S I Mortgage

Sistar Mortgage is running strong for the past 20 years as a nationwide mortgage lender with licenses in 39 states. We are looking for Mortgage Loan Officers/ Originators to evaluate, authorize approval or deny loan applications for primary or investment properties. Our in-house lock-desk team combined with our processors, underwriters, closers, and post-closers assist in assuring the closing of loans in an efficient manner.

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options, and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Skills

• Active NMLS
• Proven working experience as a loan officer
• Familiarity with computers and loan operating systems/software
• Ability to produce self-generated loans
• Knowledge and experience with setting up loans
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment

Benefits

• Competitive Compensation
• Competitive Loan Pricing
• Health Insurance
• 401K/ HSA
• Flexible work schedule
• Work-life balance
• Employee referral bonus