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PayJunction is seeking a Product Manager to own our platform infrastructure and compliance portfolio: Enterprise Hierarchies (the largest 2026 initiative), processor certifications, PCI DSS compliance, and Terminal & Hardware. The portfolio narrative is “The platform works and scales for external parties.” This role requires a strong technical Product Manager with solution architecture knowledge who can partner effectively with the platform architect on Hierarchies while independently owning the specification-driven, deadline-governed certification and compliance work. They bring enough architectural depth to engage at Platform Architect’s level - understanding data models, system dependencies, and multi-tenant design while managing the immovable external deadlines from processors and certification bodies that define the other half of this domain. 

Why PayJunction?

PayJunction is relentless and emphatic about helping others.  We exist to drive the success of our partners.  Specifically, the developers who connect to us, businesses who process payments through us, and all of our team members who work with us at PayJunction.

We believe dreams inspire people to start a business, and others to partner with them.  While building these dreams, entrepreneurs and business professionals will face many challenges along the way. We believe great partners can make all the difference.

We are your dream partner.  

Your success is our success. 

Our dream is to help you realize yours.

We exist to drive the success of our partners.  We do this by fundamentally changing the way you transact with others.  We just happen to make great payment systems.  If you love helping others succeed, in a culture that celebrates perfecting your craft, consider partnering with us.

Location

PayJunction takes a Flex First approach to work environments. This means that our team members can choose to work from our Santa Barbara office or remotely from home. We ensure that everyone has the resources and equipment to work where they feel most productive. We trust our teams to make the best decision for their work environment. All PayJunction employees must reside in one of the following states: CA, IL, TX, MN, CO, GA, CT, NY or MA.   

Mission

Our mission at PayJunction's Product Department is to drive relentless innovation and deliver customer-centric payment solutions. Through in-depth research, collaboration, and a deep understanding of market and user needs, we continuously challenge the status quo. We strive not only to meet industry standards but to set them, ensuring every transaction is efficient, transparent, and built on trust, all while delivering unparalleled value to our clients and partners.

Vision

To lead the frontier of payment innovation, continuously challenging and reshaping industry norms. We envision a future where our disruptive solutions not only redefine transaction experiences but also set the global standard for what's next in payment technology.

Responsibilities

• Drive Enterprise Hierarchies M2-M3 to completion, partnering with the platform architect to define data models, account structures, and system dependencies, then translating those decisions into implementation-ready specifications
• Own all processor certification work with full accountability for external deadlines you cannot negotiate
• Manage PCI DSS compliance requirements and translate them into actionable engineering work
• Build and maintain a quarterly product backlog that sequences platform work based on external deadlines, dependencies, and cost of delay
• Lead backlog refinement sessions, ensuring platform stories have unambiguous acceptance criteria that reflect processor specifications and compliance requirements
• Own external processor relationships, be the single point of contact for certification requirements and timeline management
• Coordinate cross-domain dependencies (Hierarchies enables merchant structures and partner account growth)
• Present platform roadmap to leadership showing how infrastructure work connects to company revenue and growth objectives

Qualifications

• 7+ years as a Product Manager with platform/infrastructure product ownership in payments or fintech
• Direct experience with processor certifications or payment network integrations (TSYS, Fiserv, Visa/MC mandates, EMV)
• Experience delivering specification-driven, compliance-governed products with hard external deadlines
• Experience with data architecture or multi-tenant platform design, you will partner with a solution architect on the most complex data modeling initiative at the company
• Track record of partnering with solution architects or senior engineers to define system design, then owning the product specification that results from those sessions
• 3+ years working with Agile/Scrum teams
• Deep understanding of payment processing flows (authorization, settlement, processor interconnections)

Preferred Qualifications

• CS degree, technical degree, or demonstrated technical depth (coding bootcamp, technical certifications)
• Experience at a payment processor, bank, or fintech infrastructure company
• Experience with PCI DSS, SOC2, or similar compliance frameworks
• Terminal/hardware product lifecycle experience
• Familiarity with Jira, Confluence, or similar backlog tools

About PayJunction

Founded in 2000 by three UCSB graduates, PayJunction has grown from a bootstrapped startup to a recognized and respected leader in the payments industry. PayJunction processes more than $12 billion dollars annually for thousands of businesses with solutions that make it easy to accept credit and debit card payments in-store, online, and on-the-go.

Our people-first culture values long-term relationships over short-term profits. Honesty and integrity are part of every interaction with partners, customers and employees. We foster a collaborative work environment, where creative ideas are welcomed, teams are inspired, and success is celebrated. PayJunction is a place where you can find experienced mentors and supportive friends who are committed to your growth.

Total Rewards Benefits

• Health, dental, and vision paid 100% by company for you and your dependents
• 401k with 6% match
• FSA and Dependent Care FSA
• Long-term & short-term disability coverage for you paid 100% by company
• 8 paid company holidays per year
• 2 paid floating holidays per year
• 1 paid volunteer day per year
• Paid Time Off
• Annual learning stipend
• Home office equipment stipend
• Quarterly “fun budgets” for team bonding events
• Opportunity to be part of a company that is changing a whole industry
• Opportunity for growth within the company
• Opportunity for remote, in-office, or hybrid work 

Office Environment

• The opportunity to choose the work environment that best suits you - remote, in-office, or hybrid.
• All remote & hybrid team members can enjoy:
  • Company-provided equipment for your home office
  • An equipment allowance for home office essentials
  • The opportunity to work at one of Glassdoor's Top 30 Best Places to Work in the US, 2020!
• Those who choose to come into the office can look forward to:
  • Bright and open offices in downtown Santa Barbara
  • Stocked snack kitchens 
  • Collaborative work spaces with Herman Miller chairs, height-adjustable desks, and a large 32-inch monitors
  • Dog-friendly office

Company Values

• Build the Dream
• Put People First
• Value Long Term Relationships Over Short Term Profit
• Make it Simple
• Be Data Driven
• Own It

The base salary range for this role is $140,000 to $150,000 per year. Final compensation will vary depending on factors including but not limited to: education, experience, skills and qualifications. PayJunction is an equal opportunity employer. We strive to create a work environment where people from all backgrounds and identities thrive. We firmly believe that more diversity and inclusion in our workforce creates a stronger team, product, and culture.

In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire. PayJunction reserves the right to conduct background and/or credit checks on all of its potential employees.