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Underwriting Associate Jobs in Rhode Island (NOW HIRING)

Ourhrconnect

Manager, Underwriting

Carolina, RI · Hybrid

Degree Equivalency: 4 years job related work experience or Associate's and 2 years job related work experience * Required Work Experience: 7 years Underwriting. 2 years in a supervisory role OR ...

CVS Health

Underwriting Sr. Associate

Woonsocket, RI · On-site

CVS Health Underwriting Analyst We're building a world of health around every individual -- shaping a more connected, convenient and compassionate health experience. At CVS Health ® , you'll be ...

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All JobsUnderwriting Associate JobsUnderwriting Associate Jobs in Rhode Island

Underwriting Associate information

See Rhode Island salary details

$9

$18

$31

How much do underwriting associate jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for underwriting associate in Rhode Island is $18.62, according to ZipRecruiter salary data. Most workers in this role earn between $14.81 and $19.76 per hour, depending on experience, location, and employer.

What is an underwriting associate?

Underwriting associates are entry- to mid-level professionals who support underwriters in evaluating and processing insurance applications or loan requests. They assist in gathering and reviewing applicant information, assessing risk factors, and preparing documentation necessary for decision-making. Their work ensures that underwriters have accurate data to determine whether to approve or deny coverage or loans, and under what terms. Underwriting associates often interact with agents, clients, and other departments to facilitate a smooth underwriting process.

What are the key skills and qualifications needed to thrive as an underwriting associate?

To thrive as an Underwriting Associate, you need a strong understanding of risk assessment, analytical skills, and knowledge of insurance principles, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, data analysis tools, and sometimes certifications such as CPCU or AU is highly valuable. Attention to detail, effective communication, and organizational skills help you excel in evaluating applications and collaborating with clients and colleagues. These skills ensure accurate risk evaluation, efficient workflow, and compliance with industry standards, leading to sound business decisions and customer satisfaction.

What are some common challenges underwriting associates face when balancing risk assessment with client expectations?

Underwriting Associates often need to carefully evaluate the risk profile of applicants while also considering the business objectives and maintaining positive relationships with clients or brokers. A common challenge is ensuring thorough risk analysis under tight deadlines, especially when clients expect quick decisions. Balancing the need for accuracy and compliance with internal policies, while also providing responsive service, requires strong organizational and communication skills. Collaborating closely with senior underwriters and other departments can help manage these challenges and ensure informed, fair decisions.

Is underwriting a hard career?

Underwriting is a detail-oriented role that requires strong analytical skills, attention to detail, and knowledge of insurance or financial products. It can be challenging due to the need to assess risk accurately and make decisions under pressure, but it also offers opportunities for professional growth and specialization.

Is underwriting an entry level position?

Underwriting associate positions are often entry-level roles that require basic knowledge of insurance or finance, strong analytical skills, and attention to detail. Many employers provide on-the-job training, and some roles may prefer candidates with a relevant degree or certification, such as the Chartered Insurance Professional (CIP).

What are the most commonly searched types of Underwriting jobs in Rhode Island?

The most popular types of Underwriting jobs in Rhode Island are:

What cities in Rhode Island are hiring for Underwriting Associate jobs?

Cities in Rhode Island with the most Underwriting Associate job openings:

Underwriting Associate jobs near you
Infographic showing various Underwriting Associate job openings in Rhode Island as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 22% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $38,731 per year, or $18.6 per hour.

Manager, Underwriting

Carolina, RI • Hybrid

Ourhrconnect
See more jobs at Ourhrconnectexternal

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago

Job description


Summary
 Oversees the day-to-day underwriting operations including budget and staff planning as well as direct supervision of personnel to successfully accomplish company underwriting objectives and compliance. Identifies, analyzes, and manages the assigned line of business for maximum profitability. Develops corporate underwriting guidelines and strategies for risk acceptability.
Description
 

Why should you join the BlueCross BlueShield of South Carolina family of companies? Other companies come and go, but we've been part of the national landscape for more than seven decades, with our roots firmly embedded in the South Carolina community. We are the largest insurance company in South Carolina ... and much more. We are one of the nation's leading administrators of government contracts. We operate one of the most sophisticated data processing centers in the Southeast. We also have a diverse family of subsidiary companies, allowing us to build on various business strengths. We deliver outstanding service to our customers. If you are dedicated to the same philosophy, consider joining our team!

Position Purpose:

Oversees the day-to-day underwriting operations including budget and staff planning as well as direct supervision of personnel to successfully accomplish company underwriting objectives and compliance. Identifies, analyzes, and manages the assigned line of business for maximum profitability. Develops corporate underwriting guidelines and strategies for risk acceptability.

