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Associate Credit Jobs in Virginia (NOW HIRING)

TEKsystems

Indirect Auto Credit Analyst

Richmond, VA · Remote

$27 - $32/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Associate's or Bachelor's degree preferred Why This Role * Full underwriting autonomy and decision authority * High visibility with credit unions and dealers * Opportunity to directly influence ...

Koalafi

Senior Business Analyst - Credit Risk

Richmond, VA · On-site

$100K - $129K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Monitor portfolio risk and recommend changes to credit policy strategy * Perform in-depth analysis ... Inclusion and Associate Engagement Programs Who we are & what we value: * We focus on what's most ...

Koalafi

Senior Business Analyst - Credit Risk

Arlington, VA · On-site

$100K - $129K/yr

Monitor portfolio risk and recommend changes to credit policy strategy * Perform in-depth analysis ... Inclusion and Associate Engagement Programs Who we are & what we value: * We focus on what's most ...

Koalafi

Senior Business Analyst - Credit Risk

Richmond, VA · On-site

$100K - $129K/yr

Monitor portfolio risk and recommend changes to credit policy strategy * Perform in-depth analysis ... Inclusion and Associate Engagement Programs Who we are & what we value: * We focus on what's most ...

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Showing results 21-40

All JobsAssociate Credit JobsAssociate Credit Jobs in Virginia

Associate Credit information

What are the key skills and qualifications needed to thrive as an associate credit?

To thrive as an Associate Credit professional, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically backed by a degree in finance, accounting, or a related field. Proficiency with credit analysis tools, financial modeling software, and CRM systems is often required. Excellent communication, problem-solving abilities, and teamwork are essential soft skills for effectively collaborating with clients and internal teams. These competencies ensure accurate credit assessments, risk management, and the building of strong client relationships, all of which are critical for organizational success.

What are some common challenges faced by an associate credit, and how can they be overcome?

Associate Credit professionals often encounter challenges such as analyzing complex financial data, balancing multiple client accounts, and meeting tight deadlines for credit assessments. Effective time management and strong analytical skills are crucial to handle these tasks efficiently. Collaboration with senior credit analysts and other departments, such as sales or risk management, can provide valuable insights and support. Continuous learning about industry regulations and credit risk models also helps in staying updated and improving performance.

What is an associate credit?

Associate Credit professionals are entry- to mid-level employees who work in financial institutions or corporate finance teams, focusing on assessing the creditworthiness of individuals or companies. Their responsibilities often include analyzing financial statements, preparing credit reports, assisting in loan underwriting, and monitoring existing credit portfolios. They play a crucial role in ensuring that lending decisions are based on sound financial analysis and risk assessment. Associate Credit professionals typically work under the supervision of senior credit analysts or managers and may interact with clients to gather necessary financial information.

What is the difference between Associate Credit vs Credit Analyst?

AspectAssociate CreditCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some roles may require certifications like CFA or CPABachelor's degree in finance, accounting, or related field; certifications like CFA are common but not mandatory
Work EnvironmentTypically in banking or financial institutions, working in teams to assess creditworthinessOften in banks, credit bureaus, or financial firms, analyzing data and preparing reports
Employer & Industry UsageUsed by banks, lending companies, and financial institutions for credit assessmentUsed by banks, credit agencies, and financial firms for evaluating credit risk

Both Associate Credit and Credit Analyst roles involve assessing creditworthiness, requiring similar educational backgrounds and working in financial environments. The main difference lies in job scope: Associate Credit often supports credit decision processes, while Credit Analysts perform detailed credit risk analysis and reporting.

What is a credit associate?

A credit associate or analyst determines whether or not clients are good candidates for credit cards, loans, or financing options. Credit associate jobs are found in the banking industry and other corporate settings that provide financial services, like vehicle dealerships. Job duties include gathering data about potential clients, analyzing their financial information, and making a recommendation about their credit risk. The qualifications for this career are a bachelor’s degree in accounting or finance, experience in the financial industry, and quantitative analysis skills.

More about Associate Credit jobs
What are the most commonly searched types of Credit jobs in Virginia? The most popular types of Credit jobs in Virginia are:
What cities in Virginia are hiring for Associate Credit jobs? Cities in Virginia with the most Associate Credit job openings:
Associate Credit jobs near you

Senior Manager, Commercial Credit Review

Capital One

Richmond, VA

Full-time

Re-posted 21 days ago

Capital One rating

7.7

Company rating: 7.7 out of 10

Based on 146 frontline employees who took The Breakroom Quiz

93rd of 171 rated banks

Job description

Senior Manager, Commercial Credit Review
Capital One's Credit Review organization is a third line of defense function that is responsible for providing an independent assessment of the Company's credit quality, key and emerging risks, and credit process execution to the Risk Committee of the Board of Directors and other stakeholders. Commercial Credit Review is seeking a Senior Manager who will participate in and/or lead continuous testing and targeted review activities within assigned portfolios. The Senior Manager will contribute towards the execution of the annual Credit Review plan and work cross-functionally across Credit Review teams in the process. This associate will also be responsible for building and maintaining working relationships with line of business management and key associates within Risk Management.
Primary responsibilities include:
  • Completing transactional testing to assess the appropriateness of client selection, quality of underwriting, effectiveness of borrower monitoring and accuracy of risk ratings
  • Analyzing portfolio composition to identify trends and risks and provide an opinion on portfolio quality
  • Participating in or leading Targeted Reviews to assess key risks in a given portfolio or across portfolios
  • Identifying gaps in credit policy, credit processes, and credit risk rating models
  • Identifying key and emerging risks
  • Effectively communicating results to executive level management, regulators and other key stakeholders
  • Building and maintaining effective working relationships across all three lines of defense
  • Acting as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders.
  • Ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results.
  • May be asked to develop and execute against monitoring plans
  • May be asked to assist in or lead the completion of quarterly Business Assessment Reports
  • May be asked to lead special projects
Basic Qualifications:
  • Bachelor's degree or military experience
  • At least 5 years of experience with traditional cash flow and leveraged lending
  • At least 8 years of direct transactional credit experience (underwriting, workout, risk management, credit review or regulatory)
Preferred Qualifications:
  • Master's degree
  • Certified Financial Analyst (CFA) OR Certified Public Accountant (CPA)
  • Ability to support conclusions through fact-based analysis and ability to influence senior leaders
  • Strong written and verbal communication skills
  • Excellent credit analysis and financial analysis skills
  • Strong organizational skills
  • Ability to manage multiple complex tasks while delivering high quality results
  • Leadership experience and strong leadership skills
  • Demonstrated experience in identifying, assessing and reporting on existing and emerging risks
  • Experience with direction applicability to Credit Review responsibility
  • Ability to navigate across a large organization and work with cross-functional teams
At this time, Capital One will not sponsor a new candidate for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Charlotte, NC: $182,500 - $208,300 for Sr. Credit Review Manager


Chicago, IL: $182,500 - $208,300 for Sr. Credit Review Manager


McLean, VA: $200,700 - $229,100 for Sr. Credit Review Manager


New York, NY: $219,000 - $249,900 for Sr. Credit Review Manager


Plano, TX: $182,500 - $208,300 for Sr. Credit Review Manager


Richmond, VA: $182,500 - $208,300 for Sr. Credit Review Manager






Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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