Express R Us

This role is part of the Treasury Data Science team within American Express Global Treasury organization, which serves as a center of excellence for advanced analytics, statistical modeling, and various transformative initiatives leveraging Gen AI. The team plays a critical role in shaping enterprise balance sheet strategy, supporting key decision-making across liquidity management, capital allocation, funding strategy, and regulatory and internal scenario planning under stress.
As a Director, you will have the unique opportunity to work alongside the Corporate Treasurer as her strategic advisor for overall deposits, operating at the forefront of Treasury deposits analytics, optimal funding and long-term balance sheet strategy. This includes setting the agenda backed by insightful analytics across the deposits franchise, influencing business strategies and key balance sheet decisions, building new analytical capabilities within Treasury, and ensuring sound controls and governance of deposit pricing decisions.
Responsibilities
Strategic Thinking

• Shape and execute on the Treasury Deposits Analytics and Strategy long-term vision through well-defined team projects pipeline, work prioritization, standard setting and operating model with key stakeholders.
• Design high-impact analytics with data-driven insights on to influence enterprise deposits business and balance sheet strategy, while keeping pace with the ever-changing deposits ecosystem both internally and externally.
• Build enduring capabilities to enable real-time intelligence around internal and competitive performance, including depositor behaviors, peer dynamics, macroeconomic environment and emerging trends (stablecoins, fintech, etc.).
• Drive a forward-looking innovation agenda to enhance current tools and processes for improved efficiency.

Partnership and Leadership

• Communicate with clarity and command senior executive audiences with strong ability to convey messaging and align on decisions.
• Build and maintain effective partnerships across Finance, Banking Products, Marketing and oversight teams.

Governance and Controls

• Manage ongoing Deposits Pricing Working Group discussions end-to-end with an eye for continuous improvement.
• Uphold strong governance around key deposits decisions to satisfy regulatory and internal requirements.

Qualifications
Minimum Qualifications:

• Undergraduate degree in accounting, finance or related field is required.
• 7+ years Finance or analytical experience in the Deposits space
• Demonstrated proactiveness, intellectual curiosity and a strong external perspective to help shape strategy and influence direction of the team
• Proven analytical ability to extract meaningful insights from data and synthesize complex trends to drive business results
• Strong ability to collaborate and drive alignments across teams in a white space environment with ambiguity and minimal guidance
• Excellent communication and storytelling skills, being able to translate detailed analyses into clear, actionable recommendations for senior stakeholders
• Strong proficiency in Excel, SQL and Python / R, with experience in building visualization through Tableau, Power BI or Gen AI tools

Preferred Qualifications:

• MBA or graduate degree is a plus

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.
About Us
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
About the Team
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
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The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.