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Aca Agent information

What is an ACA Agent?

An ACA Agent is a licensed professional who helps individuals, families, and small businesses understand and enroll in health insurance plans offered through the Affordable Care Act (ACA) marketplace. They provide guidance on plan options, eligibility for subsidies, and the enrollment process. ACA Agents are knowledgeable about state and federal health insurance regulations and assist clients in choosing plans that best fit their healthcare needs and budgets. Their services are often free to consumers, as they are compensated by insurance companies. Working with an ACA Agent can simplify the process and ensure you get the coverage you need.

What are the key skills and qualifications needed to thrive as an ACA Agent?

To thrive as an ACA Agent, you need a solid understanding of health insurance policies, ACA regulations, and typically a state insurance license. Familiarity with online enrollment platforms, CRM systems, and quoting tools is essential. Strong communication, attention to detail, and problem-solving skills help agents effectively guide clients and resolve issues. These skills ensure accurate enrollment, regulatory compliance, and positive customer experiences in a complex insurance environment.

What are some common challenges faced by ACA Agents during open enrollment periods?

ACA Agents often experience a significant increase in workload during open enrollment, as they assist a high volume of clients in a limited timeframe. This period can be fast-paced and requires strong organizational skills to manage multiple applications, stay updated on changing regulations, and address client questions efficiently. Additionally, agents must ensure accuracy in application submissions and maintain clear communication with both clients and insurance carriers. Adapting quickly to updated healthcare policies and maintaining excellent customer service under pressure are key to success during open enrollment.

What is the difference between Aca Agent vs Insurance Agent?

AspectAca AgentInsurance Agent
CredentialsMay require health insurance-specific certificationsLicensed in specific insurance lines, e.g., auto, home, life
Work EnvironmentTypically works with health plans, insurance companies, and clients seeking health coverageWorks with various insurance providers and clients seeking different types of coverage
Employer & IndustryHealth insurance companies, brokers, or agenciesInsurance agencies, brokerages, or direct insurers
Search & Comparison IntentUnderstanding health insurance options, health plan enrollmentComparing insurance policies, coverage options, and premiums

The main difference between an Aca Agent and an Insurance Agent lies in their specialization. An Aca Agent primarily focuses on health insurance plans under the Affordable Care Act, while an Insurance Agent may handle a broader range of insurance products. Both roles require licensing, but their work environments and client interactions differ based on their specific insurance focus.

Aca Agent jobs near you
Infographic showing various Aca Agent job openings in Arizona as of August 2026, with employment types broken down into 92% Full Time, 4% Part Time, 2% Temporary, and 2% Contract. Highlights an 83% Physical, 1% Hybrid, and 16% Remote job distribution.

Health Insurance Sales Agent - Contract $20/hr. + Bonus

Chandler, AZ • Remote

Gallagher
Insurance Services • 10K+ employees
Learn more about Gallagherexternal

$20/hr

Full-time

Posted 22 days ago

Key responsibilities

  • Manage inbound calls from individuals inquiring about ACA individual and/or family health plans.

  • Identify clients' needs and match solutions to those needs.

  • Provide quotes using sales systems and carrier quoting tools.

Arthur J. Gallagher & Co. rating

7.6

Company rating: 7.6 out of 10

Based on 93 frontline employees who took The Breakroom Quiz

Job description

Introduction
At Gallagher Benefit Services, you’re a trusted partner to organizations navigating some of their most important people decisions. We help clients build better workplaces, where people feel supported, empowered, and inspired to thrive. Whether it’s shaping benefit strategies, designing wellbeing programs, or advising on workforce challenges, the work you do here creates meaningful change for businesses and the people who power them. We’re a community of bold explorers, trusted experts, and compassionate partners; working side by side to solve problems, and shape the future of work. Here, curiosity is encouraged, collaboration is second nature, and your ideas have room to grow. If you’re looking for a place where your contribution matters and where you can help build a better world of work; think of Gallagher.
 

Overview

Are you an experienced sales person with a L&H License? If so, then our Health Insurance Sales Agent role is for you!

Position Summary:

We are looking to bring on dedicated, driven individuals to join our team that sells Individual/Family Health plans through ACA (Affordable Care Act).

Position Detials: 

  • Contract Role: Starting Sept 21st and ends January 29th. 
  • $20/hr plus bonuses 
  • 100% fully remote. Equipment provided.
  • Work Schedule: M - F with some weekends required during peak periods. (Hours will vary after training depending on need)
  • Ideal candidate is someone with any type of sales experience and an insurance license in Life/Health.

How you'll make an impact
  • Manage inbound calls from individuals inquiring about ACA individual and/or family health plans.
  • Identify clients’ needs and match solutions to those needs.
  • Provide quotes using our sales systems and carrier quoting tools.
  • Provide excellent customer service to include a positive relationship between prospective members and Gallagher.

About You

Required:

  • Minimum high school diploma or 1-2 years related experience.

Qualifications:

  • High School Diploma or Equivalent.
  • Must have an Active Accident/Health Insurance License in your state of residency.
  • Ability to get appointed as a licensed sales agent by multiple insurance carriers or released if already appointed. (UHC, CIGNA, OSCAR, BRIGHT, Golden Rule, Surebridge, Optimed, Pivot Health, National General, etc).
  • Demonstrates proficiency with Sales systems.
  • Effective verbal and written communication skills.

#Contingent

#LI-KB3


Compensation and benefits

At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page.

  • Competitive compensation
  • Comprehensive benefits programs designed to support your well-being 
  • Career development opportunities and ongoing learning 
  • A collaborative, people-first culture with accessible leadership 
  • The opportunity to do meaningful work with global reach and local impact 

At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles.

Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)

Qualifications:

Required:

  • Minimum high school diploma or 1-2 years related experience.

Qualifications:

  • High School Diploma or Equivalent.
  • Must have an Active Accident/Health Insurance License in your state of residency.
  • Ability to get appointed as a licensed sales agent by multiple insurance carriers or released if already appointed. (UHC, CIGNA, OSCAR, BRIGHT, Golden Rule, Surebridge, Optimed, Pivot Health, National General, etc).
  • Demonstrates proficiency with Sales systems.
  • Effective verbal and written communication skills.

#Contingent

#LI-KB3

Education:UNAVAILABLEEmployment Type: FULL_TIME

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