Tential
Tential

2 Tential Member Services Representative Jobs Hiring Near You

They are the largest natural member credit union in the United States, both in asset size and in ... Tential offers three models for unlimited possibilities: IT Professional Services, IT Workforce ...

They are the largest natural member credit union in the United States, both in asset size and in ... Tential offers three models for unlimited possibilities: IT Professional Services, IT Workforce ...

Tential Jobs Information

What are the key skills and qualifications needed to thrive as a Member Services Representative, and why are they important?

To thrive as a Member Services Representative, you need strong customer service skills, problem-solving abilities, and typically at least a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, basic office applications, and sometimes call center phone systems is often required. Outstanding communication, patience, and active listening are crucial soft skills for building positive member relationships. These skills ensure members receive timely, accurate assistance and foster long-term loyalty and satisfaction.

How does a Member Services Representative typically collaborate with other departments to resolve member issues?

Member Services Representatives often work closely with departments such as billing, technical support, and account management to address and resolve member concerns efficiently. When a member presents a complex issue, representatives coordinate with these teams to gather information, provide updates, and ensure a seamless resolution process. This cross-departmental collaboration not only helps in delivering excellent service but also provides opportunities to learn about different areas of the organization, which can be beneficial for career growth.

What does a Member Services Representative do?

A Member Services Representative is responsible for assisting customers or members with their inquiries, account management, and resolving issues related to products or services. They typically work in organizations such as credit unions, gyms, healthcare providers, or membership-based companies. Their main duties include answering questions, providing information, processing transactions, and ensuring a positive experience for members. Strong communication and problem-solving skills are essential for this role. They may also handle complaints, update member records, and promote additional services.

What is the difference between Member Services Representative vs Customer Service Representative?

AspectMember Services RepresentativeCustomer Service Representative
CredentialsHigh school diploma; some roles may require certifications in insurance or healthcareHigh school diploma; customer service training often preferred
Work EnvironmentHealthcare, insurance, or membership organizationsRetail, call centers, various industries
Employer & Industry UsageInsurance companies, healthcare providers, membership organizationsRetail stores, telecom, service providers
Common Search & ComparisonYesYes

Member Services Representatives primarily work in healthcare, insurance, or membership organizations, focusing on assisting members with their accounts, benefits, and inquiries. Customer Service Representatives work across various industries, handling general customer inquiries and support. While both roles require strong communication skills, Member Services Representatives often need specific industry knowledge related to healthcare or insurance. The roles overlap in customer interaction and problem-solving, but their industry focus and specific responsibilities differ.

Infographic showing various Member Services Representative job openings at Tential in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution.
Collections Representative

Collections Representative

TENTIAL

Pensacola, FL • On-site, Remote

$17/hr

Full-time

Posted 22 days ago


Job description

Hybrid Collections Representative 
Pay Rate: $17.00/hour
Start Date: 6/22/2026

Our client is a Fortune 500 global credit union headquartered in Vienna, Virginia, chartered and regulated under the authority of the National Credit Union Administration. They are the largest natural member credit union in the United States, both in asset size and in membership. Their contact centers are located in Winchester, VA and Pensacola, FL. They are currently hiring for Collections Representatives!
As a Collections Representative, you will be responsible for: 
  • To control/collect on past due Consumer Loan and Credit Card accounts for all stages of delinquency, in accordance with all government and Credit Union rules and regulations.
  • Provide member financial counseling and mitigate loss for the Credit Union. Collect on 31-60 days delinquent accounts.
  • Work independently on progressively more complex default accounts. Work with members to present
  • recommendations for complex Consumer/Credit Card collection solutions.
  • Process settlements, repossessions and/or negotiate loss mitigation offers to mitigate loss/risk. May provide advice/guidance to Delinquency Control Counselor I/II. Work with minimal supervision.

Responsibilities
  • Contact delinquent members in an attempt to cure delinquency utilizing all payment options and loss mitigation tools offered.
  • Obtain detailed financial information from delinquent members and analyze information gathered to determine optimal solutions for curing delinquency
  • Notate in Collection systems members' arrangements, reason(s) for delinquency, and any offered charge-off alternatives offered to members
  • Maintain working knowledge of the federal and state consumer protection laws (Unfair, Deceptive, or Abusive Acts or Practices; Fair Debt Collection Practices Act; Fair Credit Reporting Act; Servicemembers Civil Relief Act; etc.)
  • Perform manager share transfers for amounts up to authorized limits
  • Offer short/long term solutions including repayment plans, promises-to-pay, loan modifications, refinances, personal finance management, and deferral programs
  • Explain and communicate relinquishing options such as settlements
  • Provide guidance and coaching to less experienced staff
  • Maintain awareness of changes in regulatory requirements and practices
  • Ensure required notifications, including collection emails, letters, and any applicable state/regulatory letters, are sent timely to members
  • Provide required reporting to supervisors, as well as specialized reports to management (including daily in-house, activity trends, and payment tracking)
  • Use online tools and contact appropriate parties
  • Perform other related duties as assigned or appropriate

Qualifications
  • Significant experience in collecting and negotiating on delinquent Consumer/Credit Card accounts
  • Advanced knowledge of Consumer/Credit Card collection servicing accounts
  • Working knowledge of bankruptcy, settlements, default reporting, repossession, loss mitigation and charge-off
  • Advanced knowledge of federal and state consumer protection laws (Unfair, Deceptive, or Abusive Acts or Practices; Fair Debt Collection Practices Act; Fair Credit Reporting Act; Servicemembers Civil Relief Act; etc.)
  • Desired - Working knowledge of Navy Federal processes and different types of transactions
  • Effective skill to work independently on progressively more complex Consumer/Credit Card default accounts
  • Effective skill in researching accounts, public records, internet, and other resources to identify means of contacting delinquent members
  • Advanced planning, organizational, and time management skills
  • Advanced research, analytical, and problem solving skills
  • Effective verbal and written communication skills
  • Effective skill exercising initiative and using good judgment to make sound decisions
  • Advanced skill following, interpreting, and applying relevant data/instructions to guidelines, procedures, practices and regulations
  • Advanced skill navigating multiple screens and PC applications and adapting to new technologies

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Company Description

Headquartered in Annapolis, Maryland, Tential offers three models for unlimited possibilities: IT Professional Services, IT Workforce Solutions, and Recruitment Process Outsourcing for service roles. We come through when it counts, guiding resource strategies from discovery to delivery with speed and confidence.