Commercial Credit Analyst I
$63K - $79K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
State Employees' Credit Union
60 State Employees Credit Union Jobs Hiring Near You
Commercial Credit Analyst I
$63K - $79K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Commercial Credit Analyst I
Albuquerque, NM · On-site
$63K - $79K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Commercial Credit Analyst I
Albuquerque, NM · On-site
$63K - $79K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Commercial Credit Analyst I
Albuquerque, NM · On-site
$63K - $79K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Quick apply
Commercial Credit Analyst I
Albuquerque, NM · On-site
$63K - $79K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Member Service Concierge
Santa Fe, NM · On-site
$19/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Member Service Concierge
Santa Fe, NM · On-site
$19/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Dispute Specialist
Santa Fe, NM · On-site
$20 - $23.53/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Quick apply
Dispute Specialist
Santa Fe, NM · On-site
$20 - $23.53/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Dispute Specialist
$20 - $23.53/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Dispute Specialist
$20 - $23.53/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Member Service Concierge
Santa Fe, NM · On-site
$19/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Quick apply
Member Service Concierge
Santa Fe, NM · On-site
$19/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Dispute Specialist
Santa Fe, NM · On-site
$20 - $23.53/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Dispute Specialist
Santa Fe, NM · On-site
$20 - $23.53/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Indirect Loan Specialist I
Santa Fe, NM · On-site
$20/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Quick apply
Indirect Loan Specialist I
Santa Fe, NM · On-site
$20/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Indirect Loan Specialist I
Santa Fe, NM · On-site
$20/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Indirect Loan Specialist I
Santa Fe, NM · On-site
$20/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Assistant Branch Manager St. Michaels Branch
Santa Fe, NM · On-site
$56K - $70K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Assistant Branch Manager St. Michaels Branch
Santa Fe, NM · On-site
$56K - $70K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Assistant Branch Manager St. Michaels Branch
Santa Fe, NM · On-site
$56K - $70K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Quick apply
Assistant Branch Manager St. Michaels Branch
Santa Fe, NM · On-site
$56K - $70K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Assistant Branch Manager St. Michaels Branch
$56K - $70K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Assistant Branch Manager St. Michaels Branch
$56K - $70K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
E-Services Specialist I
Santa Fe, NM · On-site
$20 - $23.53/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
E-Services Specialist I
Santa Fe, NM · On-site
$20 - $23.53/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
E-Services Specialist I
$20 - $23.53/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
E-Services Specialist I
$20 - $23.53/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
E-Services Specialist I
Santa Fe, NM · On-site
$20 - $23.53/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Quick apply
E-Services Specialist I
Santa Fe, NM · On-site
$20 - $23.53/hr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Indirect Loan Officer I
Santa Fe, NM · On-site
$56K - $70K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Quick apply
Indirect Loan Officer I
Santa Fe, NM · On-site
$56K - $70K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Indirect Loan Officer I
Santa Fe, NM · On-site
$56K - $70K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
Indirect Loan Officer I
Santa Fe, NM · On-site
$56K - $70K/yr
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence ...
State Employees' Credit Union Jobs Information
What is it like to work at State Employees Credit Union?
State Employees Credit Union (SECU) is a member-owned financial cooperative that prioritizes a culture of community involvement, employee development, and customer satisfaction. The organization operates with a flat organizational structure, allowing employees to collaborate closely and make decisions that directly impact the business, while also offering a range of benefits and perks, including flexible work arrangements and on-site amenities. Working at SECU may appeal to individuals who value a mission-driven work environment, opportunities for professional growth, and the chance to make a positive impact on the lives of members and the community.
What makes State Employees Credit Union an attractive place to work?
State Employees Credit Union is a leading financial institution in North Carolina, known for its commitment to serving the financial needs of its members and the community. The company offers a collaborative and innovative work environment, with opportunities for professional growth and development, as well as a stable and secure workplace with a strong focus on employee well-being. By joining State Employees Credit Union, individuals can contribute to the organization's mission of providing exceptional financial services and make a positive impact in the lives of its members.
Do workers at State Employees' Credit Union (North Carolina) get paid breaks?
Yes. Most people get paid breaks.
73% of people say they get paid breaks.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and February 2026.
