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FCB Banks
FCB Banks

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FCB Banks

Commercial Loan Closer

Collinsville, IL

$20 - $26/hr

FCB Banks has been family owned and managed for more than three generations. Our original banks opened in New Baden and Albers in 1901 and customers quickly associated FCB with quality service ...

FCB Banks

Commercial Loan Closer

Collinsville, IL · On-site

$20 - $26/hr

FCB Banks has been family owned and managed for more than three generations. Our original banks opened in New Baden and Albers in 1901 and customers quickly associated FCB with quality service ...

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Infographic showing various job openings at Fcb Banks in the United States as of September 2026, with employment types broken down into 84% Full Time, 14% Part Time, and 2% Temporary. Highlights an 100% Physical job distribution.

Loan Disclosure Specialist (Early Disclosure/QC)

Collinsville, IL • On-site

FCB Banks
51 - 200 employees
Learn more about FCB Banksexternal

$17 - $21/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago

Job description

Loan Disclosure Specialist (Early Disclosure/QC)
Classification:
Non-Exempt/Hourly
Job Type:
Full-Time
Location:
Non-remote; onsite position; Collinsville Loan Processing; 717 Vandalia St., Collinsville, IL 62234
Reports To:
CLD Supervisor
ABOUT US:
FCB Banks has been family owned and managed for more than three generations. Our original banks opened in New Baden and Albers in 1901 and customers quickly associated FCB with quality service, competitive rates, and personal customer care. These qualities became the pillars of our business when First Collinsville Bank opened in 1990 and we began expanding throughout the area. We streamlined and simplified banking operations and officially changed our name to FCB Banks in 2017. Today we have seventeen locations in sixteen wonderful towns serving customers in Illinois and Missouri. We pride ourselves on being locally owned and operated as well as a valued part of the community. Since 1901 our goal at FCB Banks has always been to provide exceptional service to our valued customers.
JOB SUMMARY:
Process required early disclosures for consumer real estate loans.
ESSENTIAL JOB DUTIES:
  • Produces accurate loan documents through an automated documentation system.
  • Reviews documents for quality and regulatory requirements.
  • Orders and reviews flood certifications for consumer real estate loans.
  • Delivers early disclosures in the required timeframe.
  • Reviews daily reports to monitor time constraints on new loans.
  • Conducts weekly review of completed early disclosures for loan assignment.
  • Conducts monthly review and notification of pre-qualification loans.
  • Prepares revised disclosures for changed circumstances.
  • Collects and updates e-sign acknowledgements.
  • Performs departmental duties as required to maintain adequate workflow.
  • Performs other tasks, functions or other projects as assigned.
TECHNICAL SKILLS NEEDED:
  • Communication skills: oral, written and listening
  • Organized and possess the ability to manage time and meet deadlines
  • Methodical, accurate and detail-oriented
  • Teamwork - contributes to building a positive team spirit
  • Working understanding of the banking industry, regulations, policies and best practices
  • Working knowledge of bank products, early disclosure documentation and regulatory requirements
  • Quick learner, adaptable and effective at managing and prioritizing multiple tasks
  • Ability to work under extreme pressure
  • Problem-solving skills
QUALIFICATIONS:
  • High School diploma, GED or equivalent
  • Associate or bachelor's Degree in relevant field (preferred)
  • 1 - 3 years banking experience (preferred)
WORKING CONDITIONS:
  • Constantly uses standard office equipment such as computers, phones, photocopiers, filing cabinets, calculators and fax machines.
  • Availability to work during core banking hours (i.e. Monday - Friday 8:00 am - 5:00 pm). Additional hours may be required, including evenings and weekends.
  • Occasionally requires local travel including offsite training, meetings.
  • While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, use hands to handle or feel, and reach with hands and arms. The employee regularly is required to lift up to 15 lbs. and occasionally required to lift up to 25 lbs.
  • Ability to multi-task, work in a fast-paced, changing environment and maintain a commitment to accuracy and timeliness.
  • Ability to follow policies, procedures and written instructions, as well as verbal instructions or directions from their supervisor.
  • Regularly remains in a stationary position.
  • Ability to maintain confidentiality.
BENEFITS:
  • $17.00 - $21.00 per hour, eligible for performance-based bonuses and incentives
  • Health, Dental, Vision Insurance
  • Group Life Insurance 1x annual salary, 100% paid by the bank
  • Long-Term Disability insurance, 25% paid by the bank
  • Voluntary Life Insurance and Accidental Death and Dismemberment Insurance
  • Flexible Spending Account (FSA) and Dependent Care Flexible Spending Account (DCFSA)
  • Employee Assistance Program, Travel Assistance and Life Services Tool Kit
  • Paid time off including Vacation, Personal and Sick leave
  • Partially-paid Parental Leave for eligible employees
  • 401(k) with company match for eligible employees

DISCLAIMER:
The employee must be able to perform the essential functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities.
FCB Banks retains the right to change or assign other duties to this position.
Equal access to programs, services and employment opportunities is available to all persons without regard to age, ancestry, citizenship, status, color, physical or mental disability, genetic information, marital status, military status, national origin, race, religion, sex (including pregnancy), sexual orientation, or any other basis protected by federal, state, and/or local law.
In accordance with the Americans with Disabilities Act and/or applicable state and local laws, applicants requiring reasonable accommodations for the application and/or interview process should notify the FCB Human Resources Department. Examples of reasonable accommodations include making a change to the application process; providing written materials in an alternate format such as braille, large print, or audio recording; using a sign language interpreter; using specialized equipment; or modifying testing conditions.
Applicants have rights under Federal Employment Laws
Equal Employment Opportunity Poster
Equal Employment Opportunity Supplement
Family and Medical Leave Act (FMLA)
Employee Polygraph Protection Act

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