Assistant Graduate Mining Jobs in California (NOW HIRING)

People Drive Our Success
Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities.
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GENERAL SUMMARY
The Senior Collateral Analyst is responsible for the analysis and validity of Collateral assigned to Cathay Bank. He/she may monitor complex and high-risk Borrowers through analysis of Client reporting with a special emphasis on deteriorating trends. He/she may review the Loan Documents and prepare the Monthly Status Report.
ESSENTIAL FUNCTIONS

• Responsible for processing, monitoring and examining client collateral information on asset based loans. Includes all stages from the receipt and verification of sales journals, collateral reports and agings, to resolution of customer problems and questions.
• Depending on expertise, additional responsibilities may include: posting and reconciling sales, verifying collateral balances, and accounts receivable adjustments; reconciling cash reported to cash received; investigating and resolving customer inquiries; reviewing accounts receivable aging information and collateral trending.
• May assist with training new customers on reporting procedures.
• Identify unusual trends or practices and discuss/document with Borrower. Verify questionable assignments through telephone or in writing, prior to advancing on assignment. Inform Loan Portfolio Officers of open issues prior to Advance.
• Work closely with Loan Portfolio Officers and Assistant Manager to analyze complex information and resolve reporting issues.
• Analyze Borrower's inventory assignments to identify ineligibles, note trends in inventory mix and inventory concentrations, as required by Loan Portfolio Officers. Discuss any unusual trends with Borrower and report findings to Loan Portfolio Officers.
• Provide back up, during absences, to the Collateral Analysts.
• Follow existing controls in place to meet or exceed internal audit standards.
• May review or spot check other junior level Collateral Analysts' work to ensure accuracy.
• Other duties may include loan documents review, Database preparation, and the Monthly Status Report preparation.

QUALIFICATIONS

• Education: College graduate with a degree in accounting or finance preferred.
• Experience: Minimum five years of borrowing base driven, asset-based lending operations experience. Experience as a field examiner or credit analyst, and with supervisory experience is a plus.
• Skills/Ability: Proficient with Microsoft Office products; Monarch Data Mining Software, good interpersonal and communication skills; ability to coach and mentor junior staff, strong time management and organizational skills, ability to analyze data with attention to detail and accuracy

OTHER DETAILS
$26.44 - $34.95 / hour
Pay determined based on job-related knowledge, skills, experience, and location.
This position may be eligible for a discretionary bonus.
Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k).
Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our California Job Applicant Privacy Policy.
Cathay Bank is an Equal Opportunity and Affirmative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law.
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Cathay Bank endeavors to make www.CathayBank.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact, Mickey Hsu, FVP, Employee Relations Manager, at (626) 582-7370 or mickey.hsu@cathaybank.com. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.
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For further information, please review the Know Your Rights notice from the Department of Labor.