Harford Mutual Insurance

WHO WE ARE:
Harford Mutual Insurance Group is a growing, dynamic mutual insurance carrier providing commercial property and casualty insurance products and services to a regional market. Headquartered in Harford County, Maryland, Harford Mutual offers a positive, diverse, and inclusive work environment with a rich company culture. Founded in 1842 on the principles of mutuality, we believe in insuring opportunity through mutual success® for our policyholders, agents, communities, and employees, and invite our employees to continue that tradition with respect, integrity, exemplary service, and personal responsibility.
Listed within this posting is the anticipated salary range for this position, plus variable incentive compensation. The final salary offered to a successful candidate may vary and will be dependent on several factors that include, but are not limited to, your business experience, education, and individual capacity. Harford Mutual is a multi-state employer, and this salary range may not reflect positions that work in other states.
THE OPPORTUNITY:
Harford Mutual is looking for a Loss Control Intern to support the Loss Control team during summer of 2027. This position is for full-time students who are currently enrolled in an accredited college or university pursuing career opportunities in Occupational Safety, EHS or Insurance related field.
WHAT YOU'LL DO:

• Research and further develop virtual Loss Control Survey process and resources.
• Develop new safety bulletins/flyers on specific safety topics for insureds and agents.
• Conduct Loss Control survey ride-alongs to get familiar with Loss Control and different industries.
• Help in the recommendation process from getting recommendation letters out to insureds as well as reviewing incoming recommendations for compliance.
• Review completed self-inspections (surveys) for hazard identification and development of recommendations.
• Assist in planning, development and design of Loss Control reporting and documentation.
• Work closely with our UW partners to determine what factors would be most important in a virtual small account survey and align virtual survey reporting with Underwriting needs.
• Research tools and technology that would be beneficial for loss control surveys.
• Assisting with data reporting and analytics specific to Loss Control survey report, recommendations, and Underwriting decisions, post-survey.
• Assist with department projects, such as recommendation library, survey report form updates, opinion of risk rating guide, and working with Marketing on the development of toolbox talks and other technical resources.

WHAT YOU'LL BRING:

• Must be a full-time undergraduate student pursuing a degree in Occupational Safety, EHS, or related field.

WHO YOU ARE:

• Resourcefulness problem solving skills
• Ability to thrive in a fast-paced environment with frequent deadlines; high energy, self-motivated and proactive
• Strong oral, written, and interpersonal communication skills
• Strong collaborating skills, and an ability to work effectively independently and as part of a team

KEY BENEFITS GAINED FROM INTERNSHIP

• Coaching and mentorship by Harford Mutual leadership
• Acquiring experience relevant to the insurance industry
• Building a technical foundation, leadership skills, project experience, and cross-functional process knowledge
• Working on tasks that have a real impact on our business

PHYSICAL DEMANDS & WORK ENVIRONMENTAL FACTORS:
The physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
EEO STATEMENT:
Harford Mutual Insurance Group provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Most new hires fall within this range and have the opportunity to earn more over time. Initial placement within the salary range, however, is based on an individual's relevant knowledge, skills and experience for the position.
Base salary is only one component of our competitive Total Rewards package. To learn more, please visit the Perks & Benefits on our website.