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Underwriter Jobs in Reno, NV (NOW HIRING)

Guild

Loan Processor III

Reno, NV · On-site

$39K - $54K/yr

Position Summary Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve ...

Guild Mortgage

Loan Processor III

Reno, NV

$39K - $54K/yr

Position Summary Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve ...

Guild

Loan Processor III

Reno, NV · On-site

$23.16 - $34.74/hr

Position Summary Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve ...

Guild Mortgage

Loan Processor III

Reno, NV · On-site

$48K - $72K/yr

Position Summary Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve ...

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All JobsUnderwriter JobsUnderwriter Jobs in Reno, NV

Underwriter information

See Reno, NV salary details

$32.4K

$78.6K

$139.1K

How much do underwriter jobs pay per year?

As of Jun 13, 2026, the average yearly pay for underwriter in Reno, NV is $78,647.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,800.00 and $86,700.00 per year, depending on experience, location, and employer.

Do you need a degree to be an underwriter?

A degree is not always required to become an underwriter, but many employers prefer candidates with a bachelor's degree in fields like finance, business, or economics. Relevant skills such as analytical thinking, attention to detail, and knowledge of insurance or lending practices are also important, and professional certifications can enhance job prospects.

What qualifications do you need for underwriting?

Underwriters typically need a bachelor's degree in finance, economics, or a related field. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance or lending practices; professional certifications like the Chartered Property Casualty Underwriter (CPCU) can also enhance qualifications.

What is the difference between Underwriter vs Actuary?

AspectUnderwriterActuary
Required CredentialsInsurance license, sometimes certifications like CPCUFellowship in SOA or CAS, actuarial exams
Work EnvironmentInsurance companies, underwriting departmentsConsulting firms, insurance companies, financial institutions
Industry UsageCommon in insurance, bankingPrimarily in insurance, pensions, finance
Job FocusAssessing risk for policy approvalAnalyzing statistical data to predict future risks

While both underwriters and actuaries work in the insurance industry assessing risk, underwriters focus on evaluating individual insurance applications and approving policies. Actuaries analyze large data sets to forecast future risks and set premium rates. Their roles complement each other but require different certifications and skill sets.

What Do Underwriters Do?

The most common underwriters work for insurance companies or financial institutions to evaluate financial risk for insurance policies or loans. They review applications and paperwork and can approve or deny the request based on a set of three criteria--credit reputation, capacity to repay the loan, and collateral value. Underwriters check the applicant’s credit report and credit history, weight their annual salary with the cost of the loan or policy, and determine the loan-to-value ratio. Using these factors, they may approve the application, suspend it until further stipulations are met, or deny it.

Other kinds of underwriters include equity underwriters who administer the distribution of securities, and debt securities underwriters who buy government bonds and other debt securities and sell them for a profit.

Is underwriting a tough job?

Underwriting is a demanding role that requires strong analytical skills, attention to detail, and the ability to assess risk accurately. It often involves working under pressure to meet deadlines and making complex decisions based on financial and personal information.

What exactly does an underwriter do?

An underwriter evaluates and assesses the risk of insuring individuals or assets by reviewing applications, financial information, and supporting documents. They determine whether to approve or deny coverage and set appropriate premium rates, often using specialized software and industry guidelines. Underwriters play a key role in insurance, banking, and mortgage industries to ensure profitable and manageable risk exposure.

What are the key skills and qualifications needed to thrive as an Underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Proficiency with underwriting software, risk assessment tools, and industry certifications such as CPCU or ARM is highly valued. Excellent decision-making, negotiation, and communication skills help underwriters effectively assess risk and interact with clients or agents. These skills are essential for accurately evaluating applications, minimizing financial risk, and supporting organizational profitability.

What does an underwriter do?

An underwriter evaluates the risk of insuring a person, property, or company and decides whether to provide insurance or a loan, and at what terms. They analyze applications, review financial and background information, and use statistical data to determine the likelihood of a loss. Underwriters play a key role in banking, insurance, and mortgage industries, ensuring that risks are carefully assessed to protect their organization from potential losses.

What are some common challenges faced by underwriters in balancing risk assessment and business goals?

