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Underwriting Associate Jobs in Tennessee (NOW HIRING)

Acrisure

Underwriting Assistant

Oak Ridge, TN · On-site

$18.75 - $25.50/hr

Associate degree preferred. * Previous insurance, customer service, administrative support, or underwriting support experience preferred. #LI-LR1 Candidates should be comfortable with an on-site ...

CRC Group

Associate Underwriting Team Lead

Memphis, TN · On-site

$90 - $120/hr

## Associate Underwriting Team LeadApplylocations: Memphis, TNtime type: Full timeposted on: Posted Yesterdayjob requisition id: R0000002840**The position is described below. If you want to apply, click ...

CRC Group

Associate Underwriting Team Lead

Memphis, TN · On-site

This role underwrites new and renewal business, provides technical expertise, and supports the coordination and development of underwriting teams. The core function of this role centers on balancing ...

The Hartford

Captives Underwriter

Franklin, TN · Hybrid

$124K - $199K/yr

You will have responsibility for underwriting workers compensation, general liability and ... Demonstrates excellent working relationships with all internal business associates leading to a ...

Berkley

Manager - Contract Surety

Nashville, TN · On-site

May assist or be directly responsible in the development, mentoring/coaching or supervision of Executive Underwriters, Sr. Underwriters, Underwriters, Associate Underwriters or Underwriting Trainees ...

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Underwriting Associate information

See Tennessee salary details

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How much do underwriting associate jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for underwriting associate in Tennessee is $17.26, according to ZipRecruiter salary data. Most workers in this role earn between $13.75 and $18.32 per hour, depending on experience, location, and employer.

What is an underwriting associate?

Underwriting associates are entry- to mid-level professionals who support underwriters in evaluating and processing insurance applications or loan requests. They assist in gathering and reviewing applicant information, assessing risk factors, and preparing documentation necessary for decision-making. Their work ensures that underwriters have accurate data to determine whether to approve or deny coverage or loans, and under what terms. Underwriting associates often interact with agents, clients, and other departments to facilitate a smooth underwriting process.

What are the key skills and qualifications needed to thrive as an underwriting associate?

To thrive as an Underwriting Associate, you need a strong understanding of risk assessment, analytical skills, and knowledge of insurance principles, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, data analysis tools, and sometimes certifications such as CPCU or AU is highly valuable. Attention to detail, effective communication, and organizational skills help you excel in evaluating applications and collaborating with clients and colleagues. These skills ensure accurate risk evaluation, efficient workflow, and compliance with industry standards, leading to sound business decisions and customer satisfaction.

What are some common challenges underwriting associates face when balancing risk assessment with client expectations?

Underwriting Associates often need to carefully evaluate the risk profile of applicants while also considering the business objectives and maintaining positive relationships with clients or brokers. A common challenge is ensuring thorough risk analysis under tight deadlines, especially when clients expect quick decisions. Balancing the need for accuracy and compliance with internal policies, while also providing responsive service, requires strong organizational and communication skills. Collaborating closely with senior underwriters and other departments can help manage these challenges and ensure informed, fair decisions.

Is underwriting a hard career?

Underwriting is a detail-oriented role that requires strong analytical skills, attention to detail, and knowledge of insurance or financial products. It can be challenging due to the need to assess risk accurately and make decisions under pressure, but it also offers opportunities for professional growth and specialization.

Is underwriting an entry level position?

Underwriting associate positions are often entry-level roles that require basic knowledge of insurance or finance, strong analytical skills, and attention to detail. Many employers provide on-the-job training, and some roles may prefer candidates with a relevant degree or certification, such as the Chartered Insurance Professional (CIP).

What are the most commonly searched types of Underwriting jobs in Tennessee?

The most popular types of Underwriting jobs in Tennessee are:

What cities in Tennessee are hiring for Underwriting Associate jobs?

Cities in Tennessee with the most Underwriting Associate job openings:

Underwriting Associate jobs near you
Infographic showing various Underwriting Associate job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 23% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $35,895 per year, or $17.3 per hour.

