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Associate Real Estate Risk Management Jobs (NOW HIRING)

Associate, Real Estate

Manhattan, NY · On-site

$121K - $161K/yr

# Associate, Real EstateGICAssociateReal EstateHybridLocationNew York, United ... GIC invests across more than 40 countries globally, and its Real Estate department manages a multi ...

Ryan Companies has an exciting opportunity for an Associate Real Estate Manager in downtown ... Schedule regular property inspections to target areas for improvement and ID risk management issues.

$70K - $80K/yr

Ryan Companies has an exciting opportunity for an Associate Real Estate Manager in downtown ... Schedule regular property inspections to target areas for improvement and ID risk management issues.

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Associate Real Estate Risk Management information

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$31K

$87.9K

$136K

How much do associate real estate risk management jobs pay per year?

As of Sep 9, 2026, the average yearly pay for associate real estate risk management in the United States is $87,861.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,500.00 and $112,500.00 per year, depending on experience, location, and employer.

What is an associate real estate risk management?

An Associate Real Estate Risk Management is a professional who supports the identification, assessment, and mitigation of risks associated with real estate investments and projects. They work closely with senior risk managers to analyze market trends, review property valuations, assess creditworthiness of borrowers, and ensure compliance with regulations. Their role is vital to help companies minimize financial losses, maintain asset quality, and make informed investment decisions in the real estate sector.

How does an associate real estate risk management typically collaborate with other departments within a real estate firm?

Associates in Real Estate Risk Management work closely with teams across finance, legal, development, and asset management to assess and mitigate potential risks associated with property acquisitions, investments, and ongoing management. They often participate in cross-departmental meetings to review due diligence findings, discuss regulatory compliance, and align risk strategies with broader business goals. Effective communication and teamwork are essential, as associates must translate complex risk data into actionable insights for both technical and non-technical stakeholders, ensuring that risk considerations are integrated throughout the project lifecycle.

What are the key skills and qualifications needed to thrive as an associate real estate risk management, and why are they important?

To thrive as an Associate in Real Estate Risk Management, you need strong analytical skills, a solid understanding of real estate markets, and typically a bachelor’s degree in finance, business, or a related field. Familiarity with risk assessment software, financial modeling tools, and industry-specific databases such as Argus or CoStar is highly valued. Excellent communication, attention to detail, and critical thinking abilities help you interpret data and collaborate with cross-functional teams. These skills are crucial for accurately assessing risks, making informed recommendations, and supporting sound investment decisions in the real estate sector.

What is the difference between Associate Real Estate Risk Management vs Real Estate Analyst?

AspectAssociate Real Estate Risk ManagementReal Estate Analyst
CredentialsBachelor's degree, certifications in risk management or real estateBachelor's degree, often in finance, real estate, or related fields
Work EnvironmentRisk management teams within real estate firms, property management companiesInvestment firms, real estate development companies, consulting firms
Job FocusIdentifying, assessing, and mitigating risks related to real estate assetsAnalyzing market data, property performance, and investment opportunities

The main difference is that Associate Real Estate Risk Management focuses on managing risks associated with real estate assets, while a Real Estate Analyst concentrates on analyzing market data and investment opportunities. Both roles require similar educational backgrounds but serve different functions within the real estate industry.

What are popular job titles related to Associate Real Estate Risk Management jobs?

For Associate Real Estate Risk Management jobs, the most frequently searched job titles are:

Risk Team Director - Real Estate

New York, NY • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 22 days ago


Job description

Risk Team Director - Real Estate
Location: New York, NY
About WithCoverage:
WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management designed for the modern economy.
We partner with hundreds of high-growth, category-defining companies, including GoPuff, Eight Sleep, Bombas, Chomps, and Blank Street Coffee. Our clients span iconic consumer brands, hospitality leaders, GCs, advanced manufacturers, and next-generation defense contractors. They operate in complex risk environments and need a partner that can move at their speed.
Instead of a fragmented, manual brokerage stack, we have built a new category: elite risk advisors operating on top of proprietary technology. Our in-house Agency Management System gives our team and AI agents full visibility into policies, exposures, claims, billing, and commissions. This platform enables deep automation, better decisions, and a fundamentally higher standard of service.
WithCoverage was founded by JD Ross (co-founder of Opendoor) and Max Brenner (Bain, Compound). We have raised over $43M from leading investors including Sequoia, 8VC, Khosla Ventures and Crystal Venture Partners.
Our ambition is not to build a better brokerage. It is to redefine how risk is managed across the economy.
Why Join Us:
  • Grow Faster - We're scaling quickly, giving you significant opportunities to learn, lead, and shape your career and the company's future.
  • Work That Matters - We protect the world's most innovative brands: consumer icons, hospitality leaders, next-gen defense contractors, and US manufacturers.
  • Redefine an Industry - Insurance is one of the largest, slowest-moving markets. We rewrite the playbook with proprietary technology, automation, and AI.
  • Financial Rewards - We hire the best and invest in you. That means competitive comp, meaningful equity, and excellent benefits. We believe strongly in internal promotion and lay out a plan for everyone's career growth.

