Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Mtb
55 Mtb Jobs Hiring Near You
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
HR Service Center Representative I
$20.55 - $34.25/hr
Overview: Provides Human Resources (HR) support to employees, former workers, and retirees. Responsible for partnership and collaboration with HR Centers of Excellence (COEs) when needed to work ...
HR Service Center Representative I
$20.55 - $34.25/hr
Overview: Provides Human Resources (HR) support to employees, former workers, and retirees. Responsible for partnership and collaboration with HR Centers of Excellence (COEs) when needed to work ...
CRA Mortgage Originator
$26 - $43.34/hr
Overview: Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and ...
CRA Mortgage Originator
$26 - $43.34/hr
Overview: Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and ...
Strategic Initiatives Manager
$107K - $179K/yr
*This position can sit anywhere in the M&T footprint. Overview: Works closely with senior managers within a division and the Bank to manage key initiatives, including supporting critical Division ...
Strategic Initiatives Manager
$107K - $179K/yr
*This position can sit anywhere in the M&T footprint. Overview: Works closely with senior managers within a division and the Bank to manage key initiatives, including supporting critical Division ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Manager of Commercial Card Account Management
Rockville, MD · Hybrid
$124K - $207K/yr
Hybrid role that can sit anywhere in the M&T Bank footprint.Overview: Manage assigned department by overseeing a staff of employees including supervisors and / or operations managers ensuring ...
Manager of Commercial Card Account Management
Rockville, MD · Hybrid
$124K - $207K/yr
Hybrid role that can sit anywhere in the M&T Bank footprint.Overview: Manage assigned department by overseeing a staff of employees including supervisors and / or operations managers ensuring ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Residential Mortgage Assistant Sales Manager
$32.89 - $54.81/hr
Overview: Assist, support, and respond to requests and directives from the Residential Mortgage Sales Manager. Must adhere to the requirements of federal registration under the SAFE Act. Primary ...
Residential Mortgage Assistant Sales Manager
$32.89 - $54.81/hr
Overview: Assist, support, and respond to requests and directives from the Residential Mortgage Sales Manager. Must adhere to the requirements of federal registration under the SAFE Act. Primary ...
Location: Position may be located anywhere within the M&T Bank Commercial footprint. Overview: The Commercial Credit Regional Segment Director is responsible for overseeing the credit risk management ...
Location: Position may be located anywhere within the M&T Bank Commercial footprint. Overview: The Commercial Credit Regional Segment Director is responsible for overseeing the credit risk management ...
Loan Officer Assistant
$20.55 - $34.25/hr
Overview: The Loan Officer Assistant role is focused on supporting the Loan Officer team in efficiently moving loans through the pipeline via effective sales system support, and document control and ...
Loan Officer Assistant
$20.55 - $34.25/hr
Overview: The Loan Officer Assistant role is focused on supporting the Loan Officer team in efficiently moving loans through the pipeline via effective sales system support, and document control and ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best ...
Mortgage Closing Specialist III
$24.87 - $41.45/hr
Overview: Responsible for CD Issuance through to and including, issuing closing documents and funding the loan, adhering to product, investor, state and federal guidelines, managing the most complex ...
Mortgage Closing Specialist III
$24.87 - $41.45/hr
Overview: Responsible for CD Issuance through to and including, issuing closing documents and funding the loan, adhering to product, investor, state and federal guidelines, managing the most complex ...
Engagement & Belonging Strategy & Integration Manager
$128K - $214K/yr
Position Summary Designs, integrates, and executes a culture of inclusion, engagement, and belonging across the organization. Aligns people strategies with business goals, drives systemic change, and ...
Engagement & Belonging Strategy & Integration Manager
$128K - $214K/yr
Position Summary Designs, integrates, and executes a culture of inclusion, engagement, and belonging across the organization. Aligns people strategies with business goals, drives systemic change, and ...
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Full-time
Posted 26 days ago
Job description
Overview:
Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:- Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
- Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
- Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
- Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
- Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
- May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
- Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith.
- Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
- Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
- Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
- Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
The incumbent always works under limited supervision, sometimes away from the office.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.
Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships
Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
Education and Experience Preferred:Technical Skills
General knowledge of personal computers and software programs utilized by Residential Mortgage Department
Proven sales ability.
Strong mathematical skills.
Self-motivated, well-organized individual.
Excellent verbal and written communication skills.
Ability to interact with individuals at all income levels and peers in a professional manner.
Demonstrated ability to work independently and to follow through on details to completion.
Ability to work under critical time constraints.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBoston, Massachusetts, United States of America