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Universal Banking Associate Jobs in Colorado (NOW HIRING)

Preferred Skills Accountability, Banking, Client Loyalty, Customer Experience (CX), Customer ... Associates or equivalent degree as well as related experience or product knowledge to accomplish ...

Preferred Skills Accountability, Banking, Client Loyalty, Customer Experience (CX), Customer ... Associates or equivalent degree as well as related experience or product knowledge to accomplish ...

Preferred Skills Accountability, Banking, Client Loyalty, Customer Experience (CX), Customer ... Associates or equivalent degree as well as related experience or product knowledge to accomplish ...

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Universal Banking Associate information

What is a universal banking associate?

Universal Banking Associates are versatile bank employees who handle a wide range of banking tasks, including customer service, teller transactions, opening accounts, and assisting with loans. They are trained to perform various duties to ensure smooth branch operations and provide a one-stop experience for customers. This role requires strong communication skills, attention to detail, and the ability to adapt to different responsibilities throughout the day. Universal Banking Associates often serve as the first point of contact for clients and play a key role in promoting the bank’s products and services.

How does a universal banking associate typically collaborate with other departments within a branch?

As a Universal Banking Associate, you’ll work closely with colleagues across multiple departments, such as loan officers, branch managers, and customer service representatives. Your role often involves acting as a bridge between the customer and specialized teams, ensuring that client needs—whether deposits, loans, or account services—are addressed efficiently. This collaborative environment helps you gain exposure to different banking functions, which can be beneficial for professional growth and understanding the broader operations of the branch.

What are the key skills and qualifications needed to thrive as a universal banking associate, and why are they important?

To thrive as a Universal Banking Associate, you need a solid understanding of banking products, financial regulations, and customer service, often supported by a degree in finance or related experience. Familiarity with banking software, CRM systems, and cash handling procedures is typically required. Strong interpersonal skills, attention to detail, and problem-solving abilities help you build trust with clients and efficiently address their needs. These skills are vital for ensuring customer satisfaction, regulatory compliance, and the smooth operation of daily banking activities.

What is the difference between Universal Banking Associate vs Customer Service Representative?

AspectUniversal Banking AssociateCustomer Service Representative
Required CredentialsHigh school diploma; some roles may prefer banking certificationsHigh school diploma or equivalent; customer service experience preferred
Work EnvironmentBank branches, financial institutions, handling banking transactions and client inquiriesCall centers, retail stores, or service desks assisting customers with inquiries and issues
Employer & Industry UsageFinancial institutions, banks, credit unionsRetail companies, banks, service providers
Common Search & ComparisonOften compared for roles involving banking operations and client interactionCompared for customer support roles in various industries

The Universal Banking Associate and Customer Service Representative roles both involve client interaction within financial or retail environments. While the Universal Banking Associate focuses more on banking transactions and financial services, the Customer Service Representative handles broader customer inquiries across industries. Both roles require strong communication skills, but the Universal Banking Associate typically needs some banking-specific knowledge or certifications.

What cities in Colorado are hiring for Universal Banking Associate jobs?

Cities in Colorado with the most Universal Banking Associate job openings:

Personal Banker - Universal- 64th and McIntyre

Arvada, CO • On-site

PNC Bank
Banking and Credit Intermediation • 10K+ employees

$45K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 28 days ago


PNC Bank rating

7.7

Company rating: 7.7 out of 10

Based on 348 frontline employees who took The Breakroom Quiz


Job description

Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Universal Banker within PNC's retail organization, you will be based in Arvada, CO.
Bilingual (Spanish) preferredPNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.Job Description
  • Acquires and deepens the branch customer base through a variety of proactive sales and service activities. Manages the customer experience by identifying opportunities to improve the customer's financial wellbeing. Collaborates with ecosystem partners to grow customer's share of wallet. Positions PNC solutions to drive new revenue and customer loyalty.
  • Drives proactive sales conversations through internal and outbound interactions with a defined sales process including outbound calling, service to sales, teller interactions, appointment setting and effective lobby engagement, ultimately elevating client loyalty. Delivers a full PNC conversation with every client interaction to identify appropriate PNC solutions. Leverages ecosystem partnerships as well as community Centers of Influence to acquire, expand and retain relationships.
  • Creates customer loyalty and grows customer share of wallet through a differentiated customer experience. Performs lobby engagement activities to connect with customers and position PNC products to meet their needs. Educates customers on options for managing financial transactions by leveraging technology, tools and resources.
  • Applies product and procedural knowledge to identify, mitigate and solve customer problems effectively to drive customer loyalty.
  • Manages risk through adherence to all policies and procedures, demonstrating sound judgment within established limits. Demonstrates a heightened scrutiny to identify and avoid loss. Participates in branch daily operations, ensuring they are completed in an efficient and accurate manner.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

  • Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
  • Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

To learn more about this opportunity, please watch this video.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred SkillsAccountability, Banking, Client Loyalty, Customer Experience (CX), Customer Service, Identifying Opportunities, Leveraging Technology, Proactive SalesCompetenciesBanking Products, Digital Awareness, Effective Communications, Managing Multiple Priorities, Matrix Management, Problem Solving, Prospecting., Retail Lending, Selling., Understanding Customer NeedsWork ExperienceRoles at this level typically require an Associates or equivalent degree as well as related experience or product knowledge to accomplish primary duties. Typically requires 3+ years experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationNo DegreeCertificationsNo Required Certification(s)LicensesCandidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.Language AssessmentsNo Required or Preferred Language AssessmentsPay TransparencyBase Salary: $45,375.00 - $75,625.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.Application WindowGenerally, this opening is expected to be posted for two business days from 07/14/2026, although it may be longer with business discretion.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visitpncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.


At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)


PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.


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