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Remote Benefits Representative | Work From Home | Training Provided
Company: AO - American Income Division of Globe Life
Work Arrangement: 100% Remote | U.S. Residents Only
Schedule: Flexible
Experience: Entry-Level Welcome | No Prior Insurance Experience RequiredJoin AO - Empowering Families. Building Careers.100% Remote | Qualified Client Opportunities | Weekly Pay | Career Growth
Are you looking for a career that offers purpose, flexibility, professional development, and long-term earning potential?
AO is seeking motivated, people-focused professionals to join our growing virtual team as Remote Benefits Representatives. You'll work directly with individuals and families through scheduled virtual appointments, helping them understand available life, accident, and supplemental health insurance benefits and make informed decisions about protecting what matters most.
This opportunity combines customer service, benefits education, relationship building, and consultative insurance sales in a fully remote environment.
Whether you're starting a new career or bringing experience from customer service, healthcare, retail, hospitality, education, financial services, or sales, we'll provide the training and mentorship needed to help you develop professionally.
No prior insurance experience is required. We provide the training-you bring the ambition.About AO
AO operates within the American Income Division of Globe Life and has a long history of helping serve working families throughout North America.
Our representatives work with individuals and families, including veterans, labor union members, credit union members, association members, and other groups, to provide supplemental insurance benefits designed to offer additional financial protection.
Our culture is built around:

• Exceptional client service
• Integrity and professionalism
• Long-term relationships
• Mentorship and coaching
• Personal accountability
• Continuous professional development
• Performance-based advancement
• Leadership growth

We invest in motivated professionals who want to develop their skills and build a long-term career.Position Overview
As a Remote Benefits Representative, you'll meet with clients virtually through Zoom and phone appointments to discuss available benefits and coverage options.
You'll learn about each client's needs, explain available solutions, answer questions, assist with enrollment, and provide ongoing service throughout the client relationship.
This is a client-facing insurance role with a sales component, making it a strong fit for professionals who enjoy helping people while being motivated by performance-based opportunities.What You'll DoClient Support & Benefits Education

• Conduct scheduled virtual appointments through Zoom and phone
• Learn about individual and family protection needs
• Explain available life, accident, and supplemental health insurance benefits
• Answer questions regarding coverage options and policy features
• Provide needs-based recommendations
• Guide clients through applications and enrollment
• Assist with required documentation
• Provide ongoing policy and client support

Relationship Management

• Build long-term relationships through professionalism and exceptional service
• Maintain consistent communication before and after enrollment
• Assist clients with policy reviews and service questions
• Help with beneficiary and policy information updates when applicable
• Provide timely follow-up
• Maintain accurate digital client records
• Deliver a positive client experience throughout the relationship

Professional Development

• Participate in virtual onboarding and training
• Attend ongoing coaching and development sessions
• Strengthen communication, presentation, and customer service skills
• Develop product and industry knowledge
• Collaborate with a supportive virtual team
• Participate in leadership development opportunities
• Maintain applicable company and industry standards

Why Join AO?
🏡 100% Remote Work
Build your career from home while remaining connected through a modern virtual work environment.

• Work remotely within the United States
• No daily commute
• Flexible scheduling
• Virtual client appointments
• Modern digital business tools
• Collaborative remote team environment

📞 Qualified Client Opportunities
Representatives have access to company-provided client opportunities, including individuals seeking information regarding available benefits.
This allows you to focus on:

• Scheduled client conversations
• Benefits education
• Needs-based consultations
• Relationship building
• Enrollment assistance
• Ongoing client service

No purchasing leads is required.
Our approach emphasizes education, service, and relationship building rather than high-pressure sales tactics.Weekly Pay & Performance-Based Compensation
This is a commission-based insurance opportunity rather than a traditional hourly or salaried customer service position.
Earning opportunities may include:

• Weekly commission payments
• Performance-based bonuses
• Renewal and residual income opportunities
• Leadership incentives
• Performance recognition programs

Compensation is based on individual activity, production, and results.
Individual earnings vary, and no specific level of income is guaranteed.Comprehensive Training & Mentorship
📚 No Insurance Experience Required
We provide training and professional development for motivated candidates from a variety of backgrounds.
Training may include:

• Structured virtual onboarding
• Insurance product education
• Benefits and coverage training
• Client needs assessment
• Virtual presentation skills
• Consultative sales development
• Enrollment procedures and systems
• Client relationship management
• Weekly virtual coaching
• One-on-one mentorship
• Leadership development

If you're not currently licensed, you'll also receive guidance through the applicable state Life & Health Insurance licensing process.Career Growth & Leadership Development
AO provides opportunities for representatives who want to develop beyond an individual client-facing role.
Potential career paths may include:

• Advanced client responsibilities
• Training and mentorship
• Team leadership
• Management development
• Leadership conferences
• Senior leadership opportunities

Advancement is based on performance, consistency, initiative, professional development, and demonstrated leadership ability.Benefits, Recognition & Incentives
Qualifying representatives may have access to:

• Medical reimbursement program
• Company-supported life insurance
• Renewal income opportunities
• Union-supported work environment
• Leadership development programs
• Professional conferences and events
• Performance recognition programs
• Incentive travel opportunities
• Virtual technology and business resources

Eligibility and performance requirements apply to applicable programs.What We're Looking For
Successful candidates typically demonstrate:

• Strong verbal and written communication skills
• Excellent interpersonal and relationship-building abilities
• Customer-focused, service-oriented mindset
• Active listening and problem-solving skills
• Positive attitude and willingness to learn
• Professionalism, reliability, and integrity
• Self-motivation and accountability
• Strong organization and time management
• Comfort working independently from home
• Confidence using Zoom and other virtual communication tools
• Coachability and openness to feedback
• Desire for continuous personal and professional growth

Experience That Transfers Well
Previous experience in these areas can be beneficial but is not required:

• Customer Service
• Client Relations
• Sales
• Healthcare
• Retail
• Hospitality
• Education
• Financial Services
• Banking
• Administrative Support
• Call Center Operations
• Business Development
• Recruiting
• Leadership or Management

We value communication skills, professionalism, coachability, work ethic, and a genuine desire to help others.Minimum Requirements
Applicants must:

• Be at least 18 years of age
• Be legally authorized to work in the United States
• Be physically located within the United States
• Have access to a computer or laptop
• Maintain reliable high-speed internet
• Have webcam and microphone capability
• Maintain a quiet, professional workspace
• Be comfortable meeting clients virtually
• Be willing to complete required training
• Hold or be willing and able to obtain the appropriate state Life & Health Insurance License

Licensing guidance is available for candidates who are not currently licensed.Interview Process
Qualified applicants will complete a brief career overview designed to explain the position, responsibilities, compensation structure, licensing requirements, and career opportunities.
Candidates interested in moving forward will then have the opportunity to schedule a live Zoom interview with our hiring team.
All interviews are conducted virtually for convenience and accessibility.Ready to Build a Career with Purpose?
If you're looking for a flexible work-from-home career where you can help families, develop professionally, build lasting client relationships, and create long-term opportunities through your performance, we'd like to hear from you.
Apply today to be considered for our Remote Benefits Representative opportunity with AO - American Income Division of Globe Life.Help Families. Build Relationships. Grow Professionally. Build Your Future. 🚀