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Liberty Mutual Jobs Information

Do workers at Liberty Mutual get paid breaks?

Yes. Most people get paid breaks.
88% of people say they get paid breaks.
Based on data from 56 people who took the Breakroom Quiz between November 2024 and August 2026.

Does Liberty Mutual pay people when they’re sick?

Yes. Most people get paid when they’re sick.
85% of people say they would get paid if they were sick but scheduled to work.
Based on data from 54 people who took the Breakroom Quiz between September 2025 and August 2026.

At Liberty Mutual, are sick days and vacation days separate paid time off?

Sick days and vacation days are used from the same paid time off.
90% of people say they have to use vacation days when they’re out sick.
Based on data from 51 people who took the Breakroom Quiz between September 2025 and August 2026.

Is the health insurance from Liberty Mutual affordable enough for their workers?

Most people say the health insurance costs are okay.
92% of people say the health insurance costs are okay
Based on data from 48 people who took the Breakroom Quiz between September 2025 and August 2026.

Do people get paid time off at Liberty Mutual?

Most people get paid time off work.
98% of people say they get paid time off.
Based on data from 54 people who took the Breakroom Quiz between September 2025 and August 2026.

How far ahead of time do people find out their work schedule?

Most people find out their schedule less than four weeks ahead of time.
  • 50% of people with changing schedules find out their shifts one week or less ahead of time.
  • 46% of people with changing schedules find out their shifts two weeks ahead of time.
  • 0% of people with changing schedules find out their shifts three weeks ahead of time.
  • 4% of people with changing schedules find out their shifts four weeks or more ahead of time.

Based on data from 26 people who took the Breakroom Quiz between December 2024 and November 2025.

Do workers at Liberty Mutual worry about hours?

Most people don’t worry about getting enough hours.
89% of people report they don’t worry about getting enough hours.
Based on data from 47 people who took the Breakroom Quiz between November 2024 and March 2026.

Do Liberty Mutual workers get to choose the shifts they work?

Some people don’t get to choose which shifts they work.
38% report that they don’t have enough control over which shifts they work.
Based on data from 42 people who took the Breakroom Quiz between November 2024 and November 2025.

How easy is it for Liberty Mutual workers to change shifts?

Most people find it easy to change shifts.
75% of people report that it’s easy to change shifts if they need to.
Based on data from 40 people who took the Breakroom Quiz between November 2024 and November 2025.

How easy is it to get time off at Liberty Mutual?

Most people find it easy to get time off.
88% of people report it’s easy to get time off.
Based on data from 48 people who took the Breakroom Quiz between September 2025 and August 2026.

Do Liberty Mutual managers change schedules at the last minute?

Most managers don’t change people’s schedules at the last minute.
97% of people say their manager doesn’t change their shift schedule at the last minute.
Based on data from 35 people who took the Breakroom Quiz between April 2025 and March 2026.

Do jobs at Liberty Mutual spill into time workers aren’t paid for?

Rarely. The job doesn't usually spill into unpaid time.
18% of people report that their job takes up time that they don’t get paid for.
Based on data from 33 people who took the Breakroom Quiz between April 2025 and March 2026.

How easy is it to take sick days at Liberty Mutual?

Most people find it easy to take sick days.
90% of people report that it’s easy to take time off if they are sick.
Based on data from 51 people who took the Breakroom Quiz between September 2025 and August 2026.

Is a Liberty Mutual job good for students?

Most students say this is a good place to work if you’re studying.
80% of students report this is a good place to work if you’re studying.
Based on data from 5 people who took the Breakroom Quiz between December 2024 and May 2025.

Is working at Liberty Mutual good if you’re a parent or caregiver?

Most parents and caregivers say this is a good place to work.
92% of people who care for a child or other relative report this is a good place to work.
Based on data from 66 people who took the Breakroom Quiz between December 2024 and July 2026.

Do people at Liberty Mutual feel treated with respect by their managers?

Most people feel treated with respect by their managers.
92% of people say they’re treated with respect by their managers.
Based on data from 50 people who took the Breakroom Quiz between September 2025 and August 2026.

Do people at Liberty Mutual get to take their breaks without interruption?

Most people get breaks without interruption.
88% of people report that they get to take their breaks without interruption.
Based on data from 51 people who took the Breakroom Quiz between September 2025 and August 2026.

Is it stressful to work at Liberty Mutual?

Most people feel stressed here.
74% of people say they often feel stressed at work.
Based on data from 50 people who took the Breakroom Quiz between September 2025 and August 2026.

Do people at Liberty Mutual enjoy their jobs?

Most people enjoy their job.
67% of people report they enjoy their job.
Based on data from 48 people who took the Breakroom Quiz between July 2025 and July 2026.

Do people at Liberty Mutual recommend working with their team?

