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Underwriting Training Program Jobs in Indiana (NOW HIRING)

Ruoff Mortgage

Remote DE FHA Underwriter

Fort Wayne, IN · Remote

$70K - $80K/yr

If you're a detail-oriented professional with at least 3 years of mortgage underwriting experience ... Access to training, education, and advancement opportunities * Employee Assistance Program (EAP)

Ruoff Mortgage

Remote DE FHA Underwriter

Fort Wayne, IN · Remote

$70K - $80K/yr

If you're a detail-oriented professional with at least 3 years of mortgage underwriting experience ... Access to training, education, and advancement opportunities * Employee Assistance Program (EAP)

Centier

Underwriter 3 - Risk Governance

Carmel, IN

Working knowledge of underwriting principles for moderately complex Commercial & Industrial or ... bank training program. Credit Review experience is preferred. What do I do now? * Apply with us!

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Underwriting Training Program information

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$32

How much do underwriting training program jobs pay per hour?

As of Jun 30, 2026, the average hourly pay for underwriting training program in Indiana is $21.19, according to ZipRecruiter salary data. Most workers in this role earn between $16.01 and $26.06 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Underwriting Training Program position, and why are they important?

To thrive in an Underwriting Training Program, candidates typically need a bachelor's degree in finance, business, economics, or a related field, along with strong analytical and mathematical skills. Familiarity with spreadsheet software, underwriting systems, and industry certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Attention to detail, critical thinking, and effective communication are important soft skills for collaborating with teams and analyzing risk. These abilities help ensure accurate risk assessments, efficient workflow, and a strong foundation for future underwriting responsibilities.

Will AI replace underwriting?

AI is increasingly used in underwriting to automate data analysis and risk assessment, but it is unlikely to fully replace underwriters. Human judgment remains essential for interpreting complex information, making nuanced decisions, and ensuring compliance. Underwriting training programs now include skills in AI tools to enhance decision-making rather than replace the role entirely.

How to get into underwriting with no experience?

Entering an underwriting training program with no experience typically involves demonstrating strong analytical skills, attention to detail, and a willingness to learn. Candidates often start by completing relevant coursework or certifications in insurance or finance, and gaining familiarity with underwriting software and industry standards can improve prospects. Entry-level roles or internships can also provide practical experience and a pathway into underwriting careers.

What is an Underwriting Training Program job?

An Underwriting Training Program is an entry-level position designed to train individuals in the fundamentals of risk assessment, policy evaluation, and decision-making within the insurance or financial industries. Trainees typically receive structured classroom instruction and hands-on experience working with senior underwriters. The program aims to develop analytical, communication, and decision-making skills necessary for assessing loan or insurance applications. Upon completion, participants often transition into underwriting roles with increased responsibilities.

What can I expect during my time in an Underwriting Training Program?

During an Underwriting Training Program, you can expect to participate in a combination of classroom instruction and hands-on learning, where you’ll be introduced to risk assessment methods, insurance products, and company-specific underwriting guidelines. You’ll often work closely with experienced underwriters, shadowing their activities, reviewing case studies, and gradually taking on more responsibility in evaluating applications. The program typically emphasizes teamwork, ongoing feedback, and regular progress evaluations to prepare you for a full underwriting role. This immersive experience is designed to build your technical knowledge, decision-making skills, and confidence in handling real-world underwriting challenges.

How to train to become an underwriter?

To train as an underwriter, individuals typically complete a bachelor's degree in finance, business, or a related field. On-the-job training and internships provide practical experience, while professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance knowledge and career prospects. Developing skills in risk assessment, attention to detail, and familiarity with underwriting software are also important.

How much do trainee underwriters make?

Trainee underwriters typically earn between $40,000 and $55,000 annually, depending on the industry, location, and level of experience. As they complete training and gain skills in risk assessment and underwriting software, their salary can increase accordingly.
What are popular job titles related to Underwriting Training Program jobs in Indiana? For Underwriting Training Program jobs in Indiana, the most frequently searched job titles are:
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Underwriting Training Program jobs near you
Infographic showing various Underwriting Training Program job openings in Indiana as of June 2026, with employment types broken down into 100% Full Time. Highlights an 83% In-person, and 17% Remote job distribution, with an average salary of $44,072 per year, or $21.2 per hour.
Small Business Underwriter - Hybrid

Small Business Underwriter - Hybrid

Selective Insurance Company of America

Indianapolis, IN • On-site

Full-time

Medical, Retirement, PTO

Posted 8 days ago

Job description

About Us
At Selective, we don't just insure uniquely, we employ uniqueness.
Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work® in 2025 for the sixth consecutive year.
Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.
Overview
Underwrites and markets new small business accounts within the lowest levels of authority for assigned agencies and assists Agency Management Specialists with their efforts to fully capitalize on small account production opportunities. Partners effectively with field underwriting staff to seek out and develop these opportunities.• Provides responsive support and guidance to agents. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.
Responsibilities
  • Responsible for new small business production in assigned territory. Gather, analyze and evaluate risk exposure through appropriate risk documentation. Adopt proactive actions and/or make proactive recommendations to improve risk profitability.
  • Work within specific letter of authority to quote, accept, decline and modify risks within territorial assignment in accordance with accepted underwriting guidelines. Refer all outside of authority to Small Business Territory Manager or Agency Management Specialist.
  • Apply knowledge and understanding of coverage forms, rating plans and underwriting guidelines in the selection and pricing of individual risks. Ensure adequate pricing of individual risks through proper classification, accuracy of information and adherence to company underwriting standards and philosophy.
  • Answer incoming calls from agents on coverage, billing questions, and making adjustments to policy information based upon prescribed authority for new small business submissions on Commercial Property and Casualty lines of business. Effectively communicate underwriting decisions and appetite to agents.
  • Work in unison with Agents, Regional Underwriters and AMS's and other departments within the Selective community to grow a profitable book of "small business" based on agency/territory/team assignments. Actively markets small business product to agents and travels within assigned territory, as necessary.
  • Reinforce the ease of doing business with Selective by meeting or exceeding agent expectations and service quality on a consistent basis. Communicate openly and in a timely fashion. Drive agent adoption of our technology through our training efforts in CLAS.
  • Monitor premium growth for each "small business" segment, within assigned territory, with the use of electronic reporting tools. Continually conduct profit and growth analysis by territory and agency as assigned.
  • Develop and maintain effective working relationships with manager, peers and agents. Communicate openly and in a timely fashion to team members on individual progress and shares information.
  • Develops knowledge of industry information, products, competitors, and customer preferences.
  • Responsible for automobile travel within territory traveling to agent offices. Car travel represents approximately 10-20% of employee's time.

Qualifications
Knowledge and Requirements
  • Demonstrate proficiency in usage of all supplied desktop tools, including the automated underwriting and email systems.
  • Ability and desire to develop and execute pro-active marketing strategies.
  • Ability to effectively communicate with agents while applying the appropriate sense of urgency.
  • Must be able to build effective relationships with agents, regional underwriting, management and peers.
  • Position requires ability to travel and a valid state issued driver's license in good standing.

Education and Experience
  • College degree preferred
  • Minimum of 1 year of underwriting and/or marketing experience preferred
  • Designations of AU or CIC or CPCU preferred.

Total Rewards
Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and 20 days of paid time off. Additional details about our total rewards package can be found by visiting our benefits page.
The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.
Pay Range
USD $60,000.00 - USD $78,000.00 /Yr.
Additional Information
Selective is an Equal Employment Opportunity employer. That means we respect and value every individual's unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences - and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.
For Massachusetts Applicants
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

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