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Associate Credit Jobs in Connecticut (NOW HIRING)

Credit Analyst Associate

Dayville, CT · Hybrid

$55K - $80K/yr

Farm Credit East (FCE) is the leading provider of loans and farm advisory services to farm, forest ... This position requires an associate or bachelor's degree in Agriculture, Agri-Business, Economics ...

Credit Analyst Associate

Enfield, CT · Hybrid

$55K - $80K/yr

Farm Credit East (FCE) is the leading provider of loans and farm advisory services to farm, forest ... This position requires an associate or bachelor's degree in Agriculture, Agri-Business, Economics ...

Senior Trader, Public Credit

Stamford, CT · On-site

$122K - $189K/yr

... associates. We also invest in the vitality of our local communities through grants from the ... POSITION TITLE Senior Trader, Public Credit POSITION LOCATION Stamford, CT This position is ...

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Associate Credit information

What is an associate credit?

Associate Credit professionals are entry- to mid-level employees who work in financial institutions or corporate finance teams, focusing on assessing the creditworthiness of individuals or companies. Their responsibilities often include analyzing financial statements, preparing credit reports, assisting in loan underwriting, and monitoring existing credit portfolios. They play a crucial role in ensuring that lending decisions are based on sound financial analysis and risk assessment. Associate Credit professionals typically work under the supervision of senior credit analysts or managers and may interact with clients to gather necessary financial information.

What is a credit associate?

A credit associate or analyst determines whether or not clients are good candidates for credit cards, loans, or financing options. Credit associate jobs are found in the banking industry and other corporate settings that provide financial services, like vehicle dealerships. Job duties include gathering data about potential clients, analyzing their financial information, and making a recommendation about their credit risk. The qualifications for this career are a bachelor’s degree in accounting or finance, experience in the financial industry, and quantitative analysis skills.

What are the key skills and qualifications needed to thrive as an associate credit?

To thrive as an Associate Credit professional, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically backed by a degree in finance, accounting, or a related field. Proficiency with credit analysis tools, financial modeling software, and CRM systems is often required. Excellent communication, problem-solving abilities, and teamwork are essential soft skills for effectively collaborating with clients and internal teams. These competencies ensure accurate credit assessments, risk management, and the building of strong client relationships, all of which are critical for organizational success.

What are some common challenges faced by an associate credit, and how can they be overcome?

Associate Credit professionals often encounter challenges such as analyzing complex financial data, balancing multiple client accounts, and meeting tight deadlines for credit assessments. Effective time management and strong analytical skills are crucial to handle these tasks efficiently. Collaboration with senior credit analysts and other departments, such as sales or risk management, can provide valuable insights and support. Continuous learning about industry regulations and credit risk models also helps in staying updated and improving performance.

What is the difference between Associate Credit vs Credit Analyst?

AspectAssociate CreditCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some roles may require certifications like CFA or CPABachelor's degree in finance, accounting, or related field; certifications like CFA are common but not mandatory
Work EnvironmentTypically in banking or financial institutions, working in teams to assess creditworthinessOften in banks, credit bureaus, or financial firms, analyzing data and preparing reports
Employer & Industry UsageUsed by banks, lending companies, and financial institutions for credit assessmentUsed by banks, credit agencies, and financial firms for evaluating credit risk

Both Associate Credit and Credit Analyst roles involve assessing creditworthiness, requiring similar educational backgrounds and working in financial environments. The main difference lies in job scope: Associate Credit often supports credit decision processes, while Credit Analysts perform detailed credit risk analysis and reporting.

More about Associate Credit jobs

What are the most commonly searched types of Credit jobs in Connecticut?

The most popular types of Credit jobs in Connecticut are:

What cities in Connecticut are hiring for Associate Credit jobs?

Cities in Connecticut with the most Associate Credit job openings:

Director, Associate Credit Research Analyst-ABS

The Hartford Financial Services Group, Inc.

Hartford, CT • On-site

$121K - $182K/yr

Full-time

Re-posted 25 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 122 frontline employees who took The Breakroom Quiz

55th of 311 rated insurance


Job description

Director, Assoc Credit Res Analyst - VDDIRA
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
Director, Associate Credit Research Analyst-ABS
Position Overview
HIMCO (The Hartford Investment Management Company) is seeking a highly motivated and analytically rigorous Director, Associate Credit Research Analyst to join our Securitized Products team. This individual will play a key role in supporting the management of an $8 billion portfolio of public Asset-Backed Securities (ABS) and private Asset-Based Finance (ABF) investments. The Director, Associate Credit Research Analyst will report to the ABS Portfolio Manager and work closely with other investment professionals to evaluate, recommend, and monitor ABS/ABF investments across the capital structure. Sector coverage will include auto, equipment, and a range of other consumer and esoteric assets. This is an opportunity for a high-performing candidate to take on meaningful investment responsibility within a collaborative, data-driven investment team. This position is based in our Hartford, CT office on a full time, hybrid schedule (T, W, Th in office, M, F remote).
Core Responsibilities
Investment Underwriting & Diligence
  • Underwrite and archive diligence for investment opportunities
  • Develop or enhance subsector credit frameworks and maintain diligence checklists
  • Evaluate the risk/return profile of all tranches in the capital structure and help craft investment recommendations

Cash Flow Modeling & Analytics
  • Build, maintain, or enhance models to forecast collateral performance (prepayment, delinquency, default, etc.)
  • Complete scenario cash flow analysis, stress testing, and sensitivity analysis for investment opportunities and existing holdings (using Intex, DV01, or internal models)

Portfolio & Market Surveillance
  • Monitor existing ABS/ABF holdings for changes in credit or convexity risk
  • Track collateral performance trends and identify emerging risks
  • Develop and maintain views on market trends and sector dynamics

Required Qualifications
  • 5+ years of relevant experience in ABS/ABF or other securitized sector research, trading, or structuring at a buy-side firm, investment bank, or rating agency
  • Proficiency in Excel, Bloomberg, and Intex
  • Working knowledge of programming/scripting tools (e.g., VBA, Python, SQL)
  • Exceptional attention to detail and ability to synthesize complex information efficiently
  • Strong analytical and financial modeling skills, including structured finance cash flow analysis
  • Solid understanding of fixed income markets, structured products, and credit analysis
  • Demonstrates curiosity, initiative, creativity, and a strong work ethic
  • Ability to work independently while collaborating effectively within a team environment
  • Ability and willingness to travel as required
  • Bachelor's degree required

Preferred Qualifications
  • Advanced degree (MBA) and/or CFA designation is helpful
  • Experience with or proficiency in DV01, 1010data, and/or BlackRock Analytics is helpful

About the Firm:
Hartford Investment Management Company (HIMCO) is the asset management arm of The Hartford Insurance Group, Inc. HIMCO is an insurance asset manager with approximately $120 billion in assets under management across the public fixed income, equity, and private markets (as of March 31, 2026). The firm manages assets on behalf of The Hartford, as well as insurance, sub-advisory and other institutional clients.
As a condition of your employment for HIMCO, you will be required to affirm to HIMCO's Code of Ethics and understand that you will be required to comply with the disclosure of accounts, holdings and pre-clearance of trades for the accounts of you and your household family members as more fully described in the Code of Ethics Key Points. If you will be deemed to be a "Covered Associate" under HIMCO's Pay to Play Policy, you will also need to disclose all political contributions that you have given within the past 2 calendar years.
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$121,600 - $182,400
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits

What The Hartford employees say

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Hartford logo

About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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