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Ach Payments Jobs (NOW HIRING)

Seacoast Bank

ACH Payment Specialist I

Stuart, FL

The ACH Payments Specialist plays a crucial role in the processing of the Bank's ACH Functions and Operations. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Develop and update procedures for the ...

Seacoast Bank

ACH Payment Specialist I

Orlando, FL · On-site

The ACH Payments Specialist plays a crucial role in the processing of the Bank's ACH Functions and Operations. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Develop and update procedures for the ...

Seacoast Bank

ACH Payment Specialist I

Stuart, FL · On-site

The ACH Payments Specialist plays a crucial role in the processing of the Bank's ACH Functions and Operations. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Develop and update procedures for the ...

MUFG

ACH Operations Initiatives, AVP

Tempe, AZ · Hybrid

$84K - $106K/yr

Stay informed on banking and payments industry trends and assess their impact on ACH operations and strategy. Qualifications: * Extensive experience supporting ACH payment services, including a ...

Oracle

ACH Payments Processing Specialist

Broomfield, CO · On-site

$23.08 - $45.05/hr

Maintain general accounting systems, policies, and procedures to ensure that proper information is reported in accordance with Generally Accepted Accounting Principles. #LI-VC7 Only Oracle brings ...

MUFG

ACH Operations Initiatives, AVP

Tampa, FL · Hybrid

$84K - $106K/yr

Stay informed on banking and payments industry trends and assess their impact on ACH operations and strategy. Qualifications: * Extensive experience supporting ACH payment services, including a ...

Oracle

ACH Payments Processing Specialist

Broomfield, CO · On-site

$23.08 - $45.05/hr

Maintain general accounting systems, policies, and procedures to ensure that proper information is reported in accordance with Generally Accepted Accounting Principles. #LI-VC7 Only Oracle brings ...

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Ach Payments information

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$32K

$70.7K

$101K

How much do ach payments jobs pay per year?

As of Sep 13, 2026, the average yearly pay for ach payments in the United States is $70,655.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,500.00 and $83,500.00 per year, depending on experience, location, and employer.

What are ACH payments?

ACH payments are electronic payments made through the Automated Clearing House (ACH) network, which is a system used to transfer money between banks in the United States. These payments are commonly used for direct deposits, bill payments, and business-to-business transactions. ACH payments are typically more secure and cost-effective than paper checks, and they can be scheduled for recurring transactions. The process usually takes one to three business days to complete, depending on the banks involved.

What are some common challenges faced by professionals working in ACH payments processing roles?

Professionals in ACH payments processing often encounter challenges related to maintaining accuracy and compliance with strict regulatory requirements, such as NACHA rules and anti-fraud measures. Keeping up with evolving security protocols and promptly resolving transaction exceptions are also key aspects of the job. Additionally, the role requires close collaboration with IT, finance, and customer service teams to ensure smooth payment flows and quick resolution of any discrepancies. Staying organized and detail-oriented helps manage high transaction volumes and minimizes processing errors.

What are the key skills and qualifications needed to thrive as an ACH payments specialist, and why are they important?

To thrive as an ACH Payments Specialist, you need a solid understanding of banking operations, electronic funds transfer regulations, and payment processing procedures, often supported by relevant experience or a finance-related degree. Familiarity with ACH processing software, banking platforms, and compliance systems like NACHA rules is typically required. Attention to detail, problem-solving skills, and clear communication help ensure accuracy and resolve discrepancies efficiently. These competencies are crucial for maintaining secure, compliant, and timely financial transactions within an organization.
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Ach Payments jobs near you

ACH Payment Specialist I

The Villages, FL

Seacoast Bank
Commercial Banking • 1 - 5K employees
Learn more about Seacoast Bankexternal

Full-time

Posted 16 days ago

Key responsibilities

  • Process ACH transactions, including dispute resolutions, DNEs, reclamations, stop payments, and Federal Reserve adjustments.

  • Monitor ACH file confirmations, report issues, and support retail branches with ACH policies, disputes, and NACHA rules.

  • Review and ensure compliance related to ACH operations, including risk assessment of stop payments, DNEs, reclamations, and consumer disputes.

Seacoast Bank rating

8.6

Company rating: 8.6 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

Job description

Location: Orlando, Stuart or The Villages in Florida

JOB SUMMARY:

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ACH transactions within the bank. The Specialist is responsible for the processing of the daily operational functions including Dispute Resolutions, Death Notification Entries (DNEs), Reclamations, Stop Payments, Federal Reserve adjustments, and ACH balancing and Rejects.  They will also collaborate closely with relevant departments and stakeholders to optimize ACH operations and support the Retail Branches.

The ACH Payments Specialist plays a crucial role in the processing of the Bank’s ACH Functions and Operations.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Develop and update procedures for the department, where needed, to ensure that they align with the Bank’s current processes and on-going growth.
  • Provide support, assist with research, evaluation, testing and monitoring of ACH.
  • Provide and assist with special projects, including bank core conversions.
  • Prepare the monthly ACH Return Monitoring report.
  • Prepare the daily ACH Macro Fed Balance Sheet.
  • Monitor the ACH file confirmations throughout the day, reporting any issues due to no emails being received, duplicate files, etc. and open tickets.
  • Support the retail branches with questions, policies, procedures and/or NACHA rules relating to ACH.
  • Support the retail branches with questions relating to disputes and Reg E claims and timeframes.
  • Review the risk associated with ACH Stop Payment hits and suspects. Review for proper completion and process related returns timely.
  • Review the risk associated with DNE’s and Reclamation notifications received from US Treasury and/or Federal Reserve.
  • Monitor and review compliance for regulation E as it relates to ACH consumer disputes.
  • Complete all ACH training provided annually.
  • Support Deposit Operations team to ensure duties are completed accurately and timely.
  • Provide ACH Dashboard monthly to Operations Support.
  • Other tasks as directed by the ACH Payments Manager and / or ACH Payments Team Lead.
  • Adheres to Seacoast Bank’s code of conduct.

 EDUCATION and/or EXPERIENCE:

  • High School Diploma or equivalent required.
  • 1-3 years Banking experience; or a combination of education and experience.
  • Nacha certification preferred.
  • Strong analytical skills and attention to detail.
  • Ability to work collaboratively within a team environment.
  • Commitment to maintaining compliance and operational standards.
  • PC proficient, including MS Word and MS Excel.
  • Effective communication and collaboration capabilities.

 

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position.  They are not intended to be an exhaustive list of responsibilities, duties, and skills.  Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry.  It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles.  This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities. 

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