73% of people say they get paid breaks.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and February 2026.
Does State Employees' Credit Union (North Carolina) pay people when they’re sick?
Yes. Most people get paid when they’re sick.
73% of people say they would get paid if they were sick but scheduled to work.
Based on data from 22 people who took the Breakroom Quiz between December 2024 and June 2026.
73% of people say they would get paid if they were sick but scheduled to work.
Based on data from 22 people who took the Breakroom Quiz between December 2024 and June 2026.
At State Employees' Credit Union (North Carolina), are sick days and vacation days separate paid time off?
Sick days and vacation days are used from the same paid time off.
91% of people say they have to use vacation days when they’re out sick.
Based on data from 11 people who took the Breakroom Quiz between May 2025 and June 2026.
91% of people say they have to use vacation days when they’re out sick.
Based on data from 11 people who took the Breakroom Quiz between May 2025 and June 2026.
Is the health insurance from State Employees' Credit Union (North Carolina) affordable enough for their workers?
Most people say the health insurance costs are okay.
93% of people say the health insurance costs are okay
Based on data from 15 people who took the Breakroom Quiz between March 2025 and June 2026.
93% of people say the health insurance costs are okay
Based on data from 15 people who took the Breakroom Quiz between March 2025 and June 2026.
Do people get paid time off at State Employees' Credit Union (North Carolina)?
Most people get paid time off work.
79% of people say they get paid time off.
Based on data from 14 people who took the Breakroom Quiz between May 2025 and June 2026.
79% of people say they get paid time off.
Based on data from 14 people who took the Breakroom Quiz between May 2025 and June 2026.
How far ahead of time do people find out their work schedule?
Only some people find out their schedule four weeks ahead of time.
Based on data from 6 people who took the Breakroom Quiz between March 2025 and February 2026.
- 50% of people with changing schedules find out their shifts one week or less ahead of time.
- 0% of people with changing schedules find out their shifts two weeks ahead of time.
- 17% of people with changing schedules find out their shifts three weeks ahead of time.
- 33% of people with changing schedules find out their shifts four weeks or more ahead of time.
Based on data from 6 people who took the Breakroom Quiz between March 2025 and February 2026.
Do workers at State Employees' Credit Union (North Carolina) worry about hours?
Some people worry about getting enough hours.
40% of people report they worry about getting enough hours.
Based on data from 10 people who took the Breakroom Quiz between January 2025 and June 2026.
40% of people report they worry about getting enough hours.
Based on data from 10 people who took the Breakroom Quiz between January 2025 and June 2026.
Do State Employees' Credit Union (North Carolina) workers get to choose the shifts they work?
Some people don’t get to choose which shifts they work.
36% report that they don’t have enough control over which shifts they work.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and June 2026.
36% report that they don’t have enough control over which shifts they work.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and June 2026.
How easy is it for State Employees' Credit Union (North Carolina) workers to change shifts?
Most people find it easy to change shifts.
83% of people report that it’s easy to change shifts if they need to.
Based on data from 6 people who took the Breakroom Quiz between February 2025 and February 2026.
83% of people report that it’s easy to change shifts if they need to.
Based on data from 6 people who took the Breakroom Quiz between February 2025 and February 2026.
How easy is it to get time off at State Employees' Credit Union (North Carolina)?
Most people find it easy to get time off.
79% of people report it’s easy to get time off.
Based on data from 19 people who took the Breakroom Quiz between December 2024 and June 2026.
79% of people report it’s easy to get time off.
Based on data from 19 people who took the Breakroom Quiz between December 2024 and June 2026.
Do State Employees' Credit Union (North Carolina) managers change schedules at the last minute?
Most managers don’t change people’s schedules at the last minute.
91% of people say their manager doesn’t change their shift schedule at the last minute.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and June 2026.
91% of people say their manager doesn’t change their shift schedule at the last minute.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and June 2026.
Do jobs at State Employees' Credit Union (North Carolina) spill into time workers aren’t paid for?
Rarely. The job doesn't usually spill into unpaid time.
0% of people report that their job takes up time that they don’t get paid for.
Based on data from 10 people who took the Breakroom Quiz between January 2025 and June 2026.
0% of people report that their job takes up time that they don’t get paid for.
