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Associate Consumer Lending Jobs in Michigan (NOW HIRING)

THE SHELBY STATE BANK

CONSUMER LENDER

Shelby, MI · On-site

The Consumer lender is responsible for overseeing loan approvals/denials, loan products, rate ... of lending. * Ability to collaborate with other departments and all levels of associates.

orsa credit union

consumer loan servicer

Plymouth, MI · On-site

Associates degree or relevant coursework in Finance, Business Administration, or related field ... Fair Lending & Consumer Lending Compliance : Applies key consumer lending regulations -- including ...

Commercial Bank

Relationship Banker

Greenville, MI · On-site

$16.50 - $21.50/hr

... and consumer lending. Conducts depository and customer changes accurately and efficiently ... Associate's Degree in Business or related field preferred. NMLS - Must be able to become registered ...

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All JobsAssociate Consumer Lending JobsAssociate Consumer Lending Jobs in Michigan

Associate Consumer Lending information

What are the key skills and qualifications needed to thrive as an associate consumer lending professional?

To thrive as an Associate Consumer Lending professional, you need a solid understanding of consumer credit principles, financial analysis, and lending regulations, often supported by a bachelor’s degree in finance or a related field. Familiarity with loan origination systems (LOS), credit scoring tools, and compliance software is typically required. Strong interpersonal skills, attention to detail, and the ability to communicate clearly help build trust with clients and ensure accuracy in loan processing. These skills and qualities are vital to ensuring responsible lending practices, customer satisfaction, and regulatory compliance in a competitive financial environment.

What are some common challenges faced by associate consumer lending professionals, and how can they be managed?

Associate Consumer Lending professionals often encounter challenges such as managing high application volumes, navigating complex loan documentation, and ensuring compliance with lending regulations. Staying organized, leveraging digital tools for workflow management, and continuously updating knowledge of compliance standards can help address these challenges. Additionally, effective communication and collaboration with underwriters, credit analysts, and customer service teams are crucial for resolving issues and ensuring a smooth loan process.

What is an associate consumer lending?

An Associate Consumer Lending is a financial professional who assists customers in obtaining personal loans, auto loans, or other types of consumer credit. They typically work at banks, credit unions, or other lending institutions, helping clients understand loan products, gather required documentation, and process loan applications. Their role also involves evaluating creditworthiness, ensuring compliance with lending regulations, and providing excellent customer service throughout the loan process.
What are the most commonly searched types of Consumer Lending jobs in Michigan? The most popular types of Consumer Lending jobs in Michigan are:
What cities in Michigan are hiring for Associate Consumer Lending jobs? Cities in Michigan with the most Associate Consumer Lending job openings:
Associate Consumer Lending jobs near you

Consumer Finance Associate Attorney

Direct Counsel

Detroit, MI • On-site

$260K - $310K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 21 days ago

Job description

Consumer Finance Associate Attorney

Direct Counsel is seeking a Consumer Finance Associate Attorney to join a prestigious Am Law firm.

Locations: Austin, TX; Boston, MA; Chicago, IL; Dallas, TX; Denver, CO; Detroit, MI; Houston, TX; Jacksonville, FL; Los Angeles, CA; Madison, WI; Miami, FL; Milwaukee, WI; Nashville, TN; New York, NY; Orlando, FL; Raleigh, NC; Sacramento, CA; Salt Lake City, UT; San Diego, CA; San Francisco, CA; Silicon Valley, CA; Tallahassee, FL; Tampa, FL; Washington, DC.

This is an exceptional opportunity for an attorney with 3-4 years of financial regulatory experience to join a nationally recognized Financial Regulatory practice. The team advises banks, credit unions, FinTech companies, non-bank lenders, servicers, consumer reporting agencies, and technology providers on a broad range of federal and state consumer finance laws, regulatory compliance, licensing, and enforcement matters.

Responsibilities

  • Advise financial institutions and FinTech companies on compliance with federal and state consumer finance laws and regulations.

  • Counsel clients regarding the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), Real Estate Settlement Procedures Act (RESPA), and related consumer protection laws.

  • Conduct financial regulatory and state licensing analyses.

  • Draft, review, and negotiate commercial and consumer lending documents, contracts, and related agreements.

  • Advise clients on regulatory compliance, licensing, and operational issues affecting financial products and services.

  • Assist with regulatory enforcement investigations and agency actions, as needed.

  • Collaborate with multidisciplinary teams to provide strategic, business-focused legal solutions.

Qualifications

  • J.D. from an ABA-accredited law school.

  • Active membership in good standing with a U.S. state bar, with the ability to obtain admission in the applicable hiring jurisdiction.

  • 3-4 years of experience in financial regulatory or consumer finance law.

  • Experience advising banks, credit unions, FinTech companies, lenders, servicers, consumer reporting agencies, or technology providers.

  • Strong knowledge of TILA, FCRA, ECOA, RESPA, and related federal and state consumer financial laws.

  • Experience with regulatory compliance, licensing analyses, contract drafting, and lending documentation.

  • Experience with regulatory enforcement investigations is a plus.

  • Excellent analytical, drafting, communication, and client counseling skills.

Compensation & Benefits

  • Salary: $260,000-$310,000, commensurate with experience and qualifications.

  • Comprehensive benefits package, including:

    • Medical, dental, and vision insurance

    • 401(k) retirement plan

    • Disability and life insurance

    • Adoption assistance

    • Backup dependent care