accurate information to customers and associates on a regular basis.
  • Requires visual acuity to read and interpret a variety of correspondence, procedures, reports and forms via paper and electronic documents, visual inspection involving small defects; small parts, and/or operation of machinery (including inspection); using measurement devices continuously. Visual acuity is required to determine accuracy, neatness, and thoroughness of work assigned.
  • Requires the ability to prepare written correspondence, reports and forms using prescribed formats and conforming to rules of punctuation, grammar, diction, and style on a regular basis.
  • Requires the ability to apply principles of logical thinking to define problems, collect data, establish facts, and draw valid conclusions
  • Performs substantial movement of wrists, hands, and fingers for continuous computer work.
  • Extended hours required during peak workloads or special projects/events.
Travel Requirements:
  • None
Employment Type: FULL_TIME

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