Based on data from 10 people who took the Breakroom Quiz between January 2025 and June 2026.
How easy is it to take sick days at State Employees' Credit Union (North Carolina)?
Most people find it easy to take sick days.
100% of people report that it’s easy to take time off if they are sick.
Based on data from 19 people who took the Breakroom Quiz between December 2024 and June 2026.
100% of people report that it’s easy to take time off if they are sick.
Based on data from 19 people who took the Breakroom Quiz between December 2024 and June 2026.
Is working at State Employees' Credit Union (North Carolina) good if you’re a parent or caregiver?
Most parents and caregivers say this is a good place to work.
67% of people who care for a child or other relative report this is a good place to work.
Based on data from 9 people who took the Breakroom Quiz between January 2025 and January 2026.
67% of people who care for a child or other relative report this is a good place to work.
Based on data from 9 people who took the Breakroom Quiz between January 2025 and January 2026.
Do people at State Employees' Credit Union (North Carolina) feel treated with respect by their managers?
Most people feel treated with respect by their managers.
90% of people say they’re treated with respect by their managers.
Based on data from 20 people who took the Breakroom Quiz between December 2024 and February 2026.
90% of people say they’re treated with respect by their managers.
Based on data from 20 people who took the Breakroom Quiz between December 2024 and February 2026.
Do people at State Employees' Credit Union (North Carolina) get to take their breaks without interruption?
Most people get breaks without interruption.
100% of people report that they get to take their breaks without interruption.
Based on data from 17 people who took the Breakroom Quiz between December 2024 and June 2026.
100% of people report that they get to take their breaks without interruption.
Based on data from 17 people who took the Breakroom Quiz between December 2024 and June 2026.
Is it stressful to work at State Employees' Credit Union (North Carolina)?
Some people feel stressed out here.
62% of people say they often feel stressed out at work.
Based on data from 21 people who took the Breakroom Quiz between December 2024 and June 2026.
62% of people say they often feel stressed out at work.
Based on data from 21 people who took the Breakroom Quiz between December 2024 and June 2026.
Do people at State Employees' Credit Union (North Carolina) enjoy their jobs?
Only some people enjoy their job.
35% of people report they don’t enjoy their job.
Based on data from 17 people who took the Breakroom Quiz between December 2024 and February 2026.
35% of people report they don’t enjoy their job.
Based on data from 17 people who took the Breakroom Quiz between December 2024 and February 2026.
Do people at State Employees' Credit Union (North Carolina) recommend working with their team?
Only some people recommend working with their team.
35% of people report that they wouldn’t recommend working with their immediate team to a friend.
Based on data from 23 people who took the Breakroom Quiz between December 2024 and June 2026.
35% of people report that they wouldn’t recommend working with their immediate team to a friend.
Based on data from 23 people who took the Breakroom Quiz between December 2024 and June 2026.
Do people get enough training when they start at State Employees' Credit Union (North Carolina)?
Some people didn’t get enough training when they started.
55% of people report they didn’t get enough training when they started working here.
Based on data from 20 people who took the Breakroom Quiz between December 2024 and June 2026.
55% of people report they didn’t get enough training when they started working here.
Based on data from 20 people who took the Breakroom Quiz between December 2024 and June 2026.
Do people get support to advance at State Employees' Credit Union (North Carolina)?
Most people are given support to advance their career here.
In the last year, 75% of people report being given support to advance their career here.
Based on data from 20 people who took the Breakroom Quiz between December 2024 and June 2026.
In the last year, 75% of people report being given support to advance their career here.
Based on data from 20 people who took the Breakroom Quiz between December 2024 and June 2026.
Do people think State Employees' Credit Union (North Carolina)’s headquarters understands what’s happening where they work?
Most people think headquarters doesn’t understand what’s happening where they work.
85% of people think that this employer’s headquarters or owners don’t have a good understanding of what’s really happening where they work.
Based on data from 20 people who took the Breakroom Quiz between December 2024 and June 2026.
85% of people think that this employer’s headquarters or owners don’t have a good understanding of what’s really happening where they work.
Based on data from 20 people who took the Breakroom Quiz between December 2024 and June 2026.
Do workers feel well informed about how State Employees' Credit Union (North Carolina) is doing?