Underwriters often face the challenge of thoroughly assessing risk while also supporting their company's business objectives, such as meeting production goals or maintaining client relationships. This requires a careful analysis of data, attention to detail, and effective communication with agents or brokers to clarify information and negotiate terms. Balancing these priorities can be demanding, but successful underwriters develop strong analytical skills and the ability to make judicious decisions under time constraints. Collaboration with other departments, such as claims and sales, is also key to ensuring both risk management and business targets are achieved.
More about Underwriter jobs
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What are popular job titles related to Underwriter jobs in Reno, NV? For Underwriter jobs in Reno, NV, the most frequently searched job titles are:
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What cities near Reno, NV are hiring for Underwriter jobs? Cities near Reno, NV with the most Underwriter job openings:
Underwriter jobs near you

Associate Underwriter

Mission Underwriting Managers LLC

Reno, NV • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago

Job description

About Mission Underwriting Services
At Mission Underwriters, we provide the capital, issuing paper, and reinsurance access you need to launch your own Program Administrator (PA) business quickly and efficiently. We offer non-recourse capital for qualified underwriters, giving you a manageable risk profile with potential equity upside. By taking care of administrative complexities like compliance, risk management, accounting, and HR, we free you to focus on what you do best underwriting and distribution. Our turnkey platform gets you into the market in just a few months, minimizing disruption to your key relationships. With access to our network of highly rated issuing carriers and reinsurance partners, you can secure coverage with less stress and uncertainty. Built from the ground up, our purpose-driven technology simplifies workflows, enhances responsiveness, and eliminates the burden of outdated legacy systems.
What We Offer:
  • Medical, Dental, Vision
  • 401K, 401K Match
  • Life and Disability Benefits
  • Unaccrued Paid Time Off
  • 11 Paid Holidays
  • Employee Discounts
  • Employee Assistance Program
  • Educational Assistance Program
  • Employee Referral Program
  • Paid Parental Leave

About the Role
As a member of KUBE, the Associate Underwriter is responsible for assisting the underwriting team in all aspects of the underwriting process, including analyzing risks, assessing policy information, and determining appropriate pricing and coverage and quoting for our wholesale brokers. Only candidates local to Reno will be considered.
What you'll do
  • Under the direction of an Underwriter or Senior Underwriting Assistant, work to support the Underwriting workflow in the day-to-day servicing and processing of new business and renewal accounts.
  • Daily communication with Underwriters and/or Senior Underwriters to ensure that tasks are being completed.
  • Assist in audit preparation.
  • Responsible for ensuring quality processing throughout the life cycle of a policy while building working relationships with internal and external teams.
  • Maintains underwriting files by ensuring all relevant documents are included and appropriately filed/documented within System.
  • Develop and maintain a strong working knowledge of Mission's underwriting guidelines, coverage forms, enhancements, rating plans and workflow.
  • Follows up with Brokers and appropriate departments for outstanding subjectivities, loss run requests, inspections and other documentation as needed.
  • Assist in the review of new and renewal submissions to determine if they meet underwriting criteria, and for completeness of documentation.
  • Request and review incoming Broker of Record letters, as appropriate.
  • Process non-renewals and cancellation letters and endorsements.
  • Review, finalize and issue policies.
  • Underwrite risks and assist the Underwriting team in accordance with the business plan and within delegated underwriting authority.

Knowledge, Skills and Abilities
  • Excellent verbal and written communication skills, including ability to effectively communicate with internal and external customers.
  • Must demonstrate self-motivation, dependability, as well as strong problem solving and analytical skills.
  • Ability to manage multiple priorities and meet deadlines.

Qualifications
  • Bachelor's degree; OR 3+ years of experience in insurance
  • Working knowledge of MS Word, Excel, PowerPoint
  • Ability to learn new systems efficiently and effectively
  • Ability to Multitask and prioritize work
  • Strong organization and time management skills
  • Ability to travel up to 10% of the year

Preferred Qualifications
  • Experience in the commercial insurance industry and regulatory environment.

Working Conditions:
  • Requires a quiet work environment with regular sitting at a computer for extended periods of time.
  • Regular use of hands and fingers.
  • Frequent talking or hearing.
  • Vision requirements: Close, distance, color, peripheral, focus and depth perception.

Additional Information
This is a hybrid role with scheduled time in the Reno office on a weekly basis. Planned, in-office activities may be required on occasion (typically 2-4x per year).
You must live in the United States and be authorized to work in the United States without requirement of employmentsponsorship/visa.

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