63 Stifel Financial Portfolio Associate Jobs Hiring Near You

Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.

Let’s talk about how you can find your place here at Stifel, where success meets success.

The Commercial Real Estate (CRE) Credit Analyst II provides analytical support for the underwriting, monitoring, and administration of commercial real estate lending relationships. The role is responsible for analyzing borrower and guarantor financial information, preparing credit approval memoranda, performing cash flow and collateral analysis, and supporting ongoing portfolio monitoring activities. Working closely with Commercial Real Estate Portfolio Managers, Relationship Managers, and Credit Officers, the CRE Credit Analyst II contributes to sound credit decisioning while developing expertise in commercial real estate lending, portfolio management, and risk assessment. The position supports the maintenance of strong credit quality, regulatory compliance, and adherence to the Bank's credit standards.

• Analyze borrower, guarantor, and sponsor financial statements, tax returns, rent rolls, and operating statements to support underwriting and portfolio monitoring activities.
• Prepare financial spreads, global cash flow analyses, liquidity assessments, debt service coverage calculations, and other underwriting metrics for new and existing credit relationships.
• Assist in the preparation of credit approval memoranda, annual reviews, renewals, modifications, and other credit-related presentations.
• Analyze commercial real estate collateral, including property operating performance, leasing activity, occupancy levels, market conditions, and appraisal information.
• Support ongoing portfolio monitoring through financial statement reviews, covenant testing, exception tracking, and risk rating recommendations.
• Gather, organize, and evaluate borrower due diligence materials required for underwriting, loan approval, and periodic credit reviews.
• Monitor reporting requirements and assist in obtaining updated financial information to ensure timely portfolio reviews and compliance with loan agreements.
• Research industry, market, and economic trends that may impact borrower performance, collateral values, or portfolio risk.
• Collaborate with Portfolio Managers, Relationship Managers, Credit Officers, and other internal partners to support credit analysis, underwriting, and portfolio management activities.
• Assist with portfolio reporting, special projects, and other credit administration duties as assigned.

• Knowledge of commercial real estate lending, financial statement analysis, and credit underwriting principles.
• Ability to analyze borrower and guarantor financial statements, global cash flow, and commercial real estate collateral.
• Understanding of commercial real estate loan structures, credit risk concepts, and underwriting standards.
• Strong analytical, problem-solving, and critical-thinking skills.
• Strong written and verbal communication skills with the ability to clearly summarize financial and credit information.
• Strong organizational skills and attention to detail in a deadline-driven environment.
• Ability to manage multiple priorities while maintaining accuracy and quality of work.
• Understanding of applicable banking regulations, policies, and procedures.

• Minimum Required: Bachelor's Degree in finance, accounting, real estate or another business-related field or  equivalent combination of education and experience.
• Minimum Required: 2+ years of experience in commercial real estate lending, commercial credit analysis, banking or related financial services role. 

• Minimum Required: None.

• Proficient in Microsoft Word, Excel, PowerPoint, and Outlook.
• Experience with financial spreading software and commercial lending systems preferred.
• Working knowledge of commercial real estate research platforms such as CoStar, REIS, or similar tools preferred.

Stifel is more than 130 years old and still thinking like a start-up.  We are a global wealth management and investment banking firm serious about innovation and fresh ideas.  Built on a simple premise of safeguarding our clients’ money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.

While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations.  Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more.  Let’s talk about how you can find your place here at Stifel, where success meets success.

At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.

Stifel’s bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law.  If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.

Stifel is an Equal Opportunity Employer.