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Upstart Jobs in California (NOW HIRING)

Hired Recruiters

Software Engineer

San Francisco, CA · On-site +1

$140K - $170K/yr

Fast-growing team tackling an initial $140B market opportunity with a category-defining product * 77 NPS with customers like Zapier, Udemy, Coinbase, and Upstart * Women-led and mission-driven ...

Stripe

Software Engineer, Bridge

San Francisco, CA · On-site

We have a small team of people who have previously built financial infrastructure at some of the world's leading companies (Coinbase, Stripe, Square, Brex, Upstart, DoorDash, Airbnb), and each and ...

Gatik AI

V&V Systems Lead

Santa Clara, CA · On-site

$180K - $260K/yr

Upstart Gatik sees middle-mile deliveries as the path to profitable AVs * Tech Brew: Gatik AI exec unpacks the regulations that could shape the AV industry * Business Wire: Gatik Paves the Way for ...

Gatik AI

Buyer

Santa Clara, CA · On-site

$80K - $120K/yr

Upstart Gatik sees middle-mile deliveries as the path to profitable AVs * Tech Brew: Gatik AI exec unpacks the regulations that could shape the AV industry * Business Wire: Gatik Paves the Way for ...

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Showing results 21-40

All JobsUpstart JobsUpstart Jobs in California

Upstart information

See California salary details

$25K

$65.4K

$89.6K

How much do upstart jobs pay per year?

As of Sep 8, 2026, the average yearly pay for upstart in California is $65,388.00, according to ZipRecruiter salary data. Most workers in this role earn between $30,845.00 and $81,765.00 per year, depending on experience, location, and employer.

What is an Upstart?

Upstart jobs typically refer to roles available at Upstart, a financial technology company that uses artificial intelligence and machine learning to provide personal loans and other financial solutions. Employees at Upstart work in various fields, including software engineering, data science, product management, marketing, and customer support. Upstart jobs often focus on innovation, problem-solving, and improving access to credit by leveraging technology. The company is known for its collaborative culture and opportunities for professional growth. Working at Upstart can be rewarding for those interested in fintech and making a positive impact on financial services.

What are the key skills and qualifications needed to thrive as an Upstart employee?

To thrive at Upstart, you typically need a background in data analysis, finance, computer science, or a related field, often supported by a relevant degree or experience. Familiarity with technical tools such as SQL, Python, machine learning platforms, and CRM systems is highly valued. Strong problem-solving skills, adaptability, and effective communication help individuals excel in a fast-paced, innovative environment. These skills are crucial for driving technological advancements, optimizing lending processes, and delivering excellent customer experiences in the fintech sector.

What are some common challenges faced by Upstart loan underwriters, and how can they overcome them?

Upstart loan underwriters often encounter challenges such as assessing non-traditional credit data, managing high application volumes, and maintaining accuracy under tight deadlines. To overcome these hurdles, underwriters rely on Upstart's proprietary AI models, collaborate closely with data science and risk management teams, and continuously update their knowledge of lending regulations. Strong communication skills and adaptability are key to efficiently navigating evolving underwriting processes and ensuring fair lending decisions.

What is the difference between Upstart vs Loan Officer?

AspectUpstartLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may prefer a bachelor's degreeHigh school diploma or equivalent; often requires licensing or certification
Work EnvironmentOnline platform, remote or office-basedBank or lending institution, office or remote
Industry UsageFintech, online lendingBanking, mortgage, consumer lending
Common Search IntentCompare online lending platformsCompare lending careers or roles in banking

Upstart is a fintech company specializing in online personal loans, often employing data-driven algorithms. Loan Officers work in traditional financial institutions, assessing loan applications and guiding clients through the lending process. While both roles involve lending, Upstart focuses on digital platforms, whereas Loan Officers are typically employed in banks or credit unions. Understanding these differences helps job seekers find roles aligned with their skills and career goals.

What job categories do people searching Upstart jobs in California look for?

The top searched job categories for Upstart jobs in California are:

What cities in California are hiring for Upstart jobs?