Only some people recommend working with their team.
37% of people report that they wouldn’t recommend working with their immediate team to a friend.
Based on data from 54 people who took the Breakroom Quiz between September 2025 and August 2026.

Do people get enough training when they start at Liberty Mutual?

Most people got enough training when they started.
78% of people report they got enough training when they started working here.
Based on data from 51 people who took the Breakroom Quiz between September 2025 and August 2026.

Do people get support to advance at Liberty Mutual?

Most people are given support to advance their career here.
In the last year, 83% of people report being given support to advance their career here.
Based on data from 46 people who took the Breakroom Quiz between August 2025 and August 2026.

Do people think Liberty Mutual’s headquarters understands what’s happening where they work?

Some people think headquarters doesn’t understand what’s happening where they work.
64% of people think that this employer’s headquarters or owners don’t have a good understanding of what’s really happening where they work.
Based on data from 45 people who took the Breakroom Quiz between August 2025 and July 2026.

Do workers feel well informed about how Liberty Mutual is doing?

Most people feel well informed about how the company is doing.
86% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 49 people who took the Breakroom Quiz between September 2025 and August 2026.

What other companies are hiring for Insurance Adjuster jobs?

What are the most popular jobs at Liberty Mutual Insurance?

What are the most popular categories at Liberty Mutual Insurance?

Small Commercial Property Adjuster

Liberty Mutual Insurance

Toledo, OH • On-site

$61K/yr

Full-time

Re-posted 17 days ago

Liberty Mutual rating

8.7

Company rating: 8.7 out of 10

Based on 162 frontline employees who took The Breakroom Quiz

72nd of 315 rated insurance

Job description

Description
Property Adjusters investigate commercial property claims, evaluate damages, determine coverage, set accurate loss cost estimates, control the insured's exposures and losses, manage consultants, and achieve a prompt, fair and equitable settlement according to fair claims handling requirements. Negotiate settlement of claims with varying complexity and perils.
Training is a critical component to your success and that success starts with reliable attendance. Attendance and active engagement during training is mandatory.
This role is also open to candidates located in Northern Ohio.
Responsibilities:
  • Conducts a prompt, thorough and fair investigation by obtaining relevant facts to determine coverage, origin, and extent of loss. Reviews and utilizes financial statements to adjust moderately sized business interruption losses.
  • Conduct on-site appraisal or direct independent adjuster to determine facts relevant causation, damages and exposure.
  • Engages and manages consultants and independent adjusters as required. Monitors the costs to ensure they are reasonable and necessary.
  • Establishes and maintains accurate loss cost estimates and reserves for each claim for reporting, financial records, and other purposes.
  • Keeps the Insured and others informed about the claim's status with clear, timely and accurate written/oral communications. Effectively communicates in writing on moderately complex coverage issues with minimal review and coaching. Determines depreciation of claim.
  • Affirms or denies coverage of the claim based on the facts and the policy terms and conditions. Develops information necessary to make advance, partial and final payments when appropriate.
  • Meet time requirements of the policy and fair claims handling practices.
  • Effectively negotiate settlement of claims of varying complexity and perils. Achieves a prompt, fair and equitable settlement of a claim, where there is policy liability.
  • Keeps the electronic claim file properly documented with accurate, clear and timely information and reports that reflect the adjustment activities and substantiate any payments made.
  • May participate in quality assurance file review sessions and serve as a technical resource for less experienced claims personnel.
  • Will be called upon for catastrophe duty.

Qualifications
  • Knowledge of property insurance; commercial property claims; coverage evaluation; claims investigation, loss assessment, evaluation and reserves; financial analyses; insurance regulations; negotiation and settlement of moderate complexity claims.
  • Other skills required in a focus on customers.
  • Decision making; results oriented; spoken communication; and adaptability.
  • An ability to build relationships, mentoring and training less experienced team members, listen (i.e., comprehend nuances and acknowledge others' viewpoints), write business correspondence, produce accurate work, manage projects, manage vendors; and use core applications/spreadsheets as normally acquired through a bachelor's degree or equivalent.
  • Successful completion of required internal training programs and AIC (Associate in Claims) module 33.
  • At least 18 months of progressively responsible experience.
  • Ability and willingness to travel to the site of a catastrophe for assignments that may last several weeks.

About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
  • California
  • Los Angeles Incorporated
  • Los Angeles Unincorporated
  • Philadelphia
  • San Francisco

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About Liberty Mutual

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Since 1912, we've grown into the fifth largest global property and casualty insurer based on 2022 gross written premium. We also rank 86 on the Fortune 100 list of largest corporations in the US based on 2022 revenue. ​At Liberty Mutual Insurance we work hard every day to support our customers and our people, so they can protect their families, build their businesses and invest in their futures. We are headquartered in Boston, but our people, our customers and our reach span the globe. So to better serve our global customers and employees, we are organized into three business units.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Boston, MA, US

Social media

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