Underwriting Associate - Transactional Surety (Hybrid)

Intact Insurance Specialty Solutions

Nashville, TN • On-site

$64K - $75K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community.
Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It's our promise to you.
Who we are
At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups.
Intact's Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team.
The opportunity
We currently have an opportunity for an Underwriting Associate to join our Transactional Surety team based in our Nashville, TN office on a hybrid schedule. This role provides technical support to underwriters and producers, focusing on moderately complex commercial surety accounts. Surety is a specialized area of the insurance industry that provides financial guarantees to ensure obligations are met. At its core, Surety helps businesses and organizations build trust and maintain compliance. This role is on our Transactional Surety team. Transactional surety bonds support one-time or short-term obligations, often tied to specific projects or agreements. They provide flexibility for businesses that need coverage for unique or limited-duration commitments. The Underwriting Associate plays a key role in ensuring the efficient processing of new and renewal surety submissions. Some of the Underwriting Associate responsibilities include but are not limited to:

  • Support underwriters in developing and servicing a profitable book of transactional surety business, including new and renewal submissions.
  • Within delegated authority, approve, decline, and issue transactions for new business, renewals, and endorsements, ensuring alignment with Surety underwriting guidelines and company standards.
  • Document underwriting files and ensure completeness for final review by underwriters, utilizing automated desktop systems and tools.
  • Serve as the first point of contact for brokers and producers, providing timely responses to inquiries about Surety products and coverage.
  • Research and resolve moderately complex questions regarding Surety processes, procedures, and coverage.
  • Occasionally travel with underwriters to key producers/accounts to support business development and relationship management.
  • Assist in the development of new processes, procedures, or systems to enhance Surety operations.
  • Mentor and train other Underwriting Associates and Assistants as needed.
The expertise you bring
  • Associate's or Bachelor's degree preferred.
  • 3-5 years of underwriting support or related insurance experience, with a strong preference for Surety or commercial lines.
  • Demonstrated analytical, decision-making, and problem-solving skills.
  • Excellent oral and written communication skills, including the ability to interact professionally with brokers, clients, and internal teams.
  • Proficiency in Microsoft Office and underwriting systems.
  • High level of accuracy, confidentiality, and follow-through.
  • Ability to work independently and collaboratively in a fast-paced, dynamic environment.
  • Willingness and ability to travel as needed for broker and client meetings.
  • Adaptability to changing priorities and business needs.
Our salary ranges are determined by many factors including location, role, experience and skillset of the candidate. The following ranges displayed reflect the target base salary for new hires; however, your recruiter will provide more specific compensation details during the hiring process. The typical base salary range for this position is: $64,000 - $75,000, based on the factors aforementioned. In addition to base salary, full time Intact employees are also eligible for bonus potential and a full range of benefits to include but not limited to:
  • Comprehensive medical, dental and vision insurance with no waiting period
  • Competitive paid time off programs
  • 401(k) savings and annual contributions of up to 12% of annual salary
  • Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits
This position will remain posted until a final candidate is selected. Once the role is filled, this job posting will be removed.
Why choose Intact
We live our Values: We are committed to acting with the highest of ethical standards through our five core values: integrity, respect, customer driven, excellence and social responsibility.
Our commitment to Diversity: Founded in our values, we see diversity as a strength and aspire to create an environment where everyone can be themselves, grow and succeed. Together, we will stand up for what's right to build an inclusive society.
Manage your Time: What you accomplish matters more than hours in the office. We are committed to creating a positive and supportive environment in which you perform your best. Our Time-Off and Flexible Work Arrangement options help foster a healthy work-life balance.
Check out our Glassdoor reviews to see why people love working for Intact!
Our promise to you
Our Values are foundational to our success at Intact. You'll make a difference every day when you live our Values, do your best work, are open to change, and invest in yourself.
In return, we promise you support, opportunities and performance-led financial rewards in a flexible work environment where you can:
  • Shape the future: Help us lead an insurance transformation to better protect people, businesses and society.
  • Win as a team: Collaborate with inspiring people to do your best work every day and together, stand up for what is right.
  • Grow with us: Refresh and reinvent your skills, learn from our diverse teams, lift others up, and grow.

About Intact
At Intact Insurance Specialty Solutions we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services.
#LI-US
#LI-CC1
#LI-Hybrid
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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