Integrate with internal services and third-party providers such as credit bureau data, financial profiles, and Kikoff's product surfaces, building robust APIs and data pipelines that maintain ...
60 Kikoff Data Jobs Hiring Near You
Integrate with internal services and third-party providers such as credit bureau data, financial profiles, and Kikoff's product surfaces, building robust APIs and data pipelines that maintain ...
Senior Director - FP&A
San Francisco, CA · On-site
... to Kikoff's businesses * Serve as a trusted financial partner to business leaders across marketing, product, engineering, and operations - translating financial data into clear guidance and ...
Senior Director - FP&A
San Francisco, CA · On-site
... to Kikoff's businesses * Serve as a trusted financial partner to business leaders across marketing, product, engineering, and operations - translating financial data into clear guidance and ...
Growth Marketing Manager
San Francisco, CA · On-site
$133K - $157K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... An understanding of how platform-reported metrics relate to backend/MMP data, iOS vs. Android ...
Growth Marketing Manager
San Francisco, CA · On-site
$133K - $157K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... An understanding of how platform-reported metrics relate to backend/MMP data, iOS vs. Android ...
Senior Accountant
San Francisco, CA · On-site
$125K - $135K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... You'll complete monthly variance analysis through understanding the financial data within the ...
Senior Accountant
San Francisco, CA · On-site
$125K - $135K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... You'll complete monthly variance analysis through understanding the financial data within the ...
Senior Lifecycle Marketing Manager
San Francisco, CA · On-site
$175K - $200K/yr
SQL proficient - you pull your own data and cross-validate your own results * Experience in fintech or D2C is a bonus Why Kikoff: Kikoff exists to expand access to financial opportunity. Product ...
Senior Lifecycle Marketing Manager
San Francisco, CA · On-site
$175K - $200K/yr
SQL proficient - you pull your own data and cross-validate your own results * Experience in fintech or D2C is a bonus Why Kikoff: Kikoff exists to expand access to financial opportunity. Product ...
Head of Enterprise / GM
San Francisco, CA · On-site
$230K - $350K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... You reach past instinct to the data and customer truth that build conviction, and you're ...
Head of Enterprise / GM
San Francisco, CA · On-site
$230K - $350K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... You reach past instinct to the data and customer truth that build conviction, and you're ...
... to Kikoff's businesses * Serve as a trusted financial partner to business leaders across marketing, product, engineering, and operations - translating financial data into clear guidance and ...
... to Kikoff's businesses * Serve as a trusted financial partner to business leaders across marketing, product, engineering, and operations - translating financial data into clear guidance and ...
Senior Product Marketing Manager, Enterprise
San Francisco, CA · On-site
$142K - $186K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... Data-Driven Logic: You default to testing. Whether it's a B2B landing page or a partner email flow ...
Senior Product Marketing Manager, Enterprise
San Francisco, CA · On-site
$142K - $186K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... Data-Driven Logic: You default to testing. Whether it's a B2B landing page or a partner email flow ...
Senior Financial Analyst - Revenue
San Francisco, CA · On-site
$135K - $150K/yr
In this role, you will own the revenue forecasting and reporting across all of Kikoff's product lines. Our revenue projections are heavily data-driven, so the ideal candidate combines deep financial ...
Senior Financial Analyst - Revenue
San Francisco, CA · On-site
$135K - $150K/yr
In this role, you will own the revenue forecasting and reporting across all of Kikoff's product lines. Our revenue projections are heavily data-driven, so the ideal candidate combines deep financial ...
Bank Secrecy Act (BSA) Officer & AML/Sanctions Team Lead
San Francisco, CA · On-site
$120K - $200K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... by partnering with Data and Engineering teams to improve detection quality and reduce false ...
Bank Secrecy Act (BSA) Officer & AML/Sanctions Team Lead
San Francisco, CA · On-site
$120K - $200K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... by partnering with Data and Engineering teams to improve detection quality and reduce false ...
Kikoff is a high-growth consumer fintech startup offering credit-building solutions that are ... creative and data teams to drive profitable growth and help advance the channel. The ideal ...
Kikoff is a high-growth consumer fintech startup offering credit-building solutions that are ... creative and data teams to drive profitable growth and help advance the channel. The ideal ...
Senior Software Engineer - Product Platform
San Francisco, CA · On-site
$244K - $292K/yr
Excellent debugging instincts and the ability to piece together how unusual data states occurred Base Range $244,000-$292,000 USD Equal Employment Opportunity Statement Kikoff Inc. is an equal ...
Senior Software Engineer - Product Platform
San Francisco, CA · On-site
$244K - $292K/yr
Excellent debugging instincts and the ability to piece together how unusual data states occurred Base Range $244,000-$292,000 USD Equal Employment Opportunity Statement Kikoff Inc. is an equal ...
