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Alm Analyst Jobs (NOW HIRING)

Fifth Third

Senior Treasury Analyst - ALM

Frisco, TX · On-site

The Senior Treasury Analyst - ALM performs advanced analysis and supports strategic initiatives within the Treasury department, with a focus on asset/liability management. This role leverages ...

Keybank

Manager, ALM Data & Analytics

Brooklyn, OH · Hybrid

For Those Who Work At Home, Ohio Job Summary Reporting to the Senior Manager, ALM Data & Analytics, this role will help lead the ALM Data & Analytics function with accountability for data governance ...

Jackson National Life

ALM Lead

Lansing, MI · On-site

The ALM Lead has technical expertise to perform highly complex analyses that support and improve the monitoring and risk management of Jackson's asset/liability position. In addition, the ALM Lead ...

KeyBank

Manager, ALM Data & Analytics

For Those Who Work At Home, Ohio Job Summary Reporting to the Senior Manager, ALM Data & Analytics, this role will help lead the ALM Data & Analytics function with accountability for data governance ...

Proventus Metrics

OpenText ALM Octane

Philadelphia, PA · On-site

Build reporting and analytics for test execution status, defect trends, sprint velocity, quality ... OpenText ALM Octane expertise: * Shared spaces & workspace administration * Pipeline & release ...

Veterinary Pet Insurance

Sr Actuary, ALM

Columbus, OH · On-site +1

$112K - $132K/yr

Lead core ALM focus areas on analytics, liquidity, and reporting, while providing day-to-day leadership and development support for direct reports. * Serve as a primary actuarial partner to Treasury ...

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Alm Analyst information

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How much do alm analyst jobs pay per year?

As of Jul 15, 2026, the average yearly pay for alm analyst in the United States is $76,273.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $90,000.00 per year, depending on experience, location, and employer.

What is the role of an ALM analyst?

An ALM (Asset and Liability Management) analyst is responsible for managing a financial institution's assets and liabilities to optimize liquidity, interest rate risk, and capital. They analyze financial data, develop models, and use tools like Excel and specialized ALM software to support strategic decision-making and regulatory compliance.

What are the highest paying analyst jobs?

Highest paying analyst roles include financial analysts, data analysts, and management analysts, often earning six-figure salaries with advanced skills in data analysis, financial modeling, and industry-specific knowledge. Senior or specialized positions, such as investment analysts or strategy analysts, tend to offer higher compensation, especially with relevant certifications like CFA or CPA. Salary levels vary based on industry, experience, and location but generally reflect the complexity and impact of the analyst's work.

What are typical responsibilities of an ALM Analyst on a daily or weekly basis?

As an ALM Analyst, you'll regularly monitor interest rate risk, liquidity positions, and conduct gap and sensitivity analyses to help the organization balance its assets and liabilities. Your responsibilities often include preparing reports for senior management, maintaining ALM models, and ensuring compliance with relevant regulations. Collaboration with treasury, finance, and risk management departments is common to align strategies and optimize financial performance. This role also requires you to stay updated on market trends and regulatory changes, contributing proactively to risk mitigation initiatives.

What does an ALM Analyst do?

An ALM (Asset Liability Management) Analyst is responsible for analyzing and managing financial risks related to interest rates, liquidity, and balance sheet management. They monitor asset and liability mismatches, conduct scenario analysis, and support strategic decision-making to optimize financial stability. ALM Analysts work closely with treasury, finance, and risk management teams to ensure compliance with regulatory requirements and internal policies. Their role is crucial in maintaining a bank or financial institution's profitability and risk exposure.

Do risk analysts make good money?

Risk analysts typically earn a competitive salary that varies by industry, experience, and location. According to industry data, the median annual wage for risk analysts is around $80,000, with higher earnings possible for those with advanced certifications or specialized skills in data analysis and financial modeling.

What jobs pay $500,000 a year in the US?

In the US, high-paying roles such as senior investment bankers, hedge fund managers, and top executives can earn $500,000 or more annually. Certain specialized medical professionals, successful entrepreneurs, and experienced technology executives may also reach or exceed this income level, often requiring advanced skills, extensive experience, and significant responsibility.

What are the key skills and qualifications needed to thrive in the Alm Analyst position, and why are they important?

To thrive as an ALM Analyst, you need strong analytical skills, knowledge of asset-liability management principles, and a background in finance, accounting, or economics. Experience with ALM software tools, advanced Excel, and familiarity with regulatory frameworks such as Basel III are highly beneficial, and certifications like CFA or FRM can be advantageous. Attention to detail, effective communication, and the ability to work collaboratively are vital soft skills in this role. These competencies ensure accurate risk assessments, compliance, and effective teamwork in managing financial institution balance sheets.