Location:

This is hybrid position, we are looking for candidates in South Carolina, North Carolina, and Georgia. After the training period this individual will be in office either one or two days a week. Typical hours are Monday - Friday, from 8:30am - 5pm.

WhatYou'llDo:

  • Implement and enforce underwriting policy and procedures with respect to technical risk analysis, risk selection standards, and pricing methodologies. Audits, monitors, and analyzes the underwriting and policyholder service activities for risk acceptability and adherence to company service and quality standards. Supervise, monitor, and direct the performance of the policy issuance and policyholder service activities. Preparing daily, weekly, and quarterly reports as required.
  • Responsible for the oversight of servicing carrier operations, primarily underwriting and policy administration. Manages and administers all aspects of the corporate risk management and insurance program, for all exposures with assigned line.
  • Fosters customer relations and resolves issues/problems with agents and prospective business partners. Establishes and maintains a positive, congenial working relationship with agents, policyholders, coworkers and others. Responsible for relationships with reinsurers, including monitoring of agreements, selecting/negotiating retentions, and facultative needs.
  • Establishing and maintaining appropriate processing procedures to ensure compliance with plan rules and regulations. Participates in formulation of underwriting policy and procedures, preparing manual revisions and updates, and sending out frequent e-mails to company personnel with updated information for assigned line of business.
  • Provide assistance to the director and other management as necessary on special projects.

To QualifyForThis Position, You'll NeedThe Following:

  • Required Work Experience: 7 years Underwriting. 2 years in a supervisory role OR equivalent military experience in grade E4 or above.
  • Required Education: Bachelor's
  • Degree Equivalency: 4 years job related work experience or Associate's and 2 years job related work experience
  • Required Work Experience: 7 years Underwriting. 2 years in a supervisory role OR equivalent military experience in grade E4 or above.
  • Required Skills and Abilities: Extensive knowledge of underwriting policies and procedures. Excellent interpersonal, organizational, communication, presentation, and problem solving skills strong understanding of automated systems. Demonstrates efficient supervisory/motivational ability.
  • Required Software and Other Tools: Microsoft Office.

We Prefer That You HaveTheFollowing:

  • Preferred Skills and Abilities: Knowledge of the reinsurance market. Ability to identify important insurance exposures and evaluate various alternatives for treating
  • Preferred Software and Other Tools: Knowledge of presentation software.
  • Preferred Licenses and Certificates: Professional designation, certification, or association.


OurComprehensiveBenefitsPackageIncludesTheFollowing:

We offer our employees great benefits and rewards.You will be eligible toparticipateinourbenefitsprogramthe first of the month following28 daysof employment.

  • Subsidized health plans, dental and vision coverage

  • 401kretirement savings plan with company match

  • Life Insurance

  • Paid Time Off (PTO)

  • On-site cafeterias and fitness centers in major locations

  • EducationAssistance

  • Service Recognition

  • National discounts to movies, theaters, zoos, theme parks and more

What We Can Do for You:

We understand the value of a diverse and inclusive workplace and strive to be an employer where employees across all spectrumshave the opportunity todevelop their skills, advance their careers and contribute their unique abilities to the growth of our company.

WhatTo Expect Next:

After submitting your application, our recruiting team members will review your resume to ensure you meet the qualifications.This may include a brief telephone interview or email communication with our recruiter to verify resume specifics and salary requirements.

Equal Employment Opportunity Statement

BlueCross BlueShield of South Carolina and our subsidiary companies maintain a continuing policy of nondiscrimination in employment to promote employment opportunities for persons regardless of age, race, color, national origin, sex, religion, veteran status, disability, weight, sexual orientation, gender identity, genetic information or any other legally protected status. Additionally, as a federal contractor, the company maintains affirmative action programs to promote employment opportunities for individuals with disabilitiesand protected veterans. It is our policy to provide equal opportunities in all phases of the employment process and to comply with applicable federal, state and local laws and regulations.

We are committed to working with and providing reasonable accommodations to individuals with disabilities, pregnant individuals, individuals with pregnancy-related conditions, and individuals needing accommodations for sincerely held religious beliefs, provided that those accommodations do not impose an undue hardship on the Company.

If you need special assistance or an accommodation while seeking employment, please email mycareer.help@bcbssc.comor call 800-288-2227, ext. 47480 with the nature of your request. We will make a determination regarding your request for reasonable accommodation on a case-by-case basis.

We participate in E-Verify and comply with the Pay Transparency Nondiscrimination Provision. We are an Equal Opportunity Employer. Here's moreinformation.

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