ZipRecruiter

Log In

Cake Mortgage

28 jobs near Columbus, OH

Cake Mortgage Corp

IT Generalist

Chatsworth, CA · On-site

$26 - $35/hr

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to ...

Cake Mortgage Corp.

IT Generalist

Chatsworth, CA

Description CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a ...

Cake Mortgage Corp

Pre-Close QC Auditor II

Chatsworth, CA · On-site

$80K - $95K/yr

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to ...

Cake Mortgage Corp

Pre-close QC Auditor I

Chatsworth, CA · On-site

$26.44 - $34.50/hr

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to ...

next page

Showing results 1-20

Mortgage Underwriter, Lead (Non-QM)

Cake Mortgage Corp

Chatsworth, CA • On-site

Full-time

Re-posted 25 days ago

Job description

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments.
We are seeking an experienced Mortgage Underwriter, Lead to guide our underwriting team. The ideal candidate will have deep knowledge of Non-QM products, strong analytical skills, and proven leadership experience. This role involves overseeing daily underwriting operations, ensuring compliance with company and investor guidelines, mentoring underwriters, and driving continuous improvement in underwriting quality and efficiency.
Key Responsibilities
  • Be primary point of contact as subject matter expert (SME) assisting salesforce and business partners in structuring eligible loans in conjunction with the Company's third-party originators.
  • Interpret and provide appropriate loan solutions for Non-QM/Non-Agency loan requests.
  • Analyze borrower's credit file, collateral and capacity to ensure creditworthiness.
  • Perform manual underwriting review to ensure loan meets all product and property guidelines of Company and investors, as well as compliance with corporate and secondary market investor standards.
  • Underwrite Non-Agency/Non-QM correspondent, wholesale/broker and retail loans in a timely manner to ensure loan meets all product and property guidelines of Company and investors, as well as meeting all established loan policies, credit limits and regulatory requirements.
  • Clear conditions timely on loans; affirm data integrity on all submissions.
  • Identify potential misrepresentation or fraud.
  • Keep up-to-date with all guideline changes and system enhancements.

Requirements
  • Working knowledge of Non-Agency/NonQM underwriting guidelines demonstrated through a minimum of 5+ years underwriting experience on Non-Agency/NonQM products.
  • Experience with DSCR, Bank statement, P&L Only, WVOE Only, 1099 Only.
  • Ability to read and comprehend new programs and underwriting guidelines.
  • FHA and VA underwriting experience preferred.
  • Working knowledge of Microsoft products.
  • Experience with LOS platform Encompass.
  • High attention to detail and effective problem-solving skills.
  • Ability to work independently, with minimal supervision.
  • Ability to multitask in a high-volume environment.
  • Excellent written and oral communication skills.
  • Continuous focus on customer experience.

Why Join CAKE Mortgage?
  • Be part of a fast-growing company changing the game in Non-QM.
  • Competitive compensation and performance-based bonuses.
  • Collaborative and entrepreneurial culture.
  • Opportunities for career advancement and innovation.

Cake Mortgage does not tolerate discrimination of any type. Cake Mortgage offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law. Cake Mortgage provides eligible and qualified employees with opportunities to advance. Cake Mortgage is an at will employer. Cake Mortgage is committed to providing employees with a work environment free of discrimination and harassment.
Salary Description
$100,000.00 and up + bonus

Apply