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Role Overview This is a unique opportunity to be at the forefront of one of the most dynamic and fast-evolving sectors in the market. As a member of the Healthcare Technology and Distribution Research team, you will: Analyze the digitization of healthcare: Cover companies that are driving and benefiting from the digital transformation of healthcare, including the rapid integration of artificial intelligence into clinical, administrative, and consumer-facing healthcare solutions. Develop deep sector expertise: Build a nuanced understanding of the interplay among providers, payors, employers, patients, and government stakeholders, and how these relationships shape investment outcomes across the healthcare ecosystem.

Evaluate emerging care models: Assess disruptive models such as value-based care, virtual care, and tech-enabled services as they challenge and reshape traditional care delivery modalities. Track policy and reimbursement dynamics: Analyze how changing reimbursement structures and evolving regulation create new investment opportunities and shift competitive dynamics across the industry. Cover a diverse company universe: Engage with a broad and varied set of companies spanning digital health, tech-enabled healthcare services, animal health, dental, and traditional care delivery organizations undergoing technological transformation.

This role offers the chance to work at the intersection of technology and healthcare investing, an area attracting significant capital, innovation, and client interest, while developing distinctive and highly marketable expertise. Responsibilities Citi Research focuses on delivering high-quality investment insights to investors globally, with a strong emphasis on independence and objectivity in its products and insights. The unit produces regular written research on healthcare technology and distribution companies, hosts investor meetings with company management teams, holds conference calls with industry consultants (including clinicians, health system executives, and policy experts), and regularly communicates with clients (both internal and external).

Modeling: Maintaining & updating existing company models; creating new models; maintaining relative value sheets Research: Assist with the publication of earnings previews/recaps, initiation reports, deep dive notes, and thematic research on trends. Communication: Assist with client inquiries and requests (internal and external) Events: Assist with coordination of investor meetings (management meetings and field trips) and conference calls Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency. Recommended Qualifications 5-8 years of previous experience, ideally with exposure to healthcare, healthcare technology, or digital health sectors SIE, FINRA 63, 86, 87, or obtained within 180 days MBA or graduate degree and/or CFA preferred Experience in equity research; healthcare or healthcare technology sector knowledge strongly preferred Good knowledge of accounting and modeling Interest in or familiarity with healthcare industry dynamics (including providers, payors, employers, government programs, and emerging care delivery models) is a plus Experience supporting senior equity research analysts Excellent interpersonal and writing skills Strong attention to detail Ability to secure and maintain applicable licenses Education Bachelor's/University degree, ------------------------------------------------------ Job Family Group: Research ------------------------------------------------------ Job Family: Research Analysis ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: New York New York United States ------------------------------------------------------ Primary Location Full Time Salary Range: $150,000.00 - $175,000.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards

Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com

Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.

------------------------------------------------------ Anticipated Posting Close Date: Sep 03, 2026 ------------------------------------------------------ Automated Processing and AI We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi. Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals.

Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details. Illinois residents - AI Notice and Right ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.