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Associate Lending Jobs in Washington, DC (NOW HIRING)

Why This Opportunity This newly created Contact Center Associate position offers an excellent ... Communicate with member services, lending, and debt resolution teams to keep work moving ...

Real Estate Finance Associate - Washington, DC A well-established Am Law 200 firm is seeking a Real ... Advise financial institutions and lenders on real estate-secured financing and commercial lending ...

One of Fortune's Best Places to Work and top 50 AmLaw firm, is seeking associates to join their ... Strong transactional experience in handling alternative lending arrangements, electronic payments ...

We are seeking a Seasoned System Analysis Associate Manager with a strong engineering and ... Design and recommend solutions supporting loan disbursement, lending workflows, and financial ...

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Associate Lending information

See Washington, DC salary details

$10

$21

$35

How much do associate lending jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for associate lending in Washington, DC is $21.54, according to ZipRecruiter salary data. Most workers in this role earn between $17.16 and $22.88 per hour, depending on experience, location, and employer.

What does an associate lending do?

An Associate in Lending typically assists with the loan process in banks or financial institutions. They support loan officers by preparing documents, reviewing applications, conducting initial credit checks, and communicating with clients about required information. Their role ensures smooth processing of loan applications and compliance with regulations. Associates may also help resolve customer inquiries and maintain accurate records throughout the lending process.

What are the key skills and qualifications needed to thrive as an associate lending professional?

To thrive as an Associate Lending professional, you need a solid understanding of financial analysis, credit evaluation, and lending regulations, typically supported by a degree in finance or a related field. Familiarity with loan origination systems, credit risk assessment tools, and regulatory compliance platforms is commonly required. Attention to detail, strong communication, and customer service skills help you build trust with clients and work effectively in teams. These skills and qualities are crucial to ensure accurate loan processing, maintain regulatory compliance, and deliver positive client experiences.

What are some common challenges faced by associate lending professionals, and how can they be addressed?

Associate Lending professionals often encounter challenges such as managing multiple loan applications, ensuring compliance with evolving regulations, and maintaining effective communication with clients and internal teams. To overcome these challenges, it's important to develop strong organizational skills, stay updated on lending policies, and leverage technology for efficient documentation and tracking. Building collaborative relationships with underwriters, credit analysts, and sales teams can also help streamline processes and resolve issues more quickly.

What is the difference between Associate Lending vs Loan Officer?

AspectAssociate LendingLoan Officer
Required CredentialsTypically a bachelor's degree; some certificationsSame as Associate Lending; often requires licensing
Work EnvironmentBank or financial institution, support roleClient-facing, sales-oriented
Employer & Industry UsageCommon in banking and lending institutionsWidespread in mortgage and consumer lending
Comparison Search IntentUnderstanding entry-level or support roles in lendingUnderstanding sales and client interaction roles

Associate Lending and Loan Officer roles often overlap in credentials and industry environment. While Associate Lending typically supports loan processing within banks, Loan Officers focus more on client interaction and sales. Both roles are essential in the lending process, but they differ mainly in client engagement and responsibilities.

What are the most commonly searched types of Lending jobs in Washington, DC?

The most popular types of Lending jobs in Washington, DC are:

Infographic showing various Associate Lending job openings in Washington, DC as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 25% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $44,793 per year, or $21.5 per hour.

Dedicated Lending Associate (SAFE Act) - GAITHERSBURG

Citigroup, Inc.

Gaithersburg, MD • On-site

$72K - $105K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago


Citibank rating

8.4

Company rating: 8.4 out of 10

Based on 179 frontline employees who took The Breakroom Quiz

38th of 173 rated banks


Job description

The Dedicated Lending SAFE Act is an entry level position responsible for contributing to the formulation and implementation of long and short-term strategic plans and objective is to increase market share/penetration and maximize opportunities for growth throughout the marketplace. The Dedicated Lending SAFE Act assists in providing product specialists with qualified referrals for cross-sell. Employees in this role also assist in closing deals across products and coordinate underwriting/credit practices.
Responsibilities:
  • Deliver mortgage lending services to clients in consultation with assigned Home Lending Officer(s) in all aspects of the loan application process to include: collecting borrower information, consulting a borrower on mortgage options; quoting rates/terms from the system, and addressing follow-ups on the application/mortgage processing
  • Gather information from clients and other third party sources such as title companies and real estate agents, and apply judgement based on practice and precedence to determine needed items to submit files to underwriting for approval
  • Monitor application pipeline to ensure key dates (consent, lock, lock expiration, anticipated closing dates) are met and communicate with clients on requirements and timelines.
  • Manage the marketing process for the Home Lending Officer supported, which includes marketing material management and follow-up on prospective customer leads as needed, working open houses, realtor agent events and training events
  • Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the processors and acquire any additional information needed by the processors and/or underwriters
  • Manage customer inquiries as well as build and maintain relationships with client book of work
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:
  • 1-3 years of relevant experience in Mortgage/Loan Origination
  • Banking experience preferred
  • Consistently demonstrates clear and concise written and verbal communication
  • This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities, to maintain and renew that registration on an annual basis, to update registration information with the Registry on a timely basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations and Citi policies and procedures.

Education:
  • Bachelor's/University degree or High School diploma/equivalent with at least 2 years of relevant Loan Origination experience

Competencies
  • Expert knowledge of general lending products and services and pricing alternatives in the industry.
  • Ability to comprehend and explain financial calculations and pricing alternatives.
  • Strong communication skills with customers about the proper documents and information needed to obtain a particular loan
  • Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA
  • Self-starters who can work independently or work with existing partnerships with a proven track record
  • Ability to work as part of a team to grow the assigned branch/branches or community organization.

Job Family Group:
Consumer Sales
Job Family:
Consumer Sales Support
Time Type:
Full time
Primary Location:
Gaithersburg Maryland United States
Primary Location Full Time Salary Range:
$72,000.00 - $105,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Sep 01, 2026
Automated Processing and AI
We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents - AI Notice and Right
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.

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About Citigroup Inc

Sourced by ZipRecruiter

We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that’s uniquely positioned for this moment. Through our vast global network and our on-the-ground expertise, we can connect the dots, anticipate change and empathize the needs of our clients and customers in ways that other banks simply cannot. Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We have set expectations for how we must act to bring our mission to life. These expectations are at the heart of our Leadership Principles – we take ownership, we deliver with pride and we succeed together.

Industry

Banking and credit intermediation

Company size

5,001 - 10,000 Employees

Headquarters location

New York City, NY, US