Patchen Financial

Build a Flexible Independent Insurance Practice

Patchen Financial Solutions, LLC is seeking motivated individuals interested in building an independent life insurance practice.

We welcome experienced insurance professionals as well as individuals new to the industry who are interested in obtaining their insurance license.

This is a 1099 independent contractor opportunity—not a W-2 employment position. There is no salary, hourly wage, employee benefits, or guaranteed income.

What You'll Do

As an independent life insurance agent, you may:

• Connect with prospective clients and learn about their insurance needs
• Present authorized life insurance products
• Complete and submit applications
• Follow up with prospective and existing clients
• Provide professional client service
• Conduct business in accordance with applicable insurance laws, regulations, carrier requirements, and contractual obligations

What We Provide

Depending on licensing status, carrier appointments, and applicable agreements, agents may have access to:

• Licensing guidance and educational resources
• Product and industry education
• Mentorship and business-development support
• Access to authorized insurance products and carriers
• An optional lead-purchasing program
• Performance-based bonuses and incentives, when offered and subject to applicable requirements

Compensation

Commission-based — no salary or hourly wage.

Commission amounts vary based on the applicable product, carrier, production, commission level, and agent agreement.

Some commissions may be advanced before they are fully earned and may be subject to repayment or chargeback under applicable circumstances.

There is no guaranteed income, minimum number of sales, minimum number of hours, or guaranteed commission amount. Individual results vary.

Lead Program & Business Expenses

Qualified agents may have access to a lead program through which agents can purchase leads for use in authorized insurance sales. Lead cost, availability, quality, conversion rates, and sales results are not guaranteed.

Agents are responsible for applicable business expenses, which may include licensing, leads, technology, marketing, and E&O insurance where required. NAA does not provide E&O insurance to independent contractors.

What We're Looking For

• Self-motivated and disciplined
• Honest and professional
• Coachable and willing to learn
• Strong communication and follow-through
• Comfortable working independently
• Interested in sales and client relationships

Prior insurance experience is not necessarily required. Applicants must meet applicable state insurance licensing requirements.

Flexible Schedule

Independent agents determine their own work schedule and business-development activities, subject to applicable licensing, regulatory, carrier, and contractual requirements. Agents may choose to develop their practice on a part-time or full-time basis.

Interested?

Apply to learn more about the licensing process, insurance products, commission structure, lead-program options, and available business-development resources.

Important: This is a 1099 independent contractor, commission-based business opportunity and not a W-2 employment position. There is no salary, hourly wage, employee benefits, or guaranteed income. Individual results vary. Agents are responsible for applicable taxes, licensing requirements, business expenses, and other obligations associated with operating as an independent contractor.

We are dedicated to excellence in all that we do. Patchen Financial Solutions, LLC offers products from top rated carriers (50+) who have been long established in the industry, so we can provide our clients with the best plans that fit their specific needs. We do the shopping for them, comparing what they are eligible for. Most of our products are simplified issue so that clients can get great coverage faster, with no medical exam. With top quality products, it’s a win for both our clients and our agents. No one has to lose for someone else to win! We can ALL win!!!