Cities in California with the most Upstart job openings:

Upstart jobs near you
Infographic showing various Upstart job openings in California as of September 2026, with employment types broken down into 79% Full Time, and 21% Part Time. Highlights an 36% Physical, 6% Hybrid, and 58% Remote job distribution, with an average salary of $65,388 per year, or $31.4 per hour.

Software Engineer

San Francisco, CA • On-site, Remote

Hired Recruiters
Internet and IT • 1 - 10 employees
Learn more about Hired Recruitersexternal

$140K - $170K/yr

Full-time

Medical, Retirement, PTO

Re-posted 14 days ago

Job description

JOB DESCRIPTION 

Why Searchlight?

  • Searchlight is creating a new category of data-driven hiring, focused on data infrastructure that closes the loop between recruiting and post-hire outcomes.
  • Fresh funding from top-tier investors like YC, Accel, and Founders Fund
  • Fast-growing team tackling an initial $140B market opportunity with a category-defining product
  • 77 NPS with customers like Zapier, Udemy, Coinbase, and Upstart
  • Women-led and mission-driven company, founders are Forbes 30U30 with backgrounds from Stanford, Uber, Google, and McKinsey
  • Opportunity for meaningful ownership, leadership, and autonomy

Recommended Reading: Using Data for Hiring at Zapier

We are looking for a teammate we can count on to:

  • Given an initial design and technical plan, consistently deliver an end-to-end new product feature
  • Collaborate with other engineers to scope product requirements and write technical specifications
  • Be shockingly efficient and results-driven to deliver software improvements to our users
  • Produce high-quality, production-ready, readable, maintainable code

Relevant Experience:

  • 2-4 years of experience software engineering, preferably at a seed, Series A, or Series B company
  • Well-versed in at least one modern engineering framework, and has showed aptitude to pick up new frameworks quickly
  • Our stack is React, Apollo GraphQL, Postgres, Node, JavaScript / TypeScript

Success Profile:

  • Self-starter and fast learner
  • Sharp at problem solving, critical thinking, and systems thinking
  • Proactive communicator, both verbal and written, around technical decisions and project deadlines
  • Primarily motivated to deliver high impact solutions to users rather than by using the latest coolest technologies
  • Biased towards action and speed of delivery rather than quality
  • Hungry to accelerate professional and personal growth

Within 1 week you’ll...

  • Onboard with our team
  • Ship your first commit on day one
  • Take on 1-2 small tickets to address bugs or make minor improvements. These will have both front-end and back-end components to help you gain familiarity with our codebase
  • Have 1:1s with everyone on the team
  • Go through a product orientation to get familiar with the different pieces of our platform

Within 1 month you'll...

  • Ship your first major project, which will involve scoping, writing the technical plan (ERD) with your onboarding buddy, submitting your ERD for team review, creating Jira tickets + estimates, writing unit tests, creating incremental pull requests, requesting code review, and finally - deploy!
  • Participate in code reviews for other members of the team
  • Shadow a few customer and partner meetings every week

Within 6 months you'll...

  • Work with the engineering team to scope and ship products
  • Help us grow our team by mentoring new engineers, writing internal tooling and documentation, and interviewing new hires

Logistics:

  • We are a hybrid team located across several states
  • Our EPD team works 3x-a-week from our Jackson Square SF office
  • We work synchronously in PDT hours
  • Weekly team dinners (remote) sponsored by the company
  • Competitive salary, Significant Equity
  • 401(k), Unlimited PTO, Health Insurance (100% paid premiums)

Diverse and Inclusive Employer

We’re committed to providing equal treatment and opportunity to all applicants at every stage of the hiring cycle and throughout their life at the company. We don’t discriminate on the basis of race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, veteran or military status, or any other legally protected status.

Note: Research says men tend to apply even if they only meet ~60% of the job qualifications, whereas women and other marginalized groups are hesitant to do so. If you don’t match 100% of the job qualifications but think you’d be a great fit, we encourage you to apply!