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Underwriting Associate Jobs in Phoenix, AZ (NOW HIRING)

Supervise a team of Associate Underwriters. * Monitor the day-to-day processing of a team of Associate Underwriters. * Ensure all transactions are processed within company established service ...

Associate's or Bachelor's degree preferred. * Prior experience in an administrative support or ... Underwriters, and other internal business partners. * Strong organizational and time-management ...

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Underwriting Associate information

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How much do underwriting associate jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for underwriting associate in Phoenix, AZ is $18.88, according to ZipRecruiter salary data. Most workers in this role earn between $15.05 and $20.05 per hour, depending on experience, location, and employer.

What is an underwriting associate?

Underwriting associates are entry- to mid-level professionals who support underwriters in evaluating and processing insurance applications or loan requests. They assist in gathering and reviewing applicant information, assessing risk factors, and preparing documentation necessary for decision-making. Their work ensures that underwriters have accurate data to determine whether to approve or deny coverage or loans, and under what terms. Underwriting associates often interact with agents, clients, and other departments to facilitate a smooth underwriting process.

What are the key skills and qualifications needed to thrive as an underwriting associate?

To thrive as an Underwriting Associate, you need a strong understanding of risk assessment, analytical skills, and knowledge of insurance principles, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, data analysis tools, and sometimes certifications such as CPCU or AU is highly valuable. Attention to detail, effective communication, and organizational skills help you excel in evaluating applications and collaborating with clients and colleagues. These skills ensure accurate risk evaluation, efficient workflow, and compliance with industry standards, leading to sound business decisions and customer satisfaction.

What are some common challenges underwriting associates face when balancing risk assessment with client expectations?

Underwriting Associates often need to carefully evaluate the risk profile of applicants while also considering the business objectives and maintaining positive relationships with clients or brokers. A common challenge is ensuring thorough risk analysis under tight deadlines, especially when clients expect quick decisions. Balancing the need for accuracy and compliance with internal policies, while also providing responsive service, requires strong organizational and communication skills. Collaborating closely with senior underwriters and other departments can help manage these challenges and ensure informed, fair decisions.

Is underwriting a hard career?

Underwriting is a detail-oriented role that requires strong analytical skills, attention to detail, and knowledge of insurance or financial products. It can be challenging due to the need to assess risk accurately and make decisions under pressure, but it also offers opportunities for professional growth and specialization.

Is underwriting an entry level position?

Underwriting associate positions are often entry-level roles that require basic knowledge of insurance or finance, strong analytical skills, and attention to detail. Many employers provide on-the-job training, and some roles may prefer candidates with a relevant degree or certification, such as the Chartered Insurance Professional (CIP).

What are the most commonly searched types of Underwriting jobs in Phoenix, AZ?

The most popular types of Underwriting jobs in Phoenix, AZ are:

What cities near Phoenix, AZ are hiring for Underwriting Associate jobs?

Cities near Phoenix, AZ with the most Underwriting Associate job openings:

Infographic showing various Underwriting Associate job openings in Phoenix, AZ as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 22% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $39,269 per year, or $18.9 per hour.

Associate Underwriter (Aviation)

IAT Insurance Group

Scottsdale, AZ • On-site

Full-time

Medical, Retirement, PTO

Posted 5 days ago


IAT Insurance Group rating

8.7

Company rating: 8.7 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

72nd of 315 rated insurance


Job description

Raise your hand if you're naturally curious and enjoy learning about different industries and how their businesses operate. We get that. In fact, this Associate Underwriter role might be the perfect career launch to keep you learning, analyzing, and growing. This position is part of our extensive Associate Underwriter Program, a structured and immersive experience designed to build a strong foundation in the field. Through this program, hires gain exposure to all angles of the underwriting profession and are equipped to apply analytical skills in evaluating business risk from an insurance standpoint.
Building a strong career foundation is imperative to professional growth - that's why our Associate Underwriter program is designed to provide hires with the skills needed for a rewarding future in Underwriting. Associate Underwriters will be mentored by a designated coach to learn about the company, and the part they'll play in making IAT successful.
Job Description:
The Aviation Business Unit at IAT Insurance Group has an opening for an Associate Underwriter that can be in our Scottsdale, Arizona or Alpharetta, Georgia office locations starting June 1st of 2027.
This is a great entry-level career opportunity and/or a great position for someone with several years of industry experience who wants to continue to learn and grow in the insurance industry. Please note, IAT works on a hybrid schedule, working from the office Monday through Wednesday with the option of working remotely Thursday and Friday.
As an Associate Underwriter, you'll make an impact by:
  • Evaluating information to determine risk acceptability, price, and document decisions in accordance with company guidelines and standards.
  • Making appropriate decisions based on evaluation of information.
  • Effectively communicating and negotiating underwriting and pricing decisions to achieve optimal outcomes and ensure understanding of company direction.
  • Documenting decisions in accordance with business unit best practices and regulatory standards.
  • Building effective working relationships with assigned agency personnel as well as internal company staff.
  • Acting with a sense of urgency on all inquiries/requests.
  • Providing unmatched customer service.
  • Driving new business opportunities to assigned agents.
  • Manage small territory with mentor oversight
  • Assist with various reporting and project needs
  • Performs other duties as assigned.

We're ready to onboard a candidate with:
  • A four-year college degree or equivalent applicable experience (We will consider May 2027 graduates)
  • Equivalent applicable experience is defined as 4 years of applicable insurance industry experience.
  • The desire and ability to travel.
  • Excellent oral and written communication skills as well as demonstrated leadership, professionalism, organization, and time management.
  • To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.
At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.
We offer comprehensive benefits (Full Time Employees Eligible):
  • 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
  • 7% 401(k) Company Match and additional Profit Sharing
  • Hybrid work environment
  • Numerous training and development opportunities to assist you in furthering your career
  • Healthcare and Wellness Programs
  • Opportunity to earn performance-based bonuses
  • College Loan Assistance Support Plan
  • Educational Assistance Program
  • Mentorship Program
  • Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

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