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At Risk Jobs in Tennessee (NOW HIRING)

... be at the forefront of building one of the most advanced clean energy infrastructures in the country. KEY RESPONSIBILITIES: * Insurance & Risk Management * Manage corporate insurance programs ...

$75K - $125K/yr

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in ... As a LOB Risk Specialist, Senior within PNC's Technology Third-Party Risk Management organization ...

$112K - $208K/yr

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in ... Technology Risk understanding and experience working with engineering teams Responsible for ...

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At Risk information

What jobs pay 10,000 a month without a degree?

High-paying jobs that can reach $10,000 a month without a degree include roles such as sales managers, real estate brokers, commercial pilots, and skilled trades like electricians or plumbers. Success in these fields often depends on experience, certifications, or licensing, and some may require strong sales skills or technical training.

What are some common challenges faced by At-Risk Coordinators when supporting students, and how can these be addressed?

At-Risk Coordinators often navigate challenges such as identifying students in need, building trust with students and families, and collaborating with teachers and external agencies. Balancing case management with administrative tasks can also be demanding. Successful coordinators use data-driven approaches, maintain open communication channels, and leverage support networks within schools to address these obstacles, ensuring students receive timely and effective interventions.

What are the key skills and qualifications needed to thrive as an At Risk Coordinator, and why are they important?

To thrive as an At Risk Coordinator, you need expertise in student support services, case management, and understanding of educational intervention strategies, typically with a degree in education, counseling, or a related field. Familiarity with student information systems, intervention tracking tools, and reporting software is important for effective monitoring and documentation. Strong interpersonal skills, empathy, cultural sensitivity, and collaboration help in building trust with students and coordinating with teachers and families. These skills are vital for identifying at-risk students early and providing targeted support to improve their academic and personal outcomes.

What does 'At Risk' mean in a job or educational context?

'At Risk' is a term commonly used to describe individuals, such as students or employees, who are considered vulnerable to negative outcomes, such as academic failure, dropping out, or underperformance. In educational settings, 'at risk' students may face challenges like low grades, frequent absences, or difficult home environments. In the workplace, 'at risk' employees might be identified due to factors like poor performance, lack of engagement, or personal difficulties affecting work. The goal of identifying someone as 'at risk' is to provide targeted support and interventions to help them succeed. Various programs and resources are often put in place to assist these individuals and reduce potential negative outcomes.

What jobs are at risk right now?

Jobs at risk currently include roles heavily impacted by automation and technological advancements, such as manufacturing, retail cashier positions, and data entry clerks. Industries facing economic shifts or increased competition may also see job reductions, especially for roles requiring repetitive tasks or low technical skills.

What is the difference between At Risk vs Security Guard?

AspectAt RiskSecurity Guard
Required CredentialsNone typically requiredSecurity license or certification often required
Work EnvironmentVaries; can include financial, health, or safety contextsPhysical security settings, such as buildings or events
Employer & Industry UsageUsed in risk management, finance, healthcareUsed in security services, property management
Common Search & Comparison IntentUnderstanding risk roles and responsibilitiesSecurity duties and job requirements

At Risk roles focus on identifying, assessing, and managing potential threats or vulnerabilities within various industries. Security Guard positions involve physical security, patrolling, and safeguarding property or people. While both roles aim to prevent harm, At Risk professionals typically work in risk management contexts, whereas Security Guards operate in security service environments.

Which jobs are most at risk?

Jobs most at risk typically include roles vulnerable to automation or outsourcing, such as manufacturing, data entry, and retail cashier positions. These jobs often require repetitive tasks and are more susceptible to technological advancements and economic shifts. Workers in these fields should consider developing skills in technology, problem-solving, or specialized trades to enhance job security.

What does it mean when a job is at risk?

When a job is at risk, it indicates that the position may be vulnerable to layoffs, restructuring, or elimination due to company performance, budget cuts, or organizational changes. Employees in at-risk roles should monitor company updates and may need to develop contingency plans or enhance their skills for future opportunities.
Infographic showing various At Risk job openings in Tennessee as of June 2026, with employment types broken down into 98% Full Time, 1% Part Time, and 1% Temporary. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.
Credit Risk Analyst

