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Adyen Jobs (NOW HIRING)

Senior Credit Underwriter

Chicago, IL · On-site

$125K - $170K/yr

This is Adyen Adyen is the payments platform of choice for the world's leading companies, delivering frictionless payments across online, mobile, and in-store channels. Our team members are motivated ...

At Adyen, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are ...

This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At ...

This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At ...

This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At ...

Enterprise Account Manager

New York, NY · On-site

$125K - $183K/yr

At Adyen, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are ...

This is Adyen Adyen has a clear ambition to become the world's most customer-focused financial technology platform. We provide payments, data, and financial products in a single solution for ...

At Adyen, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are ...

At Adyen, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are ...

At Adyen, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are ...

At Adyen, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are ...

At Adyen, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are ...

At Adyen, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are ...

This is Adyen Adyen is the payments platform of choice for the world's leading companies, delivering frictionless payments across online, mobile, and in-store channels. Our team members are motivated ...

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Adyen information

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How much do adyen jobs pay per hour?

As of Jun 8, 2026, the average hourly pay for adyen in the United States is $26.34, according to ZipRecruiter salary data. Most workers in this role earn between $15.14 and $30.77 per hour, depending on experience, location, and employer.

What is the difference between Adyen vs Payment Processor?

AspectAdyenPayment Processor
Primary RoleProvides payment platform and solutions for merchantsHandles payment transactions for various merchants and businesses
CredentialsRequires knowledge of payment systems, compliance, and security standardsRequires understanding of payment networks, fraud prevention, and transaction processing
Work EnvironmentTypically in fintech or e-commerce companies, often in technical or client support rolesIn financial services firms, merchant services, or third-party payment companies
Industry UsageUsed by merchants, e-commerce platforms, and financial institutionsUsed by banks, payment service providers, and merchant account providers

Adyen is a payment platform provider offering integrated solutions for merchants, while a payment processor handles the technical processing of transactions. Both roles are essential in the payment ecosystem but differ in scope and responsibilities.

What cities are hiring for Adyen jobs? Cities with the most Adyen job openings:
Infographic showing various Adyen job openings in the United States as of May 2026, with employment types broken down into 97% Full Time, and 3% Contract. Highlights an 78% Physical, 2% Hybrid, and 20% Remote job distribution, with an average salary of $54,791 per year, or $26.3 per hour.

Senior Credit Underwriter

Adyen

Chicago, IL • On-site

$125K - $170K/yr

Full-time

Posted 24 days ago


Job description

This is Adyen
Adyen is the payments platform of choice for the world's leading companies, delivering frictionless payments across online, mobile, and in-store channels. Our team members are motivated individuals that help each other do remarkable things every day. We face unique technical challenges at scale and we solve those as a team. And together, we deliver innovative and ethical solutions that transform the way the world pays.
We took an unobvious approach to starting a payments company, building a platform from scratch. Now, Adyen serves the world's brightest companies like Facebook, Uber, L'Oreal, Casper, Bonobos and Spotify.
Senior Credit Risk Analyst - Financial Products
As a Senior Credit Risk Analyst based in Chicago, you will be part of a high-performing global team responsible for evaluating, managing, and scaling credit risk across Adyen's expanding suite of financial products (including Adyen Capital, Charge Cards, and Overdrafts). You will combine deep financial expertise, expert-level credit assessment skills, and a strategic mindset to shape our automated underwriting systems and drive the optimization of our credit risk frameworks.
The Credit Risk team is in a dynamic stage of its journey, offering significant opportunities to lead complex initiatives, influence product direction, and establish robust credit policies that support Adyen's global growth ambitions. You will work from a real-time portfolio view and collaborate closely with Commercial, Product, Compliance, and other cross-functional partners across regions and cultures to build data-driven, scalable risk processes.
What you'll do
  • Perform structured, deep-dive credit assessments and portfolio monitoring for multi-product exposures, SME loans (Adyen Capital), Charge Cards, and Overdraft facilities. Serve as the core escalation point for high-exposure and complex corporate deals.
  • Drive the continuous improvement of global and US-specific credit risk underwriting and monitoring frameworks, ensuring alignment with Adyen's defined risk appetite and strategic objectives.
  • Partner with Product and Engineering to advance the automated underwriting process. Identify manual touchpoints to integrate AI-driven financial statement processing, automated credit limit setting, and rules-based triaging.
  • Act as a key source of credit expertise across the business, working cooperatively with Commercial, Product, Legal, and Compliance to guarantee that credit risks are properly addressed in new commercial product developments.
  • Interpret complex macro-economic and industry risk indicators to identify delinquency trends early and proactively refine policy parameters before material portfolio losses materialize.
  • Develop clear governance frameworks for automated decisions to ensure transparency, auditability, and absolute alignment with U.S. regulatory guidelines (e.g., OCC and fair lending requirements). Prepare high-quality analysis for risk committee reports.
Who you are:
  • Minimum of 5+ years of commercial credit underwriting and portfolio management experience, preferably within high-volume fintech, digital lending, or fast-scaling banking environments. Strong analytical capability to interpret audited financial statements and determine capital capacity.
  • Comfortable operating in an unstructured, fast-paced environment, actively building for automation and scalability. Passionate about shifting from manual, one-off credit reviews toward data-driven decisioning models.
  • Solid familiarity and hands-on experience navigating U.S. regulatory frameworks and banking guidelines related to commercial credit risk (e.g., OCC guidelines) is highly preferred.
  • A clear, straight-to-the-point communicator who can confidently translate complex risk considerations into action, handle sensitive client conversations, and constructively align with commercial stakeholders without acting as a rigid lecturer.
  • Results-driven team player with a low-ego, high-accountability mindset who welcomes constructive challenge, acts as a mentor to junior analysts, and values shared success across regions and cultures.

Please note that this role is a hybrid, 3x a week position in Chicago.
The annual base salary range for this role in Chicago is: $125,000 - $170,000. The Total Compensation package also includes Restricted Stock Units (RSUs) and full benefits.
Our Diversity, Equity and Inclusion commitments
Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you're from, we welcome you to be your true self at Adyen.
Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!
What's next?
Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don't be afraid to let us know if you need more flexibility.
Adyen is an equal opportunity employer. We do not discriminate based on race, color, ethnicity, ancestry, national origin, religion, sex, gender, gender identity, gender expression, sexual orientation, age, disability, veteran status, genetic information, marital status or any legally protected status.
All your information will be kept confidential according to EEO guidelines.