About The Role:
As Director, Real Estate Risk, you'll be WithCoverage's senior technical authority for risk advisory across our Real Estate vertical, supporting owners, operators, developers, REITs, syndicators, and institutional investors. You'll personally lead the most complex placements and serve as the in-house expert our advisors, service teams, and clients rely on for real estate-specific coverage strategy. This is a senior individual contributor role today, with a path to building and leading the Real Estate Risk function as the book grows. You'll set the technical bar, codify best practices, and architect the playbooks, tools, and training that scale a high-performing vertical practice.
What You'll Do:
  • Act as the senior technical lead on complex real estate placements, including layered/shared property towers, CAT-exposed portfolios, captive and alternative risk financing structures, wrap-ups (OCIP/CCIP), and lender/JV insurance compliance
  • Design and refine client risk management programs tailored to real estate exposures across asset classes and lines of business (Property, GL, Umbrella/Excess, Builders Risk, Environmental, Workers Comp, Auto, Cyber, D&O, Crime, EPLI, etc.)
  • Provide deep technical expertise on real estate-specific coverage issues, including CAT-exposed property placements, vacancy and protective safeguards provisions, ordinance & law, business income/rents, anti-concurrent causation, assault & battery sublimits, habitational liability, construction defect, and tenant/contractual risk transfer
  • Partner with Risk Advisors on renewal and risk mitigation strategies, including SOV optimization, valuation accuracy, COPE data integrity, and modeling outputs (RMS/AIR) for CAT-exposed portfolios
  • Lead loss analysis, benchmarking, and claims trend work across real estate portfolios to guide client decision-making and carrier negotiations
  • Evaluate client operations, asset-level exposures, lease structures, vendor agreements, and contractual risk transfer mechanisms to propose proactive solutions
  • Build the foundational playbooks, technical standards, and review processes that will define how WithCoverage delivers real estate risk advisory at scale
  • Develop and deliver internal training on real estate exposures and emerging issues (climate, wildfire, convective storm, habitability litigation, AOB, social inflation), raising the technical fluency of the broader advisory team
  • Serve as a trusted resource and mentor to Risk Advisors working on real estate accounts, with the expectation that you'll hire, build, and eventually lead a dedicated Real Estate Risk team as the practice grows
  • Collaborate with leadership to shape the tools, technology, and processes that power real estate risk advisory delivery
  • Engage directly with executive-level clients (CFOs, GCs, asset managers, principals) on high-stakes coverage strategy, program design, and carrier negotiations

Who You Are:
  • 10+ years of experience in commercial insurance or risk management, with deep specialization in the Real Estate vertical, ideally within a brokerage or consulting environment
  • A senior individual contributor with a track record of personally owning complex real estate placements and being the go-to technical resource for advisors, clients, and carriers
  • Deep technical command of real estate insurance programs, including Property (CAT-exposed and shared/layered towers), General Liability (habitational and commercial), Umbrella/Excess, Builders Risk, Environmental/Pollution, Workers Comp, Auto, and specialty lines (D&O, Crime, EPLI, Cyber)
  • Demonstrated experience structuring programs for owner/operators, REITs, syndicators, developers, property management companies, and/or institutional real estate investors
  • Working knowledge of lease and loan insurance requirements, waivers of subrogation, additional insured/AICOI compliance, and contractual risk transfer best practices for real estate
  • Fluent with CAT modeling outputs, COPE data quality, and valuation methodologies, and how each drives carrier appetite and pricing
  • Proven ability to communicate complex insurance and real estate risk concepts to executive-level clients in a clear, advisory tone
  • Strong analytical and strategic thinker, comfortable working across asset classes, geographies, and capital structures
  • Builder's mindset, energized by the prospect of standing up a function from the ground up, codifying how the work gets done, and eventually hiring and leading the team that scales it
  • Interest in mentorship and team leadership over time; prior people management is a plus but not required
  • Designations (CPCU, ARM, CIC, CRM, CRIS) preferred but not required

For candidates based in the United States, the expected OTE pay range for this position at the start of employment is $200,000 - $250,000/year. Actual compensation will vary based on individual factors, including market location, relevant experience, and role scope. In addition to base salary, this role is eligible for variable compensation tied to performance or quota attainment, where applicable. WithCoverage's Total Rewards package for full-time employees also includes equity participation and comprehensive benefits. If you're excited about the role but your compensation expectations are outside this range, we'd still love to hear from you; final offers reflect experience, scope, and leveling.
What We Offer:
  • Competitive compensation that includes equity
  • Comprehensive benefit plans for medical, dental, vision, life, and disability
  • Pre-tax accounts (FSA, HSAs, dependent care FSAs, commuter savings)
  • Human Interest: 401(k) provider
  • Time Off: Flexible time off, sick leave, family and medical leave, and major national holidays
  • A curated in-office employee experience, designed to foster community, team connections, and innovation
  • Collaborative, transparent, and fun culture