Credit Risk Analyst

Ascend Federal Credit Union

Murfreesboro, TN • On-site

Full-time

Posted 2 days ago


Job description

ABOUT US
Ascend is the largest credit union in Middle Tennessee and one of the largest credit unions in the United States, with over $4 billion in assets. With an occupation-based field of membership, Ascend is focused on the expansion and diversification of the select employee groups it serves, which creates greater security for the credit union and its member-owners. Approximately 650 employees serve more than 260,000 members from 27 Middle Tennessee branch locations, Regional Operations Center, Teller Center and Corporate Headquarters. Ascend recognizes that its employees are critical to the credit union's sustained success and future growth. Our employees are the face of the credit union and their personal successes fuel the success of the team. Through collaboration between employees, management, our membership and our Board, we fuel an engine that propels the credit union forward.
WHAT WE OFFER
Thank you for your interest in a career with Ascend Federal Credit Union! Being employed by Ascend is vastly different than just holding a job. The credit union prides itself on providing employees rewarding career opportunities, competitive benefits and a unique work culture. The credit union's commitment to its employees is fostered by its commitment to the member-owners, ensuring dedicated and engaged employees to serve the membership. Ascend's vision to be the most loved credit union in our market by employees and members alike has earned the credit union distinctions including Federal Credit Union of the Year (NAFCU, 2015), Best Credit Union to Work For (2016-2025) and Training MVP Awards (2015-2025).
WHAT YOU WILL DO EVERYDAY
As a Credit Risk Analyst, you will support the Chief Lending Officer in monitoring, analyzing, and reporting on credit risk across the Credit Union's consumer, mortgage, and commercial loan portfolios. This is a foundational role with significant opportunity for growth as the Credit Union continues to enhance its credit risk management framework and analytical capabilities. Initially, the Analyst will focus on portfolio monitoring, reporting, and trend analysis. Over time, the role will expand to include advanced risk analytics, policy development support, and the delivery of strategic credit risk insights. The ideal candidate will bring prior credit or analytical experience and demonstrate strong intellectual curiosity, initiative, and a genuine interest in helping build and strengthen the Credit Union's credit risk function. #LI-KB1
HOW YOU WILL MAKE AN IMPACT
Portfolio Risk Monitoring & Analysis
  • Monitor credit performance indicators including delinquency, charge offs, recoveries, risk ratings, and portfolio migration trends.
  • Analyze loan performance by product type, borrower characteristics, vintage, and other relevant risk segments.
  • Identify emerging credit risk trends, early warning indicators, and areas of potential concern or opportunity.
  • Support the development and enhancement of credit risk models, tools, and frameworks used to evaluate credit proposals and provide risk-based recommendations.

Reporting & Data Management
  • Prepare recurring and ad hoc credit risk reports for management, committees, and the Board.
  • Assist in the development and refinement of credit risk dashboards and reporting tools, with increasing automation over time.
  • Ensure data accuracy, consistency, and documentation integrity.
  • Collaborate with Lending, Finance, and IT to improve data quality and analytical capabilities.
  • Utilize programming and analytical methodologies to develop and maintain financial databases, reports, and statistical models.
  • Industry, Economic & Regulatory Awareness
  • Monitor economic conditions, industry trends, and peer data relevant to the Credit Union's loan portfolios.
  • Stay informed on regulatory guidance and examiner expectations related to credit risk management.
  • Assist with preparation for regulatory exams, audits, and internal reviews.

Risk Policy & Governance Support
  • Provide analytical support for credit policy, underwriting standards, and risk tolerance evaluation.
  • Monitor performance of loans approved with policy exceptions or elevated risk characteristics.
  • Assist with loan review processes, portfolio reviews, and post implementation evaluations of lending programs.
  • Ensure credit activities, documentation, and reporting comply with internal policies, regulatory requirements, and best practices.

Please note: This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the position. The organization reserves the right to modify, add, or remove duties at any time, with or without notice, to meet business needs.
WHAT YOU WILL NEED TO SUCCEED
Education
  • Bachelor's Degree in Finance, Accounting, Economics, Business Analytics, or a related field; or equivalent relevant experience is required

Work Experience
  • 3-5 years Experience in credit and financial analysis, risk and management reporting, audit support, and data analytics preferred, but not required if the candidate demonstrates strong analytical aptitude and learning ability
  • Experience in a credit union or regulated financial institution is preferred

Knowledge, Skills, and Abilities
  • Proficiency in Excel; experience with reporting or business intelligence tools (e.g., Power BI, Tableau).
  • Basic knowledge with consumer, mortgage, or commercial lending products.
  • Demonstrated interest in portfolio analytics, risk modeling, or credit policy development.
  • Occasional after hours or deadline driven work may be required during reporting cycles or examinations.
  • Strong analytical and critical thinking skills.
  • Ability to interpret financial, credit, and performance data.
  • Ability to communicate insights clearly to both technical and non technical audiences.
  • High attention to detail and commitment to data integrity.
  • Demonstrated initiative, curiosity, and willingness to learn and expand responsibilities over time.
  • Regular and reliable attendance is required.
  • Must have and maintain a valid driver's license.

CONNECT WITH US
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Ascend Federal Credit Union is an Equal Opportunity Employer.