Most people feel well informed about how the company is doing.
67% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 21 people who took the Breakroom Quiz between December 2024 and June 2026.
67% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 21 people who took the Breakroom Quiz between December 2024 and June 2026.
What are the most popular titles at State Employees Credit Union?
What are the most popular cities for State Employees Credit Union jobs?
What are the most popular states for State Employees Credit Union jobs?
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$63K - $79K/yr
Full-time
Posted 21 days ago
State Employees' Credit Union (North Carolina) rating
8.2
Based on 23 frontline employees who took The Breakroom Quiz
Job description
POSITION TITLE: Commercial Credit Analyst I
REPORTS TO: Commercial Portfolio Manager
SUPERVISES: N/A
JOB STATUS: Exempt
JOB GRADE 12: $63,525.80 - $79,060.80 Targeted Annual Salary
*This position works on-site. Remote work is not available at this time.
JOB SUMMARY:
This employee is responsible for assisting the Commercial Loan Department with the analyzing of financial information provided by businesses and/or individuals that are submitting a request for a Commercial/Business loan to determine the risk that the Credit Union would have with the loan. Prepare cash flow analysis of personal and business tax returns and financial statements. Prepare reports that are based upon the findings that will assist in the decision-making process. Assist in the documentation of the Commercial loan portfolio. Assist in the opening and maintenance of Commercial/Business deposit and loan accounts to ensure that all necessary documentation is obtained.
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence and consistently exceed the expectations established by Credit Union Management.
Duties/Responsibilities:
- Take a lead role in the analyses of commercial credit applications and related
- Responsible for evaluating a borrower's capacity to pay, capital position, economic trends and forecasts in mitigating loan-risk, identifying special risk based on the unique needs of the borrower and the loan, and making recommendations through underwriting to effectively manage commercial credit risk for the
- Compile, prepare, and present Credit Approval Presentations for loan
- Interview Commercial & Business members for new accounts and loans.
- Prepare cash flow analysis of personal and business tax returns and financial statements.
- Prepare and submit Commercial & Business loan requests for
- Maintain and review commercial loan maturity report.
- Collect Commercial & Business loan financial documentation for annual reviews and possible renewals
- Complete and update Commercial & Business loan
- Review Commercial & Business loan call report provided by CFO for
- Keeps abreast of local and national economic, financial, political and legislative events and climates which could have an impact on commercial lending
- Ensure the Credit Union provides high quality services to its members in lending and related
- Participates in any other activities deemed necessary to further support the lending functions of State Employees Credit
- Ensures that all Credit Union policies and procedures are followed, comply with all applicable laws, regulations and have strong working knowledge of
- Understand compliance issues & attends training as they relate to Commercial Credit Analyst, including, but not limited to Anti-Money Laundering, OFAC, Bank Secrecy Act; Reg P; Patriot Act.
- Report all suspicious activity to the BSA Compliance Officer, and following policy/procedure as it pertains to the job
- Performs other duties as assigned.
- Job Related Travel – As required.
- Strong interpersonal relationship/communication skills and attention to detail
- Advanced knowledge in the review of commercial credit applications and borrower capacity to
- Extensive experience with accounting, financial statements, cash flow, and borrower-risk analysis.
- Ability to work independently with little supervision as well as in a team environment.
- Strong analytical
- Experienced in the appraisal and underwriting of commercial
- Proficient with the Microsoft Office
- Education or experience equivalent to a bachelor's degree in accounting, Finance, or related field, in addition to 1 to 3 plus years of relevant
Must be capable to execute all terms and conditions set forth in the Employee Handbook, including but not limited to:
- Works in a safety conscious manner which ensures that safe work practices are used in order not to pose a risk to self or others in the workplace.
- Adheres to policy on Drug Free
- Complies with company policies and procedures and local, state and federal
- Prolonged periods of sitting at a desk and working on a
- Must be able to lift 15 pounds at times.
- Must be able to access and navigate each department at the organization's
State Employees Credit Union offers a highly competitive benefits package
Applications must be received by Human Resources
State Employees Credit Union of New Mexico is an Equal Opportunity Employer
Equal Opportunity Employer, including disabled and veterans.
What State Employees' Credit Union (North Carolina) employees say
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Benefits
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