Ibc

60 Ibc Jobs Hiring Near You

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate (Full Time)

Houston, TX

$13.25 - $18.25/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate (Full Time)

Houston, TX · On-site

$13.25 - $18.25/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate (Full Time)

Harlingen, TX

$13.50 - $18.50/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate (Part Time)

Mcallen, TX · On-site

$13.25 - $18/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate (Part Time)

Brownsville, TX

$12 - $16.25/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate (Part Time)

Pharr, TX

$11.25 - $15.50/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate (Full Time)

Beeville, TX · On-site

$11.50 - $15.50/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate (Part Time)

Pharr, TX · On-site

$11.25 - $15.50/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate (Part Time)

Laredo, TX

$12.25 - $16.75/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate (Full Time)

Alice, TX · On-site

$12.25 - $16.50/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate (Full Time)

Aransas Pass, TX

$12.75 - $17.25/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate (Full Time)

San Antonio, TX · On-site

$12.75 - $17.25/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate (Full Time)

Alice, TX · On-site

$12.25 - $16.50/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Sales Associate

Dallas, TX · On-site

$13.75 - $18.75/hr

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and ...

Showing results 41-60

Mortgage Loan Originator

Mortgage Loan Originator

IBC Bank

Laredo, TX

Full-time

Posted 12 days ago


IBC Bank rating

7.0

Company rating: 7.0 out of 10

Based on 29 frontline employees who took The Breakroom Quiz

102nd of 141 rated banks


Job description

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and communities. IBC bank hirestalented, creative and dedicated individualsto help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments.IBC's focus is to be customer centric and strive to provide excellent customer experience.

Time Type:

Full time

This is an in-office position.

Department:

1070 Mortgage Sales Origination

Job Summary:

The Mortgage Loan Originator position is a sales oriented position where the loan originator proactively solicits new residential mortgage business, works bank referral leads, and sells IBC Mortgage products. The MLO continually develops and maintains a quality network of business relationships that serve as a recurring source of referrals for new mortgage opportunities and develops relationships with the IBC Bank Sales Team and IBC Commercial Bankers. The Mortgage Loan Originator also evaluates and authorizes or recommends approval of applications for residential real estate loans, and possesses an understanding of relevant loan products, regulatory disclosures, and interest rate pricing.

Job Description:

ESSENTIAL JOB FUNCTIONS

The statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.

  • Develops and maintains a quality network of business relationships that serve as a recurring source of referrals for new mortgage opportunities

  • Develops relationships with the IBC Bank Sales team and IBC Commercial Bankers

  • Evaluates and recommends approval of applications for residential real estate loans

  • Possesses an understanding of relevant loan products, regulatory disclosures, and interest rate pricing

  • Takes information from the borrower and completes the application

  • Analyzes the prospective borrower's income and debt and pre-qualifies the prospective borrower

  • Educates the prospective borrower in the home buying and financing process, advises the borrower about the different types of loan products available, and demonstrates how closing costs and monthly payments could vary under each product.

  • Quotes interest rates and fees

  • Maintains regular contact with the borrower and Realtors between application and closing

  • Assists the borrower in understanding and clearing credit problems

  • Participates in the loan closing

  • Performs other related duties as assigned

SKILLS

  • Strong written and verbal communication skills

  • Ability to manage a pipeline

  • Teamwork

  • Strong customer service skills

  • Self-motivated

  • Highly organized

  • Ability to calculate qualifying income from federal tax returns

EDUCATION

  • High School graduate or equivalent

  • College degree preferred

  • 2 years recent experience preferred in residential loan originations

  • RMLO license highly preferred (NMLS registration required)

  • Knowledge of Conventional and Government Mortgage products

  • Knowledge of procession, underwriting, closing and funding of mortgage loans


What IBC Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom


IBC BANK logo

About IBC BANK

Sourced by ZipRecruiter

Industry

Banking and credit intermediation

Company size

1,001 - 5,000 Employees

Headquarters location

Laredo, TX, US

Year founded

1966

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