More about Alm Analyst jobs
What cities are hiring for Alm Analyst jobs? Cities with the most Alm Analyst job openings:
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Alm Analyst jobs near you
Infographic showing various Alm Analyst job openings in the United States as of July 2026, with employment types broken down into 30% Locum Tenens, 20% Internship, 43% Full Time, 5% Contract, 1% Nights, and 1% Summer. Highlights an 81% Physical, 7% Hybrid, and 12% Remote job distribution, with an average salary of $76,273 per year, or $36.7 per hour.
ALM & Profitability Analyst

ALM & Profitability Analyst

Dover Federal Credit Union

Dover, DE • On-site

Full-time

Posted 12 days ago

Job description

Job Type
Full-time
Description
General Summary
The Asset Liability Management (ALM) and Profitability Analyst is responsible for supporting the credit union's balance sheet risk management framework through the maintenance, analysis and reporting of ALM models and forecasts. This role serves as the internal subject matter expert for ALM systems, interest rate risk (IRR), liquidity risk, and financial forecasting. The Analyst works closely with Accounting and Finance, as well as with Executive Leadership to provide insights that support strategic decision-making and regulatory compliance.
Essential Functions
Asset Liability Management and Liquidity Management:
  • Maintain and update the credit union's internal ALM model, including accurate data inputs (loans, investments, shares, borrowings, assumptions). This platform is maintained and used for projections, budgeting, forecasting, IRR and net economic value (NEV).
  • Serve as the primary internal administrator for ALM software; coordinate with third-party ALM providers as needed.
  • In coordination with the credit union's third-party ALM provider, conduct various validations of model integrity through periodic back-testing, sensitivity testing and assumption review. Develop and document quarterly review of model assumptions, review and validate model results, produce ALM reports and present results to Management. Maintain all documentation for both internal and external reviews.
  • Ensure alignment between core system data and ALM inputs.
  • Review policies, procedures, and risk limits used for managing interest rate, liquidity, and concentration risk.
  • Monitor liquidity position, including cash flow projections and contingency funding scenarios.
  • Support collateral management and borrowing capacity analysis and evaluate funding strategies under various stress scenarios.
  • Run and analyze standard and ad hoc interest rate risk simulations, including shock and ramp scenarios.
  • Evaluate Net Economic Value (NEV) and Net Interest Income (NII) sensitivity under varying rate environments.
  • Perform monthly financial analysis and create respective reports for senior management and board as needed.
  • Identify emerging risks and provide actionable recommendations.

Financial Analysis and Profitability:
  • Generate and analyze diverse financial reports, using historical and forecasted data.
  • Prepare ROI (Return on Investment) analysis and profitability analysis for various committees, departments and purposes.
  • Prepare proforma analysis, product performance analysis, branch/department profitability analysis and other financial analysis needed for risk management and business decisions.
  • Utilize analysis to make recommendations to management on improving operational efficiency.

Budgeting, Forecasting, and Financial Management:
  • Complete development of and ongoing maintenance of 24-month rolling forecast, incorporating balance sheet trends, yield assumptions and funding costs.
  • Partner with Accounting/Finance leadership in the annual budgeting process.
  • Develop and maintain accurate budgeting and financial forecasting models, incorporating risk assessment methodologies.
  • Support variance analysis between forecast, budget and actual results. Analysis should include descriptions of variances due to rate, volume, and/or changes in member behaviors.
  • Support the organization with knowledge, training and education in relation to financial management.

Operational Support and Process Enhancement:
  • Prepare monthly ALCO reports, including IRR metrics, liquidity analysis and key trends. Present findings and recommendations to Executive Leadership and/or ALCO.
  • Assist in developing and enhancing ALCO-level and Board-level reporting.
  • Ensure ALM practices align with regulatory expectations (NCUA guidance).
  • Maintain thorough documentation of assumptions, methodologies, and model governance practices.
  • Assist with internal/external audits and regulatory examinations.
  • Collaborate with departments for data analysis, performance assessment, and decision support.
  • Utilize advanced Excel skills, including Visual Basics Analysis (VBA), to automate reporting and improve data integrity.
  • Identify opportunities to enhance ALM processes, reporting efficiency and analytical capabilities.
  • Develop dashboards and tools to support decision-making.
  • Ensure consistency and accuracy of financial modeling and analysis prepared by other areas.
  • Follow policy and procedures related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP) and Customer Due Diligence (CDD), Interest Rate Risk (IRR) & ALM and Liquidity Risk daily to ensure compliance with current regulations.
  • Assist in the development of the Credit Union's strategic and tactical financial plans in conjunction with members of the management team. Ensure plans are based on sound, supportable, and documented assumptions based on input from Credit Union leadership. Develops, interprets and implements highly complex financial accounting concepts and advanced techniques for financial planning and control.

Other Duties
  • Responsible for managing risks specific to related job functions with an expectation to make and support risk-informed decisions and remain diligent in identifying emerging risks that could jeopardize the success of the Credit Union.
  • All other duties as assigned.

Requirements
Job Specifications
  • Bachelor's degree in Finance, Accounting, Economics, or related field (CPA or CFA a plus).
  • Minimum of three (3) years' experience in ALM, treasury, or financial risk management within a financial institution (credit union experience preferred).
  • Strong understanding of interest rate risk, liquidity risk, and balance sheet management.
  • Thorough knowledge of financial markets, Asset/Liability Management (including duration and total return) and financial analysis (risk/return relationships and the time value of money)
  • Demonstrated ability to develop best in class balance sheet analytics that clearly and accurately portray the risks and returns of an organization.
  • Ability to present financial results and expectations to all levels, such as Board, Board Committees and Executive Leadership.
  • Advanced proficiency in Microsoft Excel, including VBA/macros.
  • Experience with ALM modeling software.
  • Familiarity with core processing systems (Jack Henry Symitar) and data extraction tools.
  • Strong proficiency in the use of Windows and Microsoft Office based programs.
  • Ability to read and interpret documents such as accounting principles and data, policy and procedures.
  • Excellent oral and written communication skills, including the ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form.

Physical Requirements
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is frequently required to sit, use hands to finger, handle or feel, reach with hands and arms, and talk or hear. The employee is occasionally required to stand, walk, bend, kneel, and reach above or at shoulder level. The employee must occasionally lift/pull and/or carry up to 10 pounds.

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