Senior Security Engineer
San Francisco, CA · On-site
$244K - $292K/yr
About the Role This is a mission-critical role at the heart of how Kikoff protects millions of customers and their financial data. You'll own a wide mandate - from securing our cloud infrastructure ...
Senior Security Engineer
San Francisco, CA · On-site
$244K - $292K/yr
About the Role This is a mission-critical role at the heart of how Kikoff protects millions of customers and their financial data. You'll own a wide mandate - from securing our cloud infrastructure ...
Director of Revenue Accounting
San Francisco, CA · On-site
$255K - $270K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... Reconcile data between systems/sources; identify discrepancies; and collaborate with data and ...
Director of Revenue Accounting
San Francisco, CA · On-site
$255K - $270K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... Reconcile data between systems/sources; identify discrepancies; and collaborate with data and ...
Head of Growth Marketing
San Francisco, CA · On-site
$295K - $380K/yr
... data and cross-validate results. Location: San Francisco, CA (Hybrid 3 Days in Office) Base Range $295,000-$380,000 USD Equal Employment Opportunity Statement Kikoff Inc. is an equal opportunity ...
Head of Growth Marketing
San Francisco, CA · On-site
$295K - $380K/yr
... data and cross-validate results. Location: San Francisco, CA (Hybrid 3 Days in Office) Base Range $295,000-$380,000 USD Equal Employment Opportunity Statement Kikoff Inc. is an equal opportunity ...
About the Role Kikoff is seeking an experienced BSA Officer who will also serve as the leader of ... by partnering with Data and Engineering teams to improve detection quality and reduce false ...
About the Role Kikoff is seeking an experienced BSA Officer who will also serve as the leader of ... by partnering with Data and Engineering teams to improve detection quality and reduce false ...
Senior Product Manager
San Francisco, CA · On-site
$149K - $196K/yr
Technical background a big plus such as being able to pull data with SQL and read code. Kikoff: A FinTech Unicorn Powering Financial Progress with AI At Kikoff, our mission is to provide radically ...
Senior Product Manager
San Francisco, CA · On-site
$149K - $196K/yr
Technical background a big plus such as being able to pull data with SQL and read code. Kikoff: A FinTech Unicorn Powering Financial Progress with AI At Kikoff, our mission is to provide radically ...
Integrate with internal services and third-party providers such as credit bureau data, financial profiles, and Kikoff's product surfaces, building robust APIs and data pipelines that maintain ...
Integrate with internal services and third-party providers such as credit bureau data, financial profiles, and Kikoff's product surfaces, building robust APIs and data pipelines that maintain ...
CX Strategy Manager
San Francisco, CA · On-site
$175K - $200K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... data and insights Expertise & experience required * 6-10 years experience in CX, Operations ...
CX Strategy Manager
San Francisco, CA · On-site
$175K - $200K/yr
Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... data and insights Expertise & experience required * 6-10 years experience in CX, Operations ...
CX Strategy Associate
San Francisco, CA · On-site
$110K - $145K/yr
Experience building dashboards or working with data tools (SQL, Looker, etc.) Base Range $110,000-$145,000 USD Equal Employment Opportunity Statement Kikoff Inc. is an equal opportunity employer. We ...
CX Strategy Associate
San Francisco, CA · On-site
$110K - $145K/yr
Experience building dashboards or working with data tools (SQL, Looker, etc.) Base Range $110,000-$145,000 USD Equal Employment Opportunity Statement Kikoff Inc. is an equal opportunity employer. We ...
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Full-time
Re-posted 13 days ago
Job description
Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
About Fynn (AI Credit Coach)
Fynn is Kikoff's AI credit coach, and the intelligence layer across our entire ecosystem. Rather than offering generic advice, Fynn analyzes a user's credit report and financial profile to deliver highly personalized answers, surface the next steps that matter most for their goals, and connect them directly to the tools that help them take action, from credit-building to AI-powered debt negotiation, all within Kikoff.
Fynn is already one of the most-used surfaces in the Kikoff app, and early engagement shows real demand for guidance people can actually act on. Debt is the single most common topic users bring to it, and from a single chat a user can launch our voice agent to negotiate with creditors on their behalf. Members who lean on Fynn tend to make faster progress on their credit, and we're still early in what it can become.
We're looking for a Senior Backend Engineer to help take Fynn from a powerful reactive assistant to a proactive coach that anticipates user needs and prevents credit mistakes before they happen. You'll own the backend systems that power personalization, orchestrate LLM and agent workflows, and turn millions of conversations into measurable financial progress at scale, in a regulated environment where accuracy and trust are non-negotiable.
