An American Income Life AO job typically involves selling life, accident, and supplemental health insurance to union members, associations, and other eligible groups. Agents are responsible for meeting with clients, providing policy information, and helping them select coverage. The position is often commission-based, with opportunities for advancement. AO (Altig-Orlovic) is a major distribution agency for American Income Life, focusing on training and leadership development. Many roles involve remote or in-person sales and require strong communication and customer service skills.