Alm Analyst Jobs in Utah (NOW HIRING)

As an ALM Analyst, you'll regularly monitor interest rate risk, liquidity positions, and conduct gap and sensitivity analyses to help the organization balance its assets and liabilities. Your responsibilities often include preparing reports for senior management, maintaining ALM models, and ensuring compliance with relevant regulations. Collaboration with treasury, finance, and risk management departments is common to align strategies and optimize financial performance. This role also requires you to stay updated on market trends and regulatory changes, contributing proactively to risk mitigation initiatives.

An ALM (Asset Liability Management) Analyst is responsible for analyzing and managing financial risks related to interest rates, liquidity, and balance sheet management. They monitor asset and liability mismatches, conduct scenario analysis, and support strategic decision-making to optimize financial stability. ALM Analysts work closely with treasury, finance, and risk management teams to ensure compliance with regulatory requirements and internal policies. Their role is crucial in maintaining a bank or financial institution's profitability and risk exposure.

To thrive as an ALM Analyst, you need strong analytical skills, knowledge of asset-liability management principles, and a background in finance, accounting, or economics. Experience with ALM software tools, advanced Excel, and familiarity with regulatory frameworks such as Basel III are highly beneficial, and certifications like CFA or FRM can be advantageous. Attention to detail, effective communication, and the ability to work collaboratively are vital soft skills in this role. These competencies ensure accurate risk assessments, compliance, and effective teamwork in managing financial institution balance sheets.