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Ach Operations Jobs in Detroit, MI (NOW HIRING)

Working knowledge of ACH operations, Nacha Operating Rules, and real-time payment (RTP) systems. * Strong analytical, problem-solving, written and verbal communication skills. * Proficiency in ...

New

Product Manager Sr.

Detroit, MI · On-site +1

$125K - $165K/yr

... ACH, Wire Transfer, and Instant Payments products. Reporting to the Payables Product Segment Manager, this role is well suited for a candidate with Treasury Management experience in Sales, Operations ...

Product Manager Sr.

Detroit, MI · On-site +1

$70K - $140K/yr

... ACH, Wire Transfer, and Instant Payments products. Reporting to the Payables Product Segment Manager, this role is well suited for a candidate with Treasury Management experience in Sales, Operations ...

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Ach Operations information

See Detroit, MI salary details

$9

$23

$48

How much do ach operations jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for ach operations in Detroit, MI is $23.91, according to ZipRecruiter salary data. Most workers in this role earn between $15.24 and $27.36 per hour, depending on experience, location, and employer.

What is ACH operations?

ACH Operations refer to the management and processing of Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Professionals in ACH Operations handle tasks such as initiating, monitoring, and reconciling ACH files, ensuring compliance with banking regulations, and resolving payment exceptions or errors. Their work is essential for supporting payroll deposits, bill payments, and other direct deposit services. ACH Operations staff must be detail-oriented and knowledgeable about NACHA rules—the governing body for ACH transactions.

What are the key skills and qualifications needed to thrive as an ACH operations specialist?

To excel as an ACH Operations Specialist, you need a solid understanding of banking procedures, payment processing, and compliance regulations, often supported by experience in financial operations or a related degree. Familiarity with Automated Clearing House (ACH) systems, payment processing software, and regulatory platforms like NACHA rules is essential. Attention to detail, analytical thinking, and strong organizational skills help ensure accurate transaction processing and issue resolution. These competencies are crucial for maintaining transaction integrity, regulatory compliance, and efficient financial operations.

What are some common challenges faced by ACH operations professionals, and how can they be addressed?

ACH Operations professionals often deal with high transaction volumes, strict processing deadlines, and evolving compliance requirements. Managing exceptions, such as returned or rejected transactions, can also be complex and time-sensitive. Staying updated on regulatory changes and leveraging automation tools helps minimize errors and improve efficiency. Effective communication with internal teams and external partners is crucial for resolving issues promptly and ensuring smooth payment processing.

What is the difference between Ach Operations vs Accounts Payable Specialist?

AspectAch OperationsAccounts Payable Specialist
Primary RoleManaging ACH transactions, payment processing, and electronic fund transfersProcessing vendor invoices, managing payments, and reconciling accounts payable
Required CredentialsBasic accounting knowledge, familiarity with ACH systemsAccounting or finance certification often preferred
Work EnvironmentFinance or accounting department, often in banking or corporate financeFinance or accounting department, typically in corporate settings
Industry UsageBanking, financial services, corporate financeCorporate finance, accounting departments across industries

Ach Operations and Accounts Payable Specialist roles both involve financial transactions, but Ach Operations focuses on electronic ACH payments and fund transfers, while Accounts Payable Specialists handle invoice processing and vendor payments. The roles often overlap in finance departments, but Ach Operations emphasizes electronic payment systems, making it essential for roles involving ACH transactions.

What are popular job titles related to Ach Operations jobs in Detroit, MI?

For Ach Operations jobs in Detroit, MI, the most frequently searched job titles are:

Infographic showing various Ach Operations job openings in Detroit, MI as of August 2026, with employment types broken down into 81% Full Time, 16% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $49,735 per year, or $23.9 per hour.

ACH Specialist (Client Service)

Doeren hew

Troy, MI • On-site

$65 - $85/hr

Other

Posted 2 days ago

New


Job description

Department: Financial Institutions Group - Internal Audit

ACH Specialist – Financial Institutions Group

Doeren Mayhew is a tax, assurance and advisory firm headquartered in Troy, Michigan with 25 offices across the country and abroad. Founded in 1932, Doeren Mayhew is recognized as the 36th largest CPA firm in the U.S. and is positioned for successful future growth. If you want to join a rising firm that is consistently named among the 50 best-managed firms in the nation, this is the firm for you.

Doeren Mayhew's Financial Institutions Group is comprised of cross-functional professionals delivering industry-focused expertise to more than 400 institutions across the nation. Our group of trusted advisors assists a wide range of financial organizations in assessing opportunities, managing risk and delivering stakeholder value.

We are seeking an ACH Specialist to join our Financial Institutions Group in our Troy, Michigan office. The ACH Specialist will work as a member of the Internal Audit team.

Responsibilities
  • Complete ACH audit engagements and risk assessments.
  • Evaluate compliance with Nacha Operating Rules and applicable regulatory requirements.
  • Review, assess and analyze client internal controls and recommend improvements.
  • Prepare clear workpapers and reports supporting audit conclusions.
  • Complete assigned work within established scopes/procedures, budgets, and deadlines.
  • Research technical matters and communicate effectively with engagement teams and clients.
Qualifications
  • AAP certification preferred; willingness to obtain certification within 12 to 18 months of hire required.
  • Experience in financial institution operations, compliance, risk management, or internal audit preferred.
  • Working knowledge of ACH operations, Nacha Operating Rules, and real-time payment (RTP) systems.
  • Strong analytical, problem-solving, written and verbal communication skills.
  • Proficiency in Microsoft Excel and Word.
  • Ability to work independently and collaboratively.
  • Minimal travel to client locations, as needed.

Client Service, Productivity, Technical Knowledge, Business Acumen, Problem-solving, Critical Thinking, Verbal and Written Communication, Listening for Understanding, Attention to Details, Organization, Business Development, People Development, Teamwork, Flexibility

Doeren Mayhew is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race; color; religion; national origin; sex; age; disability; sexual orientation; gender identity or expression; genetic predisposition or carrier status; veteran, marital, or any other status protected by law.

\"Doeren Mayhew\" is the brand name under which Doeren Mayhew Assurance and Doeren Mayhew Advisors, LLC and its subsidiary entities provide professional services. Doeren Mayhew Assurance and Doeren Mayhew Advisors, LLC (and its subsidiary entities) practice as an alternative practice structure in accordance with the AICPA Code of Professional Conduct and applicable law, regulations and professional standards. Doeren Mayhew Assurance is a licensed independent CPA firm that provides attest services to its clients, and Doeren Mayhew Advisors, LLC and its subsidiary entities provide tax and business consulting services to their clients. Doeren Mayhew Advisors, LLC and its subsidiary entities are not licensed CPA firms.

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