Associate Chartered Accountant Jobs in Georgia (NOW HIRING)

Job Summary

The Equipment Finance Regional Sales Manager is primarily responsible for identifying, delivering, and executing the equipment finance sales strategy.  This position is expected to develop profitable relationships with both HomeTrust Bank clients and non-bank prospects either in footprint or out of footprint.

Key Responsibilities / Essential Functions

• Maintains a scheduled calling program with commercial clients and prospects to develop the equipment finance product and other bank services. 
• Identifies and addresses areas of competition, as well as potential new markets in the assigned area that would maximize the volume and earnings of the equipment finance portfolio. 
• Targets calling efforts towards both private and publicly owned companies with historically high annual capital expenditures (with annual revenues between $3 million and $100 million) and focuses on direct commercial end-users and financially stable vendors of good quality commercial equipment.
• Analyzes client and prospect financial data to effectively manage risk and provide complete and accurate credit applications to our credit underwriting partners. 
• Attains or exceeds annual assigned budgets for volume, fees, and other key objectives, with an average of $300,000 per transaction. 
• Works closely with the HomeTrust Bank Commercial Relationship Managers in all locations, conducts joint calls on clients and prospects, and sends viable referrals to Commercial Bankers and other key functional areas of the bank. 
• Attends bank meetings to provide equipment finance product training. 
• Structures, designs, and proposes viable equipment finance transactions.
• Works with clients to tailor agreements that meet customer needs from the beginning of the transaction to the close.

Job Requirements

Education:

• Bachelor’s degree in Finance, Business Administration, Operations Management, or related field. 

Required:

• 8+ years of equipment financing and leasing experience.
• Experience in equipment financing product development, profitability, and pricing.
• Demonstrated competency with tax and accounting rules as they pertain to leasing, combined with current knowledge of tax law changes and their impact on potential clients. 
• Demonstrated proficiency in basic computer applications, such as equipment finance systems.
• Ability to understand and embrace the core values of HomeTrust Bank.
• Ability to understand and use bank policies and procedures to ensure operational efficiency and regulatory compliance and to understand when an exception is required. 
• Familiarity with all federal and state banking regulations pertaining to lending and consumer finance, including fair lending laws, the Bank Secrecy Act, and the US Patriot Act.
• Demonstrated problem solving ability and effective time management skills.
• Above average communications skills with emphasis on listening and problem-solving skills.
• Demonstrated ability to handle multiple tasks simultaneously and exceptional organization skills.
• Ability to prioritize duties and work independently.   
• Ability to meet designated deadlines while remaining flexible to changing assignments.
• Self-motivated with excellent attention to detail.
• Proficient in Microsoft Office products.

Preferred:

• Previous experience with Commercial Finance Agreements (CFA), equipment loans, and all equipment lease documentation.
• Experience with property tax and sales tax for equipment leasing. 

About HomeTrust Bank

HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization. 

Work Environment, Physical Requirements  

The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job.  HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.

• This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
• Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
• Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
• The employee will frequently communicate and must be able to exchange accurate information with others.
• The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools.

DISCLAIMER:  HomeTrust Bank is an evolving company.  As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job.  While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.