Read more about Fynn's launch and early impact
What You'll Be Doing
Base Range
$244,000-$292,000 USD
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following for more information.
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
About Fynn (AI Credit Coach)
Fynn is Kikoff's AI credit coach, and the intelligence layer across our entire ecosystem. Rather than offering generic advice, Fynn analyzes a user's credit report and financial profile to deliver highly personalized answers, surface the next steps that matter most for their goals, and connect them directly to the tools that help them take action, from credit-building to AI-powered debt negotiation, all within Kikoff.
Fynn is already one of the most-used surfaces in the Kikoff app, and early engagement shows real demand for guidance people can actually act on. Debt is the single most common topic users bring to it, and from a single chat a user can launch our voice agent to negotiate with creditors on their behalf. Members who lean on Fynn tend to make faster progress on their credit, and we're still early in what it can become.
We're looking for a Senior Backend Engineer to help take Fynn from a powerful reactive assistant to a proactive coach that anticipates user needs and prevents credit mistakes before they happen. You'll own the backend systems that power personalization, orchestrate LLM and agent workflows, and turn millions of conversations into measurable financial progress at scale, in a regulated environment where accuracy and trust are non-negotiable.
Read more about Fynn's launch and early impact
What You'll Be Doing
- Design and implement the core backend systems behind Fynn: the conversational AI layer, personalization engine, and the orchestration that connects users to Kikoff's suite of tools and marketplace offerings.
- Build LLM-powered workflows and agents, integrating model providers, retrieval over user credit and financial data, tool-calling, and the AI Debt Negotiation voice agent into reliable, production-grade pipelines.
- Own the evaluation and quality infrastructure that lets us ship safely, including automated scorers across accuracy, tone, compliance, and privacy, plus the tooling to test prompt and model changes before they reach users.
- Turn insight into action at scale, building the systems that detect financial challenges in a user's profile and surface tailored, timely next steps across the user lifecycle.
- Integrate with internal services and third-party providers such as credit bureau data, financial profiles, and Kikoff's product surfaces, building robust APIs and data pipelines that maintain accuracy and consistency for millions of users.
- Enhance observability and reliability, introducing monitoring, alerting, latency management, and fault tolerance into AI-critical systems where a wrong answer carries real consequences.
- Help evolve Fynn from reactive to proactive, building the foundations for anticipatory guidance that reaches users at the right moment.
- Work closely with our product, data science, and operations teams to ship features that directly impact our customers' financial wellbeing while maintaining the highest standards of reliability, compliance, and security.
- 5+ years of experience with modern backend frameworks and a track record of building and scaling production systems
- Strong systems design skills; you've architected and shipped distributed systems that handle high throughput and maintain data consistency
- Track record of making infrastructure decisions that balance technical excellence with business pragmatism
- Production experience with background job processing systems (Sidekiq, Resque, or similar)
- Solid understanding of database optimization, caching strategies, and performance tuning
- Comfort building in an environment where correctness, latency, and user trust all matter at once
- Hands-on experience building LLM-powered products such as RAG, agentic/tool-calling workflows, prompt engineering, or eval frameworks
- Experience working within a client-server architecture, even if only on one side of it (backend services, the client/mobile app, or the API contract between them)
- Experience with AI quality and safety systems: automated evaluation, guardrails, and testing model/prompt changes before release
- Experience with payment systems, financial infrastructure, or regulated environments (ACH, card processing, credit bureau data)
- Background in fintech, payments, or lending infrastructure
- Technical Leadership: Ability to own complex technical initiatives end-to-end, from design through implementation and rollout
- Mentorship: Help level up the team through code reviews, design docs, and technical guidance
- Impact Focus: Balance technical perfection with pragmatic delivery; you know when to build for scale vs. ship fast
- Cross-functional Collaboration: Partner effectively with product, data science, and operations to deliver customer value
- Operational Excellence: Take ownership of the reliability and performance of the systems you build
- You'll build the intelligence layer at the center of Kikoff, the product that increasingly defines how millions of users experience their financial journey.
- Your work directly improves the financial lives of real customers. Not nice-to-haves, but measurable, life-changing outcomes.
- AI is at the core of the company, not a side project. You'll work at the frontier of applied LLM systems in a real, regulated, high-stakes consumer product.
- Greenfield opportunities to architect new systems as Fynn evolves from reactive assistant to proactive coach.
- Small, high-impact team where your contributions are immediately visible.
Base Range
$244,000-$292,000 USD
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following for more information.
About Kikoff
Sourced by ZipRecruiter
Industry
Software development
Company size
11 - 50 Employees
Headquarters location
San Francisco, CA, US
Year founded
2019