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As an Applied AI Modeling Lead, within our Business Modeling organization, you will collaborate with colleagues across JPMorgan Chase to create high-impact quantitative models for our customers’ financial needs, including retail, credit card, home, auto lending, and wealth management.

• Develop and launch machine learning and AI models tailored to business goals, balancing performance metrics while keeping speed to market and complexity consideration in mind.
• Lead modeling or data science engagements end-to-end, including interfacing with business, governance, and technology stakeholders, articulating clear business use cases, creating and delivering on project plans, conducting exploratory data analysis to formulate testable business hypotheses, model development and deployment, and performance monitoring.
• Be a subject matter expert and trusted advisor to business partners, helping them understand the strengths and limitations of our models.
• Partner with Governance teams to ensure comprehensive model documentation, track performance metrics, and maintain adherence to regulatory compliance standards.
• Coach and mentor junior team members, supporting their development in technical, business, and communication skills.

• M.S. degree in a quantitative discipline (e.g., Computer Science, Data Science, Mathematics/Statistics, or Operations Research).
• 7+ years of hands-on, relevant Credit Cards industry experience in developing statistical, econometric, or machine learning (ML) models; 5+ years of hands-on experience with Artificial Intelligence (AI) such as reinforcement learning or optimization algorithms.
• Proficient in Python with hands-on experience in Machine learning and Deep learning frameworks (TensorFlow, PyTorch) and libraries (e.g., NumPy, Scikit-Learn, Pandas). Strong working knowledge of Jupyter Notebook/Lab is essential.
• Skilled at defining analytical approaches for projects by converting ambiguous business inquiries into clear, actionable analysis plans.

• PhD in a quantitative discipline.
• Experience developing advanced forecasting, AI, or ML models in consumer finance, financial services, tech, or a major retailer.
• AWS Certified Machine Learning or Microsoft Certified: Azure AI Fundamentals preferred. Knowledge of working on Databricks, Snowflake.

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction. Design high impact models that solve diverse customer financial needs across retail, credit card, home, auto, and wealth products.