Wintrust Technology Jobs (NOW HIRING)

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol "WTFC."

Why join us?

• An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years)
• Competitive pay and annual discretionary bonus eligible
• Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
• Family-friendly work hours
• Promote from within culture

Responsibilities:

Underwrite existing LIHTC debt and equity portfolio credit approvals for renewals and other Credit requests pertaining to existing clients

Underwrite opportunity memos and full credit approvals for new affordable housing business clients

Independently analyze credit and financial information of property and individuals to determine the degree of risk associated with the extension of credit or investment of equity.

Proactively manage covenant compliance testing for existing clients and new clients on an ongoing basis.

Develop a working knowledge of credit/loan policy for credit requests and exceptions

Perform collateral analysis of current and prospective customers

Actively participate in existing client and potential new client meetings/site visits with banking team

Handle various aspects of a customer relationship except negotiations pertaining to pricing and loan structuring

Maintenance of Annual Review form for multi-year CRE borrowing facilities for existing clients

Work with external and internal business partners on review of deal related legal documents and assist with closings

Ongoing monitoring, tracking, and management of the reporting requirement and loan documentation exception process

Effective communication with Credit and Commercial Real Estate Banking Officers

Qualifications:

3+ years' commercial real estate/credit experience, with experience working on LIHTC transactions, a working knowledge of banking environment, products and all supporting processes and technology

Formal Bank credit training is preferred, with a strong understanding of general credit and risk principles, and banking policies/procedures

Bachelor's degree (Business, Finance, Accounting or Economics preferred)

Intermediate to advanced understanding of LIHTC

Proficiency in MS Office: Excel, Word, PowerPoint, and financial forecast models

Strong analytical and organizational skills with the ability to proactively manage and prioritize workflow

Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment

Benefits:

Medical Insurance Dental Vision Life insurance Accidental death and dismemberment Short-term and long-term Disability Insurance Parental Leave Employee Assistance Program (EAP) Traditional and Roth 401(k) with company match Flexible Spending Account (FSA) Employee Stock Purchase Plan at 5% discount Critical Illness Insurance Accident Insurance Transportation and Commuting Benefits Banking Benefits Pet Insurance

Compensation

The estimated salary range for this role is $85,000-$110,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills and experience.

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.