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Underwriting Training Program Jobs in Alabama (NOW HIRING)

Auto-Owners Insurance

Underwriter

Montgomery, AL · On-site

... underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:

Manulife

$96K - $113K/yr

Provide training and act as an information resource for more junior underwriters. * May process all ... Our generous paid time off program in the U.S. includes up to 11 paid holidays, 3 personal days ...

Huntington

Business Banking Underwriter III

Hoover, AL · On-site +1

$77K - $154K/yr

... is responsible for underwriting Business Banking loans to determine credit worthiness and ... Appropriately assess risk profile of borrower. * Assist with training and mentoring new hires as ...

Huntington

Business Banking Underwriter III

Birmingham, AL · On-site +1

$77K - $154K/yr

... is responsible for underwriting Business Banking loans to determine credit worthiness and ... Appropriately assess risk profile of borrower. * Assist with training and mentoring new hires as ...

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Underwriting Training Program information

What are the key skills and qualifications needed to thrive in the Underwriting Training Program position, and why are they important?

To thrive in an Underwriting Training Program, candidates typically need a bachelor's degree in finance, business, economics, or a related field, along with strong analytical and mathematical skills. Familiarity with spreadsheet software, underwriting systems, and industry certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Attention to detail, critical thinking, and effective communication are important soft skills for collaborating with teams and analyzing risk. These abilities help ensure accurate risk assessments, efficient workflow, and a strong foundation for future underwriting responsibilities.

Will AI replace underwriting?

AI is increasingly used in underwriting to automate data analysis and risk assessment, but it is unlikely to fully replace underwriters. Human judgment remains essential for interpreting complex information, making nuanced decisions, and ensuring compliance. Underwriting training programs now include skills in AI tools to enhance decision-making rather than replace the role entirely.

How to get into underwriting with no experience?

Entering an underwriting training program with no experience typically involves demonstrating strong analytical skills, attention to detail, and a willingness to learn. Candidates often start by completing relevant coursework or certifications in insurance or finance, and gaining familiarity with underwriting software and industry standards can improve prospects. Entry-level roles or internships can also provide practical experience and a pathway into underwriting careers.

What is an Underwriting Training Program job?

An Underwriting Training Program is an entry-level position designed to train individuals in the fundamentals of risk assessment, policy evaluation, and decision-making within the insurance or financial industries. Trainees typically receive structured classroom instruction and hands-on experience working with senior underwriters. The program aims to develop analytical, communication, and decision-making skills necessary for assessing loan or insurance applications. Upon completion, participants often transition into underwriting roles with increased responsibilities.

What can I expect during my time in an Underwriting Training Program?

During an Underwriting Training Program, you can expect to participate in a combination of classroom instruction and hands-on learning, where you’ll be introduced to risk assessment methods, insurance products, and company-specific underwriting guidelines. You’ll often work closely with experienced underwriters, shadowing their activities, reviewing case studies, and gradually taking on more responsibility in evaluating applications. The program typically emphasizes teamwork, ongoing feedback, and regular progress evaluations to prepare you for a full underwriting role. This immersive experience is designed to build your technical knowledge, decision-making skills, and confidence in handling real-world underwriting challenges.

How to train to become an underwriter?

To train as an underwriter, individuals typically complete a bachelor's degree in finance, business, or a related field. On-the-job training and internships provide practical experience, while professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance knowledge and career prospects. Developing skills in risk assessment, attention to detail, and familiarity with underwriting software are also important.

How much do trainee underwriters make?

Trainee underwriters typically earn between $40,000 and $55,000 annually, depending on the industry, location, and level of experience. As they complete training and gain skills in risk assessment and underwriting software, their salary can increase accordingly.
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What job categories do people searching Underwriting Training Program jobs in Alabama look for? The top searched job categories for Underwriting Training Program jobs in Alabama are:
Underwriting Training Program jobs near you
Infographic showing various Underwriting Training Program job openings in Alabama as of June 2026, with employment types broken down into 1% As Needed, 90% Full Time, 5% Part Time, and 4% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.

Underwriter

Auto Owners Insurance Company

Montgomery, AL

Full-time

Retirement, PTO

Posted 9 days ago

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:

  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquire a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program

Desired Skills & Experience

  • Bachelor's degree or direct equivalent experience with property/casualty underwriting
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Continually develop product knowledge through participation in approved educational programs

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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