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Farmers And Merchants Bank

60 jobs near Columbus, OH

Farmers and Merchants Bank

Credit Analyst

Dayton, OH · On-site

Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...

Farmers & Merchants Bank

Universal Banker

Superior, NE · On-site

$17.50 - $22/hr

Farmers & Merchants Bank is a family owned, chartered institution with office locations in 12 communities in Nebraska, and about 100 employees. We have everything the bigger banks have - the newest ...

Farmers & Merchants Bank

Universal Banker

Kearney, NE · On-site

$17 - $21.25/hr

Farmers & Merchants Bank is a family owned, chartered institution with office locations in 12 communities in Nebraska, and about 100 employees. We have everything the bigger banks have - the newest ...

Farmers & Merchants Bank

Loan Administrator

Milford, NE · On-site

Farmers & Merchants Bank is a family owned, chartered institution with office locations in 12 communities in Nebraska, and about 100 employees. We have everything the bigger banks have - the newest ...

Farmers & Merchants Bank

Administrative Assistant

Milford, NE · On-site

$16.25 - $22/hr

Farmers & Merchants Bank is a family owned, chartered institution with office locations in 12 communities in Nebraska, and about 100 employees. We have everything the bigger banks have - the newest ...

Farmers & Merchants Bank

CSR Trainee

Tacoma, WA · On-site

$17.25 - $23.50/hr

Farmers & Merchants Bank is a family owned, chartered institution with office locations in 12 communities in Nebraska, and about 100 employees. We have everything the bigger banks have - the newest ...

Farmers & Merchants Bank

CSR Trainee

Milford, NE · On-site

$14.50 - $19.75/hr

Farmers & Merchants Bank is a family owned, chartered institution with office locations in 12 communities in Nebraska, and about 100 employees. We have everything the bigger banks have - the newest ...

Farmers & Merchants Bank

CSR Trainee

Superior, NE · On-site

$15.50 - $21.25/hr

Farmers & Merchants Bank is a family owned, chartered institution with office locations in 12 communities in Nebraska, and about 100 employees. We have everything the bigger banks have - the newest ...

Farmers & Merchants Bank

CSR Trainee

Kearney, NE · On-site

$15 - $20.50/hr

Farmers & Merchants Bank is a family owned, chartered institution with office locations in 12 communities in Nebraska, and about 100 employees. We have everything the bigger banks have - the newest ...

Farmers & Merchants Bank

Intern-Operations

Milford, NE · On-site

$13.75 - $18.25/hr

Farmers & Merchants Bank is a family owned, chartered institution with office locations in 12 communities in Nebraska, and about 100 employees. We have everything the bigger banks have - the newest ...

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Credit Analyst

Farmers and Merchants Bank

Dayton, OH • On-site

Full-time

Medical, Dental, Vision, PTO

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Career Opportunity: Credit Analyst with Farmers and Merchants Bank in Dayton, OH

Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the scenes while playing a critical role in a bank’s success? If yes, we want to speak with you!

As the Credit Analyst, you will support the bank’s lending function with a strong focus on commercial lending. You’ll partner closely with lenders and the credit team to analyze financial data, assess risk, and help ensure sound credit decisions—while keeping lending operations running efficiently and compliantly.


Additionally, you will:

  • Underwrite and analyze commercial loan requests, including financial spreading and risk grading
  • Prepare and review credit memos and loan presentations for accuracy and completeness
  • Evaluate financial statements, cash flow, and tax returns to assess borrower risk and trends
  • Assist with annual reviews of commercial clients and monitor changes in credit risk
  • Support centralized lending processes, including underwriting, documentation, and due diligence
  • Review loan documentation to ensure compliance with bank policies and regulations
  • Track and collect financial information from commercial clients
  • Assist with lien filings/releases, flood determinations, and insurance tracking
  • Support loan administration tasks, including escrow accounts and loan system maintenance
  • Balance general ledger accounts and process loan-related transactions
  • Prepare reports and support board-level loan presentations
  • Provide overall administrative and analytical support to the lending team


Qualifications:

  • 3+ years of experience in commercial credit or loan administration (community bank experience preferred)
  • Strong financial analysis, credit risk assessment, and problem-solving skills
  • Ability to interpret financial statements and identify potential risks or inconsistencies
  • High attention to detail with strong organizational skills
  • Ability to manage multiple priorities and work independently
  • Excellent communication and collaboration skills
  • Proficiency in Microsoft Office, especially Excel
  • High school diploma required; degree in Accounting, Finance, Business, or related field preferred


Farmers and Merchants Bank is growing in the South Dayton area. We are your hometown bank, proudly serving residents and small businesses with friendly, personalized service for over 90 years.


If you’re ready to build your credit expertise and make an impact on lending decisions, apply today!


Employer is EOE/AA/M/F/D/V.

Company Description

Farmers and Merchants Bank is growing in the South Dayton area. We are your hometown bank and our philosophy is to provide basic banking services in a friendly and courteous manner to the residents and small business of Southwest Dayton. This philosophy remains